1090 Crooked Creek Road, Eatonton, GA 31024
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 19, 2026, 1090 Crooked Creek Road in Eatonton is listed at $1,450,000 (2,681 sq ft, about $541 per sq ft). It has been 160 days on market. Listing facts: built in 2021, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2021 · 5 yrs
- 2,681 sq ft of living area
- Garage
- 160 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 2021BuiltPer public record
- Sep 4, 2026First trackedObserved at $1,499,000
- Sep 16, 2026Price cut$1,450,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $7,679/mo 81%
- Taxes $1,353/mo 14%
- Insurance $431/mo 5%
- HOA $50/mo 1%
$9,513/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $541 per square foot, about in line with the community’s $541 median. None’s 12-month median sold price per square foot is $541. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Motivated seller! This home is going to make a family lots of wonderful lake memories and with the most recent price improvement you have immediate equity! Welcome to 1090 Crooked Creek Road, an exceptional lakefront home on Lake Sinclair offering the perfect combination of modern design, smart technology, and effortless lake living.
Built in 2021, this 4 bedroom, 3 bathroom home sits on a fee simple 1.21-acre lot with approximately 110 feet of water frontage, a gentle slope to the water, and around 8 feet of depth at the end of the double boathouse. Inside, the home features a spacious open floor plan designed for both everyday living and entertaining. The light-filled kitchen is complete with custom cabinetry, quartz countertops, tile backsplash, upgraded stainless steel appliances, and designer lighting, all flowing seamlessly into the main living area with a fireplace and beautiful lake views.
The primary suite on the main level offers a private retreat with a well-appointed bathroom featuring a double vanity, double shower, and generous closet space. A secondary bedroom and full bath are also located on the main level, while upstairs includes two additional bedrooms and a full bath, ideal for hosting family and guests. This home is equipped with a full smart home system, allowing you to control security, lighting, sound, and entertainment through the Crestron app.
Features include zoned security coverage, exterior cameras surrounding the home and dock, integrated TVs, whole-house sound, and automated functionality designed for both comfort and peace of mind. Outdoor living is where this property truly shines. Enjoy a saltwater inground pool with built-in seating, app-controlled features including the heater, and a thoughtfully designed layout with equipment discreetly tucked beneath the porch.
The fully irrigated landscaping, greenhouse, and fire pit create a backyard setting that feels both functional and inviting. Expansive porches offer incredible lake views and additional space to relax, entertain, and take in the setting year-round. An added bonus is the approximately 1,000 square feet of unconditioned space beneath the home - a handyman's dream with plenty of room to drive in a golf cart or riding lawn mower, store pool and lake toys, or create the perfect workshop and project space.
At the lake, the double boathouse is built for entertaining, complete with a covered area, TV, and refrigerator-perfect for long days on the water. With a concrete driveway, ample parking, and a location convenient to marinas, dining, and nearby amenities at Lake Sinclair and Lake Oconee, this property offers the best of lake living with modern comfort and style.
All 71 photos
Description provided by Kim and Lin Logan Real Estate and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $1,450,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 79 active listings competing, 21 under contract
For reference, this home is listed at $1,450,000 ($541/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,681 sq ft × $476–$606/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 19, 2026.
Similar homes for sale near Eatonton
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Eatonton
- 101 Pinkerton Road · $1,295,000 · 3 bd / 2.5 ba · listed September 16, 2026 (courtesy of Drake Realty Lake Area)
- 215 Crooked Creek Bay Rd · $349,000 · 3 bd / 2.0 ba · listed September 16, 2026 (courtesy of Keller Williams Premier)
- 304B Cold Branch Road · $644,900 · 5 bd / 3.0 ba · listed September 15, 2026 (courtesy of Algin Realty, Inc.)
- 105 Blue Branch Drive · $685,000 · 3 bd / 2.0 ba · listed September 15, 2026 (courtesy of Keller Williams Lake Oconee)
- 117 Sunfish Trail · $315,000 · 2 bd / 1.0 ba · listed September 15, 2026 (courtesy of Lane Realty)
- 782 Sparta Highway · $80,000 · 3 bd / 2.0 ba · listed September 14, 2026 (courtesy of Keller Williams Lake Oconee)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Kim and Lin Logan Real Estate · MLS # 10730368
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Recent sales activity in Eatonton
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the None neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Explore Putnam County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Putnam County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 1090 Crooked Creek Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Putnam County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,681 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $16,240/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Data sources & freshness
| Listing record | Georgia MLS, refreshed twice daily (last: September 19, 2026) |
| Community market stats | Georgia MLS closed sales, as of September 19, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1090 Crooked Creek Road and when was it built?
Per the listing record, 1090 Crooked Creek Road was built in 2021 and has 2,681 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1090 Crooked Creek Road in?
1090 Crooked Creek Road is in Eatonton, Putnam County. The community section on this page shows recent closed sales, days on market, and active inventory for Eatonton from the same MLS data.
Does 1090 Crooked Creek Road have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 1090 Crooked Creek Road estimated?
The estimate on this page (about $16,240 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 1090 Crooked Creek Road in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1090 Crooked Creek Road in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.