14 days on market (MLS) Condominium
$429,900
3-Bedroom Condo in Smoky Mountain Village

116 Smokey Mountain Lane #201, Clayton, GA 30525

Condominium in Smoky Mountain Village, Clayton · No CDD on record
Smoky Mountain Village · Clayton, GA 30525 · Rabun County
Listing data updated October 3, 2026 · refreshed twice daily
3Bedrooms
3Bathrooms
2009Year Built
GarageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

As of October 3, 2026, 116 Smokey Mountain Lane #201 in Smoky Mountain Village, Clayton is listed at $429,900. It has been 14 days on market. Listing facts: built in 2009. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2009 · 17 yrs
  • Garage
  • 14 days on market
Listing description

About this home

Welcome to 116 Smoky Mountain Lane, Condo 201, Clayton, GA. This 3 bedroom. 3 bathroom 2,030 sq ft home is ideally located in Smoky Mountain Village, a desirable, 55+ gated community that offers a relaxed, low maintenance lifestyle in the beautiful Blue Ridge Mountains of Northeast Georgia.

Among the community's 24 condominium residences, this spacious corner end unit is especially appealing. It offers square footage and more windows than the interior units, filling the home with abundant natural light. One of its most inviting features is the expansive 30x10 ft screened porch, which extends the full length of the condominium and showcases beautiful Mountain Views.

It is the perfect setting for morning coffee, quiet afternoons, or relaxed evenings with friends and family. Additional conveniences include a private 10x20 foot storage unit, offering 200 sq ft of dedicated storage, plus a designated, enclosed garage with remote access. Smoky Mountain Village residents also enjoy a private clubhouse where they can gather to celebrate holidays, share meals, watch a movie together, play games, or cheer on their favorite sports team.

It includes an exercise equipment room, lending library, kitchen, meeting room, large stone fireplace, big screen tv, and a large outdoor space with tables, chairs, and gas grill. The clubhouse may also be reserved for private parties, meetings, family gatherings, or events at no additional charge. Conveniently located near the charming town of Clayton, Smoky Mountain Village has close proximity to an impressive variety of locally owned restaurants, boutiques and shops.

Outdoor recreation is just minutes away at Lake Burton and Lake Rabun, while the surrounding mountains offer countless opportunities for hiking, including the legendary Appalachian Trail. Whether you are searching for a year round residence, a peaceful mountain getaway, or a second home where you can escape the Atlanta or Florida heat, this condominium is ready to welcome you. Enjoy the convenience of gated, low maintenance living and the freedom to lock the door and leave with confidence whenever your travels beckon...

All 20 photos

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Description provided by Clickit Realty Inc. and reproduced from the MLS; not independently verified.

Listing courtesy of Clickit Realty Inc. · Listing agent: Susan H Ayers · 678-344-1600Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$429,900
Bed / bath3 / 3
Year built2009
Property typeCondominium
GarageYes
MLS #10844106
Listing status14 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyRabun
Estimated first-year tax~$4,514/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$2,893
Insurance (illustrative)$2k–$3k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,893/mo
  • Principal & interest $2,353/mo 81%
  • Taxes $376/mo 13%
  • Insurance $164/mo 6%

$2,893/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,514/yr

Estimate: a typical Rabun effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Rabun County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveVery Low
WildfireRelatively Low
TornadoRelatively Low
LightningRelatively Moderate
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2009BuiltPer public record
  • Sep 11, 2026First seen on movewithmomentum.comObserved at $429,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $429,900Momentum Realty · on market 14 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Rabun County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Smoky Mountain Village. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Seen enough photos?

Want to see 116 Smokey Mountain Lane #201?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Clickit Realty Inc. · MLS # 10844106

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Smoky Mountain Village

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Smoky Mountain Village

  • 31 Creekside Lane · $500,000 · 5 bd / 3.5 ba · listed September 30, 2026 (courtesy of Poss Realty)
  • 65 Seasons View Court · $1,950,000 · 5 bd / 4.5 ba · listed September 30, 2026 (courtesy of Mountain Sotheby's International)
  • 23 Clyde Ellen Drive · $439,000 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of Poss Realty)
  • 100 Bee Tree Run · $425,000 · 2 bd / 2.0 ba · listed September 29, 2026 (courtesy of RE/MAX Town & Country)
  • 380 David Drive · $440,000 · 3 bd / 2.5 ba · listed September 26, 2026 (courtesy of Realtor 1 Enterprises LLC)
  • 110 Maple Street · $499,000 · 3 bd / 2.0 ba · listed September 26, 2026 (courtesy of Poss Realty)
Assigned schools

Assigned schools

Schools currently assigned to this address in Rabun County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

RabunAssigned elementary school · Rabun County School District
RabunAssigned middle school · Rabun County School District
RabunAssigned high school · Rabun County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Clayton

Groceries, dining, and parks for this city — see the city guide.

View →
County
Rabun

Schools, taxes, and services are county-administered — see the county guide.

Community
Smoky Mountain Village

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 116 Smokey Mountain Lane #201, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2009 (17 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Rabun County; age of roof and any prior claims affect the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,514/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: October 3, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Rabun County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 116 Smokey Mountain Lane #201 and when was it built?

Per the listing record, 116 Smokey Mountain Lane #201 was built in 2009 and has 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 116 Smokey Mountain Lane #201 in?

116 Smokey Mountain Lane #201 is in Smoky Mountain Village in Clayton, Rabun County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

How are property taxes on 116 Smokey Mountain Lane #201 estimated?

The estimate on this page (about $4,514 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 116 Smokey Mountain Lane #201 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 116 Smokey Mountain Lane #201 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.