Under ContractSingle Family Residence▼ Price cut: $10,000 (9/11)
$289,900
3-Bedroom Home in The Lakes at Cottonvale
120 Fontenot Drive, Savannah, GA 31405
Single Family Residence in The Lakes at Cottonvale, Savannah
The Lakes at Cottonvale · Savannah, GA 31405 · Chatham County
Listing data checked against the MLS November 8, 2026 at 5:35 AM ET · rechecked hourly
Listed by Keller Williams Realty Coastal (MLS) · Page maintained by Momentum Realty LLC, a licensed Georgia brokerage
3Bedrooms
2Bathrooms
1,422Sq Ft
2011Year Built
$204Per Sq Ft
Garage
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
3% above
$/sq ft vs community
$204 here vs $198 median sold (12 mo)
Buyer leverage
Balanced market
168 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
120 Fontenot Drive in The Lakes at Cottonvale, Savannah is listed at $289,900 (1,422 sq ft, about $204 per sq ft). It has been listed May 22, 2026. Listing facts: built in 2011, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2011 · 15 yrs
1,422 sq ft of living area
Garage
Listed at $289,900 — recent neighborhood median sale price ~$275,000 (nearby sales; deemed reliable, not an appraisal)
listed May 22, 2026
No HOA reported by the listing (confirm)
Listing description
About this home
Welcome to this beautifully maintained 3-bedroom, 2-bath home with a 2-car garage, perfectly situated in the desirable community of The Lakes of Cottonvale. Step inside to a bright and inviting great room featuring vaulted ceilings and a cozy gas fireplace, creating the perfect space for relaxing or entertaining. The spacious primary suite offers a generous walk-in closet and a private ensuite bath complete with a soaking tub and separate shower-ideal for unwinding at the end of the day.
The eat-in kitchen includes a convenient breakfast bar and plenty of room for casual dining. Enjoy morning coffee or evening sunsets from the covered porch overlooking a peaceful lagoon view in the backyard. A full-size laundry room adds everyday convenience, while the home's prime location places you just minutes from Pooler, Downtown Savannah, and the Southside area-providing easy access to shopping, dining, and major employers.
This home combines comfort, functionality, and location, making it a must-see.
All 15 photos
Description provided by Keller Williams Realty Coastal and reproduced from the MLS; not independently verified.
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Oct 2026
$275,000
154 Fontenot Drive, Savannah
3 / 2 bd/ba · 1,441 sq ft · $191/sq ft
Courtesy of Seaport Real Estate Group · View details →
Sold May 2026
$295,000
61 Chapel Lake, Savannah
3 / 2 bd/ba · 1,400 sq ft · $211/sq ft
Courtesy of Southern Classic Realtors · View details →
Sold May 2026
$304,000
190 Chapel Lake, Savannah
3 / 2 bd/ba · 1,386 sq ft · $219/sq ft
Courtesy of Coldwell Banker Access Realty · View details →
Sold Aug 2026
$210,000
106 Winding Way, Savannah
3 / 1 bd/ba · 1,500 sq ft · $140/sq ft
Courtesy of Keller Williams Realty Coastal · View details →
Sold Apr 2026
$275,000
198 Chapel Lake, Savannah
3 / 2 bd/ba · 1,343 sq ft · $205/sq ft
Courtesy of LPT Realty · View details →
Sold Aug 2026
$147,000
151 Laurelwood Drive, Savannah
3 / 2 bd/ba · 1,216 sq ft · $121/sq ft
Courtesy of Century 21 Luxe Real Estate Services · View details →
Median of these 6 sales: $275,000 ($198/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$289,900
Bed / bath3 / 2
Living area1,422 sq ft
Year built2011
Property typeSingle Family Residence
GarageYes
MLS #10735314
Listing statusUnder Contract
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~16 ft
CountyChatham
Area listings1 active · 0 under contract
Estimated first-year tax~$3,044/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$204
Estimated monthly payment$1,931
Insurance (illustrative)$1k–$2k/yr
Messtimate range$199,080 – $300,042
Comparable-sales median$275,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$1,931/mo
Principal & interest $1,571/mo81%
Taxes $254/mo13%
Insurance $106/mo6%
$1,931/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,044/yr
Estimate: a typical Chatham effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~16 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Chatham County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · The Lakes at Cottonvale
Pricing & the The Lakes at Cottonvale market
How this home is priced against recent nearby sales, and where The Lakes at Cottonvale has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2011BuiltPer public record
About May 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about May 22, 2026)
Sep 2, 2026First seen on our siteObserved at $299,900
Sep 11, 2026Price cut$289,900 (-$10,000, -3.3%)
NowUnder contractActive under contract
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $289,900Keller Williams Realty Coastal · listed May 22, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
42/100
Strongest on: Market liquidity (44), Price vs area (42)
0 limited50100 exceptional
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area42
This home $204/sq ft vs the community 12-month median $198/sq ft.
Affordability41
List price $289,900 vs the community median $275,000. Not a measure of personal affordability.
Market liquidity44
Community inventory, ~6.0 months of supply (12-month record).
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $204 per square foot, about 3% above the community’s $198 median. The Lakes at Cottonvale’s 12-month median sold price per square foot is $198. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in The Lakes at Cottonvale, no CDD assessment.
Checked against the MLS November 8, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Keller Williams Realty Coastal · MLS # 10735314
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Keep looking
Similar homes for sale near The Lakes at Cottonvale
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
Savannah's Legacy project on old fairgrounds site moves into construction
The 66-plus acre former Coastal Empire Fairgrounds site in Savannah's 5th District is being redeveloped. A senior complex is under construction and expected to finish in under a year, and city leaders unanimously approved a 15-home affordable subdivision. Later phases are planned to include urgent care, a recreational sports facility, a technology learning studio and a lake with trails.
Why it matters: The phased mix of new housing, medical care and recreation adds housing supply and local services to an area on Savannah's west side over the next several years. The project is about 6 miles east of The Lakes At Cottonvale, elsewhere in Chatham County.
Army Corps permit clears $2.3 billion Savannah Container Terminal on Hutchison Island
The Georgia Ports Authority announced federal approval of a 350-acre, 3.5 million TEU terminal, with construction set to begin in January 2028 and finish in the mid-2030s. A separate $1.6 billion Ocean Terminal upgrade is due by the end of 2028, aiming to lift port capacity from 7.75 million toward 12 million TEU. CEO Griff Lynch also announced he will retire on August 1, 2027.
Why it matters: Long-term port expansion supports logistics, trucking and warehouse demand across the Savannah area and keeps freight traffic on regional highways a long-run planning factor. The site is about 8 miles northeast of The Lakes At Cottonvale.
Memorial Health begins $350 million patient tower and parking garage in Savannah, closes Metts Drive
Memorial Health started a two-year, $350 million expansion on its Savannah campus on Oct. 5, adding a 90-bed patient tower and a 1,000-space parking garage that bring capacity to 718 beds. Building 600 and parts of the loading dock are being demolished. Metts Drive closes during construction, with the main entrance and emergency room expected to stay open.
Why it matters: Expect detours around the Metts Drive and Waters Avenue area for about two years, and added healthcare capacity and nursing jobs through 2027 and 2028. The site is about 8 miles east of The Lakes At Cottonvale.
Chatham County and Savannah approve 155-day moratorium on large data centers
Chatham County approved a 155-day pause on data centers of 10 megawatts or more in unincorporated areas, plus conversions of buildings of at least 200,000 square feet. The Savannah City Council re-approved the same moratorium on Sept. 10 without opposition after holding a new hearing for legal compliance.
Why it matters: The pause limits new large data center and big-building conversion applications in Chatham for about five months, affecting industrial land use decisions. The site is less than a mile east of The Lakes At Cottonvale.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Chatham County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Chatham County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 120 Fontenot Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2011 (15 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Chatham County; age of roof and any prior claims affect the premium.
Listed living area is 1,422 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,044/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: November 8, 2026)
Comparable sales
Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 120 Fontenot Drive and when was it built?
Per the listing record, 120 Fontenot Drive was built in 2011 and has 1,422 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 120 Fontenot Drive in?
120 Fontenot Drive is in The Lakes at Cottonvale in Savannah, Chatham County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 120 Fontenot Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 120 Fontenot Drive estimated?
The estimate on this page (about $3,044 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 120 Fontenot Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Keller Williams Realty Coastal
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
