listed Nov 5, 2026 Single Family Residence Open house Sun, Nov 8, 2 PM–4 PM
$750,000
5-Bedroom Home in Grove Park

1220 Spring Oak Way, Cumming, GA 30041

Single Family Residence in Grove Park, Cumming
Grove Park · Cumming, GA 30041 · Forsyth County
Listing data checked against the MLS November 6, 2026 at 2:39 PM ET · rechecked hourly
5Bedrooms
4Bathrooms
4,761Sq Ft
1996Year Built
$158Per Sq Ft
WaterfrontGarage5 bedrooms
Open house
  • Sun, Nov 8, 2 PM–4 PM
Times per the listing broker in the MLS; confirm before you go. Updated hourly.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$158 here vs $158 median sold (12 mo)
Buyer leverage
Buyer advantage
1 days on market
2904.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $750k tops 8 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

1220 Spring Oak Way in Grove Park, Cumming is listed at $750,000 (4,761 sq ft, about $158 per sq ft). It came to market within the past week. Listing facts: built in 1996, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 1996 · 30 yrs
  • 4,761 sq ft of living area
  • Garage
  • Listed at $750,000 — recent neighborhood median sale price ~$744,500 (nearby sales; deemed reliable, not an appraisal)
  • New to market
Listing description

About this home

TRULY ONE-OF-A-KIND! The entrance feels like a gateway to nature, and as you make your way down the long, meandering driveway, you'll know you've found something very special - and it only gets better. Beyond the welcoming front porch and stunning custom mahogany double doors is an extraordinary home surrounded by the beauty and privacy of a breathtaking 1.31-acre natural setting, complete with a spring-fed creek tucked away at the rear of the property.

Peaceful, beautiful and surrounded by nature, this remarkable property feels miles away from it all, yet is conveniently located in the heart of Cumming. Step inside the grand two-story foyer and into a beautiful, big open and light-filled floor plan designed for both everyday living and entertaining. The gorgeous gourmet chef's kitchen opens to a large walk-out deck and flows seamlessly into the magnificent two-story great room featuring a stacked-stone fireplace and custom built-ins.

Just beyond, a spacious sunroom offers breathtaking 180-degree views of the surrounding natural beauty and incredible place to relax and enjoy the peaceful setting. The main level also features a banquet-sized dining room, private guest bedroom with full bath, an additional living/sitting room adjacent to the entrance foyer, and both front and rear staircases. Upstairs, the incredible primary suite is a true retreat, complete with a bay-window sitting area showcasing beautiful views of nature and a beautifully updated, spa-like primary bath.

Two additional generously sized bedrooms share a nicely updated Jack-and-Jill bath, and an oversized laundry room provides exceptional convenience and storage. The finished terrace level offers an incredible extension of the home's living and entertaining space, featuring a large media/family room with wet bar, an additional bedroom and full bath, plus a versatile flex room ideal for a home office, gym, studio, hobby, music or gaming room. There is also a storage/utility room and a huge unfinished storage/workshop area, providing an exceptional amount of additional space.

Outdoor living is equally impressive. Enjoy the expansive deck overlooking the property, a fabulous paver patio below with an under-deck drainage system, large storage shed and an incredibly private backyard surrounded by mature trees and natural beauty. Venture toward the rear of the property and discover the spring-fed creek that winds through this peaceful natural setting another special feature that makes this property so unique.

Located in the sought-after, beautiful and amenity-rich Grove Park community in the heart of Cumming, just minutes from Lake Lanier, shopping, dining, schools, Northside Forsyth Hospital, GA400 and everything the area has to offer, yet seemingly miles away from it all. This is more than a beautiful home, it's a setting and lifestyle that's very difficult to find. Welcome Home!

All 82 photos

1220 Spring Oak Way, Cumming GA - photo 6 of 821220 Spring Oak Way, Cumming GA - photo 7 of 821220 Spring Oak Way, Cumming GA - photo 8 of 821220 Spring Oak Way, Cumming GA - photo 9 of 821220 Spring Oak Way, Cumming GA - photo 10 of 821220 Spring Oak Way, Cumming GA - photo 11 of 821220 Spring Oak Way, Cumming GA - photo 12 of 821220 Spring Oak Way, Cumming GA - photo 13 of 821220 Spring Oak Way, Cumming GA - photo 14 of 821220 Spring Oak Way, Cumming GA - photo 15 of 821220 Spring Oak Way, Cumming GA - photo 16 of 821220 Spring Oak Way, Cumming GA - photo 17 of 821220 Spring Oak Way, Cumming GA - photo 18 of 821220 Spring Oak Way, Cumming GA - photo 19 of 821220 Spring Oak Way, Cumming GA - photo 20 of 821220 Spring Oak Way, Cumming GA - photo 21 of 821220 Spring Oak Way, Cumming GA - photo 22 of 821220 Spring Oak Way, Cumming GA - photo 23 of 821220 Spring Oak Way, Cumming GA - photo 24 of 82

Description provided by RE/MAX Center and reproduced from the MLS; not independently verified.

Listing courtesy of RE/MAX Center · Listing agent: John Organ · 770-932-1234Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $744,500 ($158/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$750,000
Bed / bath5 / 4
Living area4,761 sq ft
Year built1996
Property typeSingle Family Residence
GarageYes
MLS #10884618
Listing statuslisted Nov 5, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyForsyth
Estimated first-year tax~$7,875/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$158
Estimated monthly payment$5,075
Insurance (illustrative)$3k–$6k/yr
Messtimate range$661,779 – $837,936
Comparable-sales median$744,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,075/mo
  • Principal & interest $4,065/mo 80%
  • Taxes $656/mo 13%
  • Insurance $354/mo 7%

$5,075/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,875/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Grove Park

Pricing & the Grove Park market

How this home is priced against recent nearby sales, and where Grove Park has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1780 Habersham Villa Dri…1780 Habersham Villa Drive: $111/sq ft$1111130 S Rudder Road1130 S Rudder Road: $139/sq ft$1391785 Unity Loop1785 Unity Loop: $148/sq ft$148This homeThis home: $158/sq ft$1583030 Blackstock Drive3030 Blackstock Drive: $167/sq ft$1674665 Spring Wood Trace4665 Spring Wood Trace: $176/sq ft$1764025 Little Falls Drive4025 Little Falls Drive: $241/sq ft$241Community median $158
Property timeline

This home’s history

  • 1996BuiltPer public record
  • About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 4, 2026)
  • Nov 4, 2026First seen on our siteObserved at $750,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $750,000RE/MAX Center · listed Nov 5, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 2904.0 months of supply in the surrounding market and 1 days on market for this home, against a 23-day area median.Days on market:this home 1Area median:  23 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by Georgia MLS. As of November 6, 2026.

🟡 Asking $158 per square foot, about in line with the community’s $158 median. Grove Park’s 12-month median sold price per square foot is $158. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 1220 Spring Oak Way?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by RE/MAX Center · MLS # 10884618

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Grove Park

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Grove Park

  • 3610 Fleming Drive · $1,014,900 · 5 bd / 4.0 ba · listed November 6, 2026
  • 2780 Gatewater Court · $449,000 · 3 bd / 2.5 ba · listed November 5, 2026 (courtesy of Mark Spain Real Estate)
  • 1465 Queens Lane · $450,000 · 3 bd / 2.5 ba · listed November 5, 2026 (courtesy of Keller Williams Realty North Atlanta)
  • 3440 Henderson Drive · $750,000 · 4 bd / 3.5 ba · listed November 4, 2026 (courtesy of Keller Williams Realty Atl. Partners)
  • 5065 Virginia Avenue · $439,000 · 3 bd / 2.5 ba · listed November 4, 2026 (courtesy of Avrio Real Estate)
  • 5035 Ansley Lane · $560,000 · 5 bd / 3.0 ba · listed November 1, 2026 (courtesy of Keller Williams Realty Atl. Partners)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Grove Park

Go deeper on Grove Park

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

MashburnAssigned elementary school · Forsyth County School District
LakesideAssigned middle school · Forsyth County School District
Forsyth CentralAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1220 Spring Oak Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 4,761 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,875/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 6, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of November 6, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1220 Spring Oak Way and when was it built?

Per the listing record, 1220 Spring Oak Way was built in 1996 and has 4,761 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1220 Spring Oak Way in?

1220 Spring Oak Way is in Grove Park in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 1220 Spring Oak Way estimated?

The estimate on this page (about $7,875 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1220 Spring Oak Way in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1220 Spring Oak Way in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.