1231 Carriage Ridge Drive, Greensboro, GA 30642
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 3, 2026, 1231 Carriage Ridge Drive in Harbor Club, Greensboro is listed at $474,000 (2,352 sq ft, about $202 per sq ft). That is 44% below Harbor Club's median closed sale of $840,000 over the last 12 months (78 recorded sales). Per square foot it is below the community's recent $248/sq ft by about 19%. It has been 31 days on market, well inside the community's typical 68 days. Listing facts: built in 2020. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2020 · 6 yrs
- 2,352 sq ft of living area
- Garage
- Listed at $474,000 — recent neighborhood median sale price ~$840,000 (nearby sales; deemed reliable, not an appraisal)
- 31 days on market
About this home
Welcome to 1231 Carriage Ridge Drive, a well-maintained 4-bedroom, 3-bath home tucked into the desirable Carriage Ridge section of Harbor Club on Lake Oconee. Built in 2020, this approximately 2,300 sq ft craftsman-style home pairs low-maintenance living with high-end finishes throughout. A covered front porch with stone-based columns and a warm wood-stained ceiling welcomes you inside, where hardwood floors, soaring coffered ceilings, and a stacked-stone fireplace anchor the open-concept main living area.
The kitchen features rich espresso cabinetry, a glass subway tile backsplash, quartz countertops, a farmhouse sink, and stainless-steel appliances - all open to the dining and living spaces, ideal for entertaining. The main-level primary suite offers a private retreat with a double-sink vanity, an oversized tiled walk-in shower, and generous closet space. A dedicated main-level office covers your work-from-home needs, while the upstairs loft is ready to serve as a media room, playroom, or additional guest space.
Set on a 0.31-acre lot within the gated Harbor Club community, residents enjoy access to an award-winning 18-hole golf course, a marina with restaurant and private subdivision lake access, resort-style pools, and tennis and pickleball courts. Just a short walk from home, The Grove amenity campus adds a full fitness center, yoga studio, hiking and fitness trails, a quarter-mile track, sports field, dog parks, and the scenic Sanctuary Pond - all just minutes from Lake Oconee. Low-maintenance living, quality finishes, and an unmatched amenity package: 1231 Carriage Ridge Drive is ready for its next owner.
All 31 photos
Description provided by Coldwell Banker Lake Oconee Realty and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,595/mo 82%
- Taxes $415/mo 13%
- Insurance $144/mo 5%
$3,154/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Greene County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Harbor Club market
How this home is priced against recent nearby sales, and where Harbor Club has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Harbor Club
Each dot is a closed sale since 2023 (203 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $202/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
This home’s history
- 2020BuiltPer public record
- About Sep 2026Listed (per MLS)MLS reports 31 cumulative days on market as of October 3, 2026
- Sep 2, 2026First seen on movewithmomentum.comObserved at $489,900
- Sep 11, 2026Price cut$474,000 (-$15,900, -3.2%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
3 closed sales in Harbor Club in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 3 sales: $840,000 ($248/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Directional estimate — 3 comparable closed sales in Harbor Club, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $474,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 31 days on market vs. a 68-day community median
- 46 active listings competing, 8 under contract
- ≈7.6 months of supply
- 73 closed here in the last 12 months
For reference, this home is listed at $474,000 ($202/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,352 sq ft × $218–$278/sq ft (±12% around the median of 3 comparable closed sales in Harbor Club, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.
Momentum Property Score
71/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 7.6 months of supply in the surrounding market and 31 days on market for this home, against a 68-day area median.Days on market:this home 31Area median: 68 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.
🟡 Asking $202 per square foot, about 19% below the community’s $248 median. Harbor Club’s 12-month median sold price per square foot is $248. Median sold price per square foot is up 21.7% year over year. Confidence: Very High · 78 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Harbor Club sales closed near 96.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 49 active listings in Harbor Club, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Coldwell Banker Lake Oconee Realty · MLS # 10826139
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Similar homes for sale near Harbor Club
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Harbor Club
- 1011 Lofter Place · $875,900 · 4 bd / 3.0 ba · listed October 1, 2026 (courtesy of BHHS Lake Oconee Properties)
- 1211 Turnberry Circle · $1,100,000 · 5 bd / 4.5 ba · listed September 29, 2026 (courtesy of Drake Realty Lake Area)
- 1011 Peachtree Court · $899,000 · 4 bd / 3.5 ba · listed September 19, 2026 (courtesy of Kim and Lin Logan Real Estate)
- 1020 Bridle Trail · $475,000 · 4 bd / 3.0 ba · listed September 19, 2026 (courtesy of Harbor Club Properties)
- 1030 Bridle Trail · $499,000 · 4 bd / 3.5 ba · listed September 19, 2026 (courtesy of Harbor Club Properties)
- 1050 Bridle Trail · $499,000 · 4 bd / 3.5 ba · listed September 19, 2026 (courtesy of Harbor Club Properties)
Recently off market in Harbor Club
- 1570 Club Drive · last listed $875,000 · 2026-09-17
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- 1101 Shoal Creek Court · last listed $2,250,000 · 2026-09-11
More on Harbor Club
Go deeper on Harbor Club
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Greene County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Buyer research checklist
Items worth confirming for 1231 Carriage Ridge Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Greene County; age of roof and any prior claims affect the premium.
- Listed living area is 2,352 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,977/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, refreshed twice daily (last: October 3, 2026) |
| Comparable sales | Georgia MLS closed sales in Harbor Club, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1231 Carriage Ridge Drive and when was it built?
Per the listing record, 1231 Carriage Ridge Drive was built in 2020 and has 2,352 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1231 Carriage Ridge Drive in?
1231 Carriage Ridge Drive is in Harbor Club in Greensboro, Greene County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 1231 Carriage Ridge Drive estimated?
The estimate on this page (about $4,977 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 1231 Carriage Ridge Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1231 Carriage Ridge Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.