17 days on market (MLS) Single Family Residence
$582,794
5-Bedroom Home in Berkeley Mill

1655 Tide Mill Rd.-Lot 81, Cumming, GA 30040

Single Family Residence in Berkeley Mill, Cumming · No CDD on record · Built 2026
Berkeley Mill · Cumming, GA 30040 · Forsyth County
Listing data updated October 5, 2026 · refreshed twice daily
5Bedrooms
3Bathrooms
2,649Sq Ft
2026Year Built
$220Per Sq Ft
GarageNew constructionNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$220 here vs $217 median sold (12 mo)
Buyer leverage
Strong seller market
17 days on market
1.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 12
Price vs recent sales
Asking $583k tops 1 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 5, 2026, 1655 Tide Mill Rd.-Lot 81 in Berkeley Mill, Cumming is listed at $582,794 (2,649 sq ft, about $220 per sq ft). That sits within a few percent of Berkeley Mill's median closed sale of $649,000 over the last 12 months (35 recorded sales). It has been 17 days on market. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 2,649 sq ft of living area
  • Garage
  • Listed at $582,794 — recent neighborhood median sale price ~$649,000 (nearby sales; deemed reliable, not an appraisal)
  • 17 days on market
Listing description

About this home

Ready Now! Located just 1 mile from GA-400 and minutes from Lake Lanier and Cumming City Center, Berkeley Mill offers an ideal blend of convenience, lifestyle, and refined new-construction living in Forsyth County. This Hampton quick move-in on Homesite 81 features 5 bedrooms and 2,649 square feet of thoughtfully designed living space, perfect for everyday comfort and effortless entertaining.

Natural light fills the open-concept main level, including a bright sunroom located just off the breakfast area. The beautifully appointed kitchen features quartz countertops, white cabinetry, matte-black hardware, and a stunning tile backsplash. The spacious gathering room includes a cozy gas-starter fireplace, while the first-floor guest suite with full bath offers comfort and privacy for visitors or multigenerational living.

A private office with French glass doors creates an ideal work-from-home retreat. Upstairs, spacious secondary bedrooms and an oversized loft provide flexible space to relax, play, or grow. With timeless finishes and a layout designed for the way people live today, this home offers abundant space to gather, host, recharge, and begin your next chapter.

Limited-time promotional offers may be available, and the current list price may reflect applicable promotions. Pricing and builder promotions are subject to change without notice prior to contract. Photos are representative of a model home, for illustrative purposes only.

All 30 photos

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Description provided by Pulte Realty of Georgia, Inc and reproduced from the MLS; not independently verified.

Listing courtesy of Pulte Realty of Georgia, Inc · Listing agent: Jaymie Dimbath · 404-777-0267Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$582,794
Bed / bath5 / 3
Living area2,649 sq ft
Year built2026
Property typeSingle Family Residence
GarageYes
MLS #10845799
Listing status17 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyForsyth
Area listings5 active · 5 under contract
Estimated first-year tax~$6,119/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$220
Estimated monthly payment$3,853
Insurance (illustrative)$2k–$2k/yr
Messtimate range$558,939 – $625,164
Comparable-sales median$649,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,853/mo
  • Principal & interest $3,190/mo 83%
  • Taxes $510/mo 13%
  • Insurance $153/mo 4%

$3,853/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,119/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Berkeley Mill

Pricing & the Berkeley Mill market

How this home is priced against recent nearby sales, and where Berkeley Mill has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1687 Branch Creek Drive …1687 Branch Creek Drive #-LOT 97: $207/sq ft$2071681 Branch Creek Drive …1681 Branch Creek Drive #LOT 94: $211/sq ft$211This homeThis home: $220/sq ft$2201619 Tide Mill Road1619 Tide Mill Road: $223/sq ft$2231669 Branch Creek Drive …1669 Branch Creek Drive #LOT 88: $232/sq ft$2321690 Branch Creek Drive …1690 Branch Creek Drive #LOT 103: $236/sq ft$2361683 Branch creek Drive …1683 Branch creek Drive #LOT 95: $257/sq ft$257Community median $217

Price vs. size in Berkeley Mill

Each dot is a closed sale since 2024 (49 total). This home is the gold marker.

$516k$709k$902k2,2893,3244,359This home: $582,794, 2,649 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Property timeline

This home’s history

  • 2026BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 17 cumulative days on market as of October 5, 2026
  • Sep 15, 2026First seen on movewithmomentum.comObserved at $598,794
  • Sep 23, 2026Price cut$581,794 (-$17,000, -2.8%)
  • Sep 26, 2026Price increase$582,794 (+$1,000, +0.2%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $582,794Momentum Realty · on market 17 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Berkeley Mill in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $649,000 ($217/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$558,939the mess$625,164

Stronger local evidence — 6 comparable closed sales in Berkeley Mill, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $582,794 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 12% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 17 days on market vs. a 28-day community median
  • 8 active listings competing, 4 under contract
  • ≈1.6 months of supply
  • 36 closed here in the last 12 months

For reference, this home is listed at $582,794 ($220/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,649 sq ft × $211–$236/sq ft (interquartile band of 6 comparable closed sales in Berkeley Mill, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 5, 2026.

Momentum Scores

Momentum Property Score

61/100
Strongest on: Market liquidity (79), Affordability (67)
0 limited50100 exceptional

61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area47
This home $220/sq ft vs the community 12-month median $217/sq ft.
Affordability67
List price $582,794 vs the community median $649,000. Not a measure of personal affordability.
Market liquidity79
Community median 28 days on market, ~1.6 months of supply (12-month record).
Pricing power52
Recent sales closed at about 97.6% of original asking (~2.4% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 1.6 months of supply in the surrounding market and 17 days on market for this home, against a 28-day area median.Days on market:this home 17Area median:  28 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $220 per square foot, about in line with the community’s $217 median. Berkeley Mill’s 12-month median sold price per square foot is $217. Median sold price per square foot is down 3.7% year over year. Confidence: Very High · 35 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Berkeley Mill sales closed near 97.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 5 active listings in Berkeley Mill, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 5, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Pulte Realty of Georgia, Inc · MLS # 10845799

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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More on Berkeley Mill

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See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

CummingAssigned elementary school · Forsyth County School District
OtwellAssigned middle school · Forsyth County School District
Forsyth CentralAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1655 Tide Mill Rd.-Lot 81, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,649 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,119/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: October 5, 2026)
Comparable salesGeorgia MLS closed sales in Berkeley Mill, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1655 Tide Mill Rd.-Lot 81 and when was it built?

Per the listing record, 1655 Tide Mill Rd.-Lot 81 was built in 2026 and has 2,649 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1655 Tide Mill Rd.-Lot 81 in?

1655 Tide Mill Rd.-Lot 81 is in Berkeley Mill in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 1655 Tide Mill Rd.-Lot 81 estimated?

The estimate on this page (about $6,119 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1655 Tide Mill Rd.-Lot 81 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.