277 Wards Creek Drive, Dahlonega, GA 30533
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 16, 2026, 277 Wards Creek Drive in Van's Inn, Dahlonega is listed at $495,000 (2,778 sq ft, about $178 per sq ft). It has been 64 days on market. Listing facts: built in 2006, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2006 · 20 yrs
- 2,778 sq ft of living area
- Listed at $495,000 — recent neighborhood median sale price ~$587,500 (nearby sales; deemed reliable, not an appraisal)
- 64 days on market
- No HOA reported by the listing (confirm)
About this home
This beautiful north Georgia cabin is located 4.9 miles from the historic, quaint Dahlonega square will not be on the market long! The home has a main level, an upstairs, and terrace level for a total of 2778 square feet. 3 bedrooms/ 3 baths/ with room downstairs that could be a bedroom or office.
There is also a full kitchen on the terrace level as well as the main level. The home is situated on 1.08 acres and is on a corner lot with a rushing creek along one side (Wards Creek). The area around the creek is level and is a great place for picnic tables and fire rings Open the door to the main living area and you see a paneled ceiling, hardwood floors and a stone faced fireplace that reaches to the top ...
it is light, bright and breathtaking! The kitchen, breakfast bar, dining and living area are all in this airy room! The kitchen boasts stainless steel appliances (all stay): refrigerator, Stove/oven unit, microwave, and dishwasher.
The cabinets are stained wood. The large master bedroom is on the main level and has a double door that leads out to a screened porch - a great place for a cup of morning coffee and communing with nature! The master bath has double vanities, and a jetted tub/shower combo.
The master closet is huge! There is a laundry room on the main that has cabinetry in it. The upstairs level has 2 bedrooms and a bathroom with tub / shower combo, Bedroom 2 has a walk-in closet and bedroom #3 has a regular closet but has a great winter view of the mountain across from the home.
The terrace level is finished and has a kitchen (refrigerator, Stove/oven, dishwasher & sink) and a bathroom off if it (shower only). On this level is also a room that could be a bedroom or an office. There is another room that was used as a second living area (has a gas log heater) and it looks into another room that has large glass double door that was used as music room by the owner.
The music room could be used as a game room, an office or what ever you want it to be. There is a door off the second living room to the patio. There are also steps for entry from the main level to the terrace level.
The terrace level is very flexible. The home features a covered wrap around porch that has a porch swing (chairs and swing stay) and opens into a covered side deck (could be an outside eating area). There is a 2 car carport with electricity (2 lights on ceiling of carport).
A shed to the front left of the carport is a shed for trash cans (bear proofing). A larger shed on the left side of the home was used as a workshop/tool shed for the owner ... it has electricity to it.
Behind the shed is a small area where the owners planted tomatoes and has some temporary fencing around it. There is also an in-ground rain barrel near the back side of the screened porch that has a conduit and pump that they used to water the small garden with. The road in front of the home is a county maintained asphalt road and the driveway is concrete.
If you needed more car parking space, there is a spot off the driveway behind the mail box that minus a few trees and a bit of leveling and some gravel would give you at least two more parking spaces. That area is out of the septic field according to the county septic report. 10 minutes to Dahlonega and in the middle of the mountains with all that north GA has to offer: Wineries, hiking, biking, swimming, waterfalls, state parks, panning for gold ...
All 61 photos
Description provided by Maximum One Premier Realtors and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,742/mo 81%
- Taxes $433/mo 13%
- Insurance $199/mo 6%
$3,374/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Lumpkin County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Van'S Inn market
How this home is priced against recent nearby sales, and where Van'S Inn has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2006BuiltPer public record
- About Aug 2026Listed (per MLS)MLS reports 64 cumulative days on market as of October 16, 2026
- Sep 2, 2026First seen on movewithmomentum.comObserved at $495,000
- NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 10 miles in Lumpkin County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $587,500 ($216/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Property Score
84/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $178 per square foot, about 18% below the community’s $216 median. Van'S Inn’s 12-month median sold price per square foot is $216. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in Van'S Inn, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 16, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Maximum One Premier Realtors · MLS # 10812270
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More on Van's Inn
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Assigned schools
Schools currently assigned to this address in Lumpkin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Buyer research checklist
Items worth confirming for 277 Wards Creek Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Lumpkin County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,778 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,198/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: October 16, 2026) |
| Comparable sales | Georgia MLS closed sales within about 10 miles in Lumpkin County, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 277 Wards Creek Drive and when was it built?
Per the listing record, 277 Wards Creek Drive was built in 2006 and has 2,778 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 277 Wards Creek Drive in?
277 Wards Creek Drive is in Van's Inn in Dahlonega, Lumpkin County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 277 Wards Creek Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 277 Wards Creek Drive estimated?
The estimate on this page (about $5,198 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 277 Wards Creek Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.