Single Family Residence in White Oak Hills, Decatur · No CDD on record
White Oak Hills · Decatur, GA 30032 · DeKalb County
Listing data updated October 13, 2026 at 10:34 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,064Sq Ft
1949Year Built
$281Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
24% above
$/sq ft vs community
$281 here vs $226 median sold (12 mo)
Buyer leverage
Seller-leaning
32 days on market
5.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 13, 2026, 2886 Joyce Avenue in White Oak Hills, Decatur is listed at $298,999 (1,064 sq ft, about $281 per sq ft). That is 19% below White Oak Hills's median closed sale of $367,000 over the last 12 months (8 recorded sales). Per square foot it is above the community's recent $226/sq ft by about 24%. It has been 32 days on market. Listing facts: built in 1949, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1949 · 77 yrs
1,064 sq ft of living area
Listed at $298,999 — recent neighborhood median sale price ~$367,000 (nearby sales; deemed reliable, not an appraisal)
32 days on market
No HOA reported by the listing (confirm)
Listing description
About this home
There's something about 2886 Joyce Avenue that feels like home the moment you walk through the door. Tucked into the established White Oak Hills neighborhood, this updated 3-bedroom, 2-bath ranch gives you a quiet place to come home to while keeping some of Decatur's best spots just minutes away. Step inside and the home immediately opens up into a bright, comfortable living space with hardwood floors and a kitchen that naturally becomes the heart of the home.
The oversized island gives you plenty of room for morning coffee, weeknight dinners, or having friends over while you cook. Quartz countertops, stainless steel appliances, and a walk-in pantry make the space just as functional as it is inviting. Just beyond the main living area, you'll find a cozy bonus nook that feels tucked away from the rest of the home.
Make it your home office, reading corner, creative space, or simply somewhere to slow down at the end of the day. Continue into the primary suite and you'll find one of the best surprises in the home. French doors open directly onto the back deck, so mornings can start outside with a cup of coffee and evenings can end overlooking your own fenced backyard.
There's plenty of room for a garden, pets, weekend cookouts, or string lights and a table for dinners outside. And when you feel like getting out, you won't have to go far. Grab coffee in Downtown Decatur, spend a Saturday wandering Decatur Square, meet friends for brunch in Oakhurst, or head toward nearby East Lake.
White Oak Hills also has its own neighborhood green spaces, including Delano Line Park and Shoal Creek Park, so you get a residential neighborhood feel without giving up easy access to the places that make this part of Decatur so enjoyable. 2886 Joyce Avenue isn't just a beautifully updated house. It's the kind of home where you can picture what everyday life could actually look like.
All 39 photos
Description provided by Ascend Realty Group and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$298,999
Bed / bath3 / 2
Living area1,064 sq ft
Year built1949
Property typeSingle Family Residence
MLS #10839447
Listing statusPending
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyDeKalb
Area listings4 active · 0 under contract
Estimated first-year tax~$3,139/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$281
Estimated monthly payment$2,080
Insurance (illustrative)$2k–$3k/yr
Messtimate range$169,176 – $209,608
Comparable-sales median$367,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,080/mo
Principal & interest $1,656/mo80%
Taxes $262/mo13%
Insurance $162/mo8%
$2,080/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,139/yr
Estimate: a typical DeKalb effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for DeKalb County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · White Oak Hills
Pricing & the White Oak Hills market
How this home is priced against recent nearby sales, and where White Oak Hills has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $281/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
Property timeline
This home’s history
1949BuiltPer public record
Sep 4, 2026First seen on movewithmomentum.comObserved at $298,999
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $298,999Momentum Realty · on market 32 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Mar 2026
$210,000
2103 Keheley Drive, Decatur
3 / 1 bd/ba · 1,065 sq ft · $197/sq ft
Courtesy of Blue Mountain Realty GA LLC · View details →
Sold Jul 2026
$154,000
2751 Glenvalley Drive, Decatur
3 / 1 bd/ba · 1,067 sq ft · $144/sq ft
Courtesy of Trelora Realty, Inc. · View details →
Sold Mar 2026
$168,000
3449 Misty Valley Road, Decatur
3 / 1.5 bd/ba · 1,059 sq ft · $159/sq ft
Courtesy of Entera Realty · View details →
Sold Dec 2025
$179,000
2472 Shiloh Drive, Decatur
3 / 1 bd/ba · 1,056 sq ft · $170/sq ft
Courtesy of Astrin Real Estate · View details →
Sold May 2026
$257,000
3260 Beech Drive, Decatur
3 / 1 bd/ba · 1,074 sq ft · $239/sq ft
Courtesy of HomeSmart · View details →
Sold Mar 2026
$205,000
2191 GREYSTONE Way, Decatur
3 / 1 bd/ba · 1,053 sq ft · $195/sq ft
Courtesy of Entera Realty · View details →
Median of these 6 sales: $367,000 ($226/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$169,176the mess$209,608
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $298,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 24% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1949 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 32 days on market vs. a 54-day community median
2 active listings competing, 2 under contract
≈5.3 months of supply
7 closed here in the last 12 months
For reference, this home is listed at $298,999 ($281/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,064 sq ft × $159–$197/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.
Momentum Scores
Momentum Property Score
44/100
Strongest on: Affordability (81), Pricing power (49)
0 limited50100 exceptional
44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $281/sq ft vs the community 12-month median $226/sq ft.
Affordability81
List price $298,999 vs the community median $367,000. Not a measure of personal affordability.
Market liquidity47
Community median 54 days on market, ~5.3 months of supply (12-month record).
Pricing power49
Recent sales closed at about 98.2% of original asking (~1.8% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $281 per square foot, about 24% above the community’s $226 median. White Oak Hills’s 12-month median sold price per square foot is $226. Median sold price per square foot is down 25.8% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent White Oak Hills sales closed near 98.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 4 active listings in White Oak Hills, no CDD assessment.
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Ascend Realty Group · MLS # 10839447
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Keep looking
Similar homes for sale near White Oak Hills
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Infrastructure
Atlanta City Council advances resolution for 22-mile Beltline rail roadmap
A resolution from Council Member Kelsea Bond asks the mayor, MARTA and Beltline leaders to build an implementation and funding roadmap for a $3.5 billion, 22-mile light rail loop. A full Council vote was scheduled for Sept. 21, with a proposed Jan. 26, 2027 deadline for the roadmap. Public comment on the Beltline transit plan closes Nov. 3, 2026.
Why it matters: If funded, Beltline rail could improve transit access to intown neighborhoods and job centers, though no construction start or first segment has been set. The site is about 5 miles west of White Oak Hills.
Chamblee City Center nears groundbreaking with 340 apartments and 29,000 sq ft of retail
Greystar and Vantage Realty Partners plan a 340-unit multifamily project with about 29,000 square feet of retail and nearly 3 acres of open space on a 7.2-acre site near Chamblee City Hall and the Chamblee MARTA station. Financial closing is expected in mid to late October 2026 with groundbreaking soon after, and the commercial portion targets fall 2027 delivery. The plan includes a 673-space garage and a 1.5-acre central lawn.
Why it matters: The project would add rental housing, restaurants and shops within walking distance of Chamblee MARTA rail, improving transit-linked retail access and housing supply in the area. The project is about 10 miles north of White Oak Hills, elsewhere in DeKalb County.
The Dunwoody Planning Commission voted unanimously on Aug. 11 to recommend rezoning the 3.42-acre LifeSouth Blood Bank site from Office-Industrial to Perimeter Center (PC-3) for 33 three-bedroom rear-load townhomes. Estimated prices are about $500,000 for the 1,500 square foot plan and $650,000 for the 2,100 square foot plan. The same meeting advanced a 24-home subdivision on Roberts Drive and approved a 10,000 square foot indoor pickleball facility at the Marcus Jewish Community Center.
Why it matters: If approved, the project would add owner-occupied for-sale units to the Perimeter Center employment area, adding to nearby housing inventory within a short commute of offices and the MARTA station. The project is about 13 miles north of White Oak Hills, elsewhere in DeKalb County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in DeKalb County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
PeachcrestAssigned elementary school · DeKalb County School District
Mary Mcleod BethuneAssigned middle school · DeKalb County School District
TowersAssigned high school · DeKalb County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 2886 Joyce Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1949 (77 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in DeKalb County; age of roof and any prior claims affect the premium.
Listed living area is 1,064 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,139/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable sales
Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 2886 Joyce Avenue and when was it built?
Per the listing record, 2886 Joyce Avenue was built in 1949 and has 1,064 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2886 Joyce Avenue in?
2886 Joyce Avenue is in White Oak Hills in Decatur, DeKalb County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 2886 Joyce Avenue have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 2886 Joyce Avenue estimated?
The estimate on this page (about $3,139 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 2886 Joyce Avenue in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
