290 Bear Cave Trail, Lakemont, GA 30552
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 23, 2026, 290 Bear Cave Trail in Lakemont is listed at $435,000 (4,496 sq ft, about $97 per sq ft). It has been 17 days on market. Listing facts: built in 1994, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1994 · 32 yrs
- 4,496 sq ft of living area
- Garage
- 17 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 1994BuiltPer public record
- Sep 4, 2026First trackedObserved at $435,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,304/mo 78%
- Taxes $381/mo 13%
- Insurance $212/mo 7%
- HOA $50/mo 2%
$2,946/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
45/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $97 per square foot, about in line with the community’s $97 median. None’s 12-month median sold price per square foot is $97. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
This custom mountain retreat property features a 4,496 sq. ft. one-owner home (per County tax records) on a very private 1-acre wooded lot.
The custom-built 4-sided brick home boasts 4 bedrooms and 3-1/2 bathrooms and many unique upgrades and details on 2 spacious levels. This property would be an amazing year round family home or a vacation getaway for any family or group wanting to spend quality time near so many North Georgia experiences and adventures. There is a 12' x 16' covered outdoor kitchen features 4-sided high-end granite countertops with 2 sides being bar height to accommodate 8-10 stools.
This kitchen has a full complement of professional equipment including: Mini refrigerator Ice maker Alfresco 24" Versa Power propane cooking top (with pot filler) Double Alfresco warming drawers 56" Alfresco propane grill with searing station, rotisserie, and smoker tray Alfresco 18" double side burner propane cooking station (sauces, soups, etc.) Double drawer Viking refrigerator Double bowl stainless sink. Also adjacent to the outdoor kitchen is a 13' x 15' covered smoker deck with a custom 4' x 6' barbeque pit. There is also an additional 12' x 14' covered dining/entertaining area adjacent to the kitchen.
The main entry to the home features a 63' (full width of home) rocking chair porch. The entire home has hardwood, tile and/or laminate flooring. Entering the foyer there is a formal living/dining room (with butler pantry) on the right.
On the left is a library with custom shelving and a private den/study. The great room has a prestigious 12' wide stone-faced fireplace with raised hearth. There is a dining area that features a 4'x10' granite table.
The fully tiled kitchen area boasts an Imperial brand commercial gas stove with 6 burners, flat grill, broiler, double ovens, and a commercial grade hood. A spacious granite island with a double sink provides more than ample preparation area. Adjacent to the kitchen is a full laundry room and a 1/2 bathroom.
Just off the kitchen is a 9' x 26' tiled sunroom with a gas heater. The main suite features a huge bathroom with large double vanity, linen closet, and a large tiled walk-in shower. There is plenty of closet space with one large walk-in, and two smaller walk-ins.
There is also a 10' x 12' wardrobe room with professional style make-up vanity with side lighting. This wardrobe room also leads out to a private deck. The walk-out basement is a fully contained level with a full kitchen (no stove present but plumbed for a gas model).
There are three large bedrooms (one with a full bath and three closets. Each room also has a make-up vanity. There is also a full bath, laundry closet, two storage areas, and mechanical room along the hallway.
The property is serviced by a private well which was recently inspected, updated, and tested. A 1,000-gallon propane tank provides all the gas needed for the main kitchen, the basement kitchen, outdoor kitchen, fireplaces, heaters, and Generac. There is an enclosed shed next to the carport for lockable security and concrete RV/boat parking area complete with a 30 amp service.
A workshop, with power, is adjacent to the shed. Accessible from a separate driveway (just before seeing getting to the house) is another carport for boat or car storage. The Generac power system is set to the back of this carport.
Adjacent to the carport is the propane tank and is easily accessed by this lower driveway. This property is situated 1 minute from the historic Lakemont Village, 3 minutes from the Lake Rabun Lodge restaurant, and 5 minutes from the Lake Rabun boat ramp. Within 15 minutes of this property is the town of Clayton, Tiger Mountain vineyard, Tallula Gorge, and many other N GA recreational attractions.
Because of the location, this property has great income potential as an AirBnB or VRBO. NOTE: This property is sold "As Is"
All 42 photos
Description provided by Great Life Realty and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $435,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1994 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 107 active listings competing, 15 under contract
For reference, this home is listed at $435,000 ($97/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 4,496 sq ft × $85–$109/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.
Similar homes for sale near Lakemont
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Lakemont
- 281 Uplander Court · $1,795,000 · 5 bd / 4.5 ba · listed September 22, 2026 (courtesy of Poss Realty)
- 98 Pickett Hill Street · $459,000 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of Mountain Sotheby's International)
- 55 Wallace St. · $345,000 · 3 bd / 2.0 ba · listed September 18, 2026 (courtesy of BHHS Georgia Properties)
- 330 Clayton Avenue · $255,000 · 3 bd / 1.5 ba · listed September 16, 2026 (courtesy of Heartland Real Estate)
- 56 Carin Lane · $299,000 · 2 bd / 2.0 ba · listed September 16, 2026 (courtesy of Poss Realty)
- 219 North Valley Street · $327,000 · 3 bd / 2.0 ba · listed September 15, 2026 (courtesy of Southern Properties Real Estate)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Great Life Realty · MLS # 10831298
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Recent sales activity in Lakemont
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the None neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Assigned schools
Schools currently assigned to this address in Rabun County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 290 Bear Cave Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1994 (32 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Rabun County; age of roof and any prior claims affect the premium.
- Listed living area is 4,496 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,568/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
Data sources & freshness
| Listing record | Georgia MLS, refreshed twice daily (last: September 23, 2026) |
| Community market stats | Georgia MLS closed sales, as of September 23, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 290 Bear Cave Trail and when was it built?
Per the listing record, 290 Bear Cave Trail was built in 1994 and has 4,496 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 290 Bear Cave Trail in?
290 Bear Cave Trail is in Lakemont, Rabun County. The community section on this page shows recent closed sales, days on market, and active inventory for Lakemont from the same MLS data.
Does 290 Bear Cave Trail have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 290 Bear Cave Trail estimated?
The estimate on this page (about $4,568 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 290 Bear Cave Trail in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 290 Bear Cave Trail in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.