4 bedroom Single Family Residence at 2971 Valley Ridge Drive, Toney Valley, Decatur — photo 1Front elevation
4 bedroom Single Family Residence at 2971 Valley Ridge Drive, Toney Valley, Decatur — photo 2Living space
4 bedroom Single Family Residence at 2971 Valley Ridge Drive, Toney Valley, Decatur — photo 3Kitchen
4 bedroom Single Family Residence at 2971 Valley Ridge Drive, Toney Valley, Decatur — photo 4Owner's suite
4 bedroom Single Family Residence at 2971 Valley Ridge Drive, Toney Valley, Decatur — photo 5Exterior / yardView all 24 photos →
84 days on market (MLS) Single Family Residence ▼ Price cut: $5,000 (9/11)
$264,999
4-Bedroom Home in Toney Valley

2971 Valley Ridge Drive, Decatur, GA 30032

Single Family Residence in Toney Valley, Decatur · No CDD on record
Toney Valley · Decatur, GA 30032 · DeKalb County
Listing data updated October 1, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
2,002Sq Ft
1958Year Built
$132Per Sq Ft
No CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
17% below
$/sq ft vs community
$132 here vs $159 median sold (12 mo)
Buyer leverage
Buyer advantage
84 days on market
3.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 11
Price vs recent sales
Asking $265k tops 4 of the last 11 closed sales; also one of the largest homes here at 2,002 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 2971 Valley Ridge Drive in Toney Valley, Decatur is listed at $264,999 (2,002 sq ft, about $132 per sq ft). That sits within a few percent of Toney Valley's median closed sale of $301,450 over the last 12 months (12 recorded sales). Per square foot it is below the community's recent $159/sq ft by about 17%. It has been 84 days on market, longer than the community's typical 34 days to contract. Listing facts: built in 1958, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1958 · 68 yrs
  • 2,002 sq ft of living area
  • Listed at $264,999 — recent neighborhood median sale price ~$301,450 (nearby sales; deemed reliable, not an appraisal)
  • 84 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Welcome home to this charming home minutes from East Lake Golf Club and Downtown Decatur, provides great dining, shopping, and entertainment! Main level offers a large living room with wall of windows offering great natural light. Oversized kitchen with white cabinetry and stainless-steel appliances.

Bright sunlit dining area adjoins the kitchen and living space. Downstairs level offers one bedroom and one bathroom. Great for in-law suite or roommate floor plan, as well as a bonus room with exterior door.

Newly fenced back yard and BRAND NEW roof. This home is a must-see!

All 24 photos

2971 Valley Ridge Drive, Decatur GA - photo 6 of 242971 Valley Ridge Drive, Decatur GA - photo 7 of 242971 Valley Ridge Drive, Decatur GA - photo 8 of 242971 Valley Ridge Drive, Decatur GA - photo 9 of 242971 Valley Ridge Drive, Decatur GA - photo 10 of 242971 Valley Ridge Drive, Decatur GA - photo 11 of 242971 Valley Ridge Drive, Decatur GA - photo 12 of 242971 Valley Ridge Drive, Decatur GA - photo 13 of 242971 Valley Ridge Drive, Decatur GA - photo 14 of 242971 Valley Ridge Drive, Decatur GA - photo 15 of 242971 Valley Ridge Drive, Decatur GA - photo 16 of 242971 Valley Ridge Drive, Decatur GA - photo 17 of 242971 Valley Ridge Drive, Decatur GA - photo 18 of 242971 Valley Ridge Drive, Decatur GA - photo 19 of 242971 Valley Ridge Drive, Decatur GA - photo 20 of 242971 Valley Ridge Drive, Decatur GA - photo 21 of 242971 Valley Ridge Drive, Decatur GA - photo 22 of 242971 Valley Ridge Drive, Decatur GA - photo 23 of 242971 Valley Ridge Drive, Decatur GA - photo 24 of 24

Description provided by Virtual Properties Realty.com and reproduced from the MLS; not independently verified.

Listing courtesy of Virtual Properties Realty.com · Listing agent: Claudia Murillo · 770-495-5050Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$264,999
Bed / bath4 / 2
Living area2,002 sq ft
Year built1958
Property typeSingle Family Residence
MLS #10797045
Listing status84 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyDeKalb
Area listings3 active · 1 under contract
Estimated first-year tax~$2,782/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$132
Estimated monthly payment$1,790
Insurance (illustrative)$1k–$2k/yr
Messtimate range$286,286 – $362,362
Comparable-sales median$301,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,790/mo
  • Principal & interest $1,415/mo 79%
  • Taxes $232/mo 13%
  • Insurance $144/mo 8%

$1,790/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,782/yr

Estimate: a typical DeKalb effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for DeKalb County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Toney Valley

Pricing & the Toney Valley market

How this home is priced against recent nearby sales, and where Toney Valley has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2502 Miriam Lane2502 Miriam Lane: $103/sq ft$103This homeThis home: $132/sq ft$1322958 Valley Ridge Drive2958 Valley Ridge Drive: $143/sq ft$1432913 Gena Drive2913 Gena Drive: $159/sq ft$1592946 Gena Drive2946 Gena Drive: $181/sq ft$1812550 Miriam Lane2550 Miriam Lane: $211/sq ft$211Community median $159

Price vs. size in Toney Valley

Each dot is a closed sale since 2023 (39 total). This home is the gold marker.

$108k$311k$514k8042,1303,455This home: $264,999, 2,002 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $132/sq ft.

$157$167$1762024: $17420242025: $17020252026: $1592026

Median sale price by year

12-month median closed price, 2024–2026.

$210k$261k$311k2024: $258k20242025: $220k20252026: $301k2026
Property timeline

This home’s history

  • 1958BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 84 cumulative days on market as of October 1, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $274,999
  • Sep 4, 2026Price cut$269,999 (-$5,000, -1.8%)
  • Sep 11, 2026Price cut$264,999 (-$5,000, -1.9%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $264,999Momentum Realty · on market 84 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

5 closed sales in Toney Valley in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 5 sales: $301,450 ($159/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$286,286the mess$362,362

Stronger local evidence — 5 comparable closed sales in Toney Valley, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $264,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1958 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 84 days on market vs. a 34-day community median
  • 6 active listings competing, 1 under contract
  • ≈3.0 months of supply
  • 11 closed here in the last 12 months

For reference, this home is listed at $264,999 ($132/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,002 sq ft × $143–$181/sq ft (interquartile band of 5 comparable closed sales in Toney Valley, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

78/100
Strongest on: Price vs area (92), Pricing power (80)
0 limited50100 exceptional

78/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area92
This home $132/sq ft vs the community 12-month median $159/sq ft.
Affordability70
List price $264,999 vs the community median $301,450. Not a measure of personal affordability.
Market liquidity68
Community median 34 days on market, ~3.0 months of supply (12-month record).
Pricing power80
Recent sales closed at about 91.9% of original asking (~8.1% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 3.0 months of supply in the surrounding market and 84 days on market for this home, against a 34-day area median.Days on market:this home 84Area median:  34 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $132 per square foot, about 17% below the community’s $159 median. Toney Valley’s 12-month median sold price per square foot is $159. Median sold price per square foot is up 37.0% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Toney Valley sales closed near 91.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Toney Valley, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 2971 Valley Ridge Drive?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Virtual Properties Realty.com · MLS # 10797045

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Toney Valley

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Toney Valley

  • 2988 Valley Ridge Drive · $295,000 · 3 bd / 2.0 ba · listed September 25, 2026 (courtesy of AXEN Realty)
  • 2959 Edna Lane · $339,900 · 4 bd / 2.0 ba · listed September 25, 2026 (courtesy of Keller Williams Realty)

Recently off market in Toney Valley

Go deeper

More on Toney Valley

Go deeper on Toney Valley

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in DeKalb County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

ToneyAssigned elementary school · DeKalb County School District
ColumbiaAssigned middle school · DeKalb County School District
ColumbiaAssigned high school · DeKalb County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 2971 Valley Ridge Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1958 (68 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in DeKalb County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,002 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,782/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: October 1, 2026)
Comparable salesGeorgia MLS closed sales in Toney Valley, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2971 Valley Ridge Drive and when was it built?

Per the listing record, 2971 Valley Ridge Drive was built in 1958 and has 2,002 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2971 Valley Ridge Drive in?

2971 Valley Ridge Drive is in Toney Valley in Decatur, DeKalb County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 2971 Valley Ridge Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 2971 Valley Ridge Drive estimated?

The estimate on this page (about $2,782 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 2971 Valley Ridge Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2971 Valley Ridge Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.