38 days on market (MLS) Townhouse ▼ Price cut: $5,000 (9/3)
$320,000
4-Bedroom Townhome in Terrace at Stonecrest

3276 Spicy Cedar Lane, Lithonia, GA 30038

Townhouse in Terrace at Stonecrest, Lithonia · No CDD on record
Terrace at Stonecrest · Lithonia, GA 30038 · DeKalb County
Listing data updated October 11, 2026 at 7:12 AM ET · checked against the MLS hourly
4Bedrooms
3.5Bathrooms
2018Year Built
GarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Strong buyer advantage
38 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $320k tops 12 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 11, 2026, 3276 Spicy Cedar Lane in Terrace at Stonecrest, Lithonia is listed at $320,000. That sits within a few percent of Terrace at Stonecrest's median closed sale of $300,950 over the last 12 months (2 recorded sales). It has been 38 days on market. Listing facts: built in 2018. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2018 · 8 yrs
  • Garage
  • Listed at $320,000 — recent neighborhood median sale price ~$300,950 (nearby sales; deemed reliable, not an appraisal)
  • 38 days on market
Listing description

About this home

Beautiful 4 Bed/3.5 Bath End-Unit Townhome with Finished Terrace Level! Featuring an attractive white brick front, charming architectural details & two-car garage. The end-unit location provides added privacy and an abundance of natural light.

Inviting foyer with an arched hallway leading into the spacious family room. Enjoy an open floor plan with luxury vinyl plank flooring throughout main, including half bath & continues up the staircase for a seamless modern look. The family room is highlighted by coffered ceilings & is beautifully accented by white decorative columns that provide an elegant separation from the kitchen while maintaining the open flow of the home.

The gourmet kitchen is designed to impress with granite countertops, stainless steel appliances, a large center island with pendant lighting, recessed lighting, and ample cabinet space-perfect for everyday living and entertaining. Step outside onto the main-level deck, conveniently located just off the kitchen, for effortless indoor-outdoor living. Upstairs, you'll find three spacious bedrooms along with a versatile loft ideal for a home office, media room, or additional sitting area.

The generous owner's suite offers a large walk-in closet and a spa-like bath featuring dual vanities, tile flooring, and a separate shower. Spacious closets throughout the home provide abundant storage. The finished terrace level adds exceptional flexibility with a fourth bedroom, full bath, and a comfortable sitting area with walk-out access to the patio, making it ideal for guests, a private retreat, or multigenerational living.

Offering timeless style, thoughtful design & plenty of living space. Rentals are allowed!! As an owner occupant or investor...

COME SEE THIS!!

All 26 photos

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Description provided by eXp Realty and reproduced from the MLS; not independently verified.

Listing courtesy of eXp Realty · Listing agent: Oraleta Hyche · 888-959-9461Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$320,000
Bed / bath4 / 3.5
Year built2018
Property typeTownhouse
GarageYes
MLS #10816435
Listing status38 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~817 ft
CountyDeKalb
Area listings2 active · 0 under contract
Estimated first-year tax~$3,360/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$2,154
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$300,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,154/mo
  • Principal & interest $1,772/mo 82%
  • Taxes $280/mo 13%
  • Insurance $102/mo 5%

$2,154/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,360/yr

Estimate: a typical DeKalb effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~817 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for DeKalb County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Terrace at Stonecrest

Pricing & the Terrace at Stonecrest market

How this home is priced against recent nearby sales, and where Terrace at Stonecrest has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3168 Spicy Cedar Lane3168 Spicy Cedar Lane: $137/sq ft$1373168 Spicy Cedar Lane3168 Spicy Cedar Lane: $137/sq ft$1377545 Roseberry Way7545 Roseberry Way: $164/sq ft$1647545 Roseberry Way7545 Roseberry Way: $164/sq ft$164Community median $150
Property timeline

This home’s history

  • 2018BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 38 cumulative days on market as of October 11, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $325,000
  • Sep 3, 2026Price cut$320,000 (-$5,000, -1.5%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $320,000Momentum Realty · on market 38 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in Terrace at Stonecrest in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $300,950 ($150/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 38 days on market for this home, against a 38-day area median.Days on market:this home 38Area median:  38 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

What’s unique here: one of only 2 active listings in Terrace at Stonecrest, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by eXp Realty · MLS # 10816435

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Keep looking

Similar homes for sale near Terrace at Stonecrest

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Go deeper

More on Terrace at Stonecrest

Go deeper on Terrace at Stonecrest

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in DeKalb County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Murphy CandlerAssigned elementary school · DeKalb County School District
LithoniaAssigned middle school · DeKalb County School District
LithoniaAssigned high school · DeKalb County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3276 Spicy Cedar Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2018: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in DeKalb County; age of roof and any prior claims affect the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,360/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 11, 2026)
Comparable salesGeorgia MLS closed sales in Terrace at Stonecrest, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3276 Spicy Cedar Lane and when was it built?

Per the listing record, 3276 Spicy Cedar Lane was built in 2018 and has 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3276 Spicy Cedar Lane in?

3276 Spicy Cedar Lane is in Terrace at Stonecrest in Lithonia, DeKalb County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 3276 Spicy Cedar Lane estimated?

The estimate on this page (about $3,360 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 3276 Spicy Cedar Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.