Single Family Residence in Lake Lanier with boat dock, Gainesville · No CDD on record
Lake Lanier with boat dock · Gainesville, GA 30506 · Hall County
Listing data checked against the MLS November 6, 2026 at 8:38 PM ET · rechecked hourly
Listed by Keller Williams Realty Atl. Partners (MLS) · Page maintained by Momentum Realty LLC, a licensed Georgia brokerage
4Bedrooms
3.5Bathrooms
2,241Sq Ft
1996Year Built
$357Per Sq Ft
WaterfrontGarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
90% above
$/sq ft vs community
$357 here vs $188 median sold (12 mo)
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
3410 Banks Mountain Place in Lake Lanier with boat dock, Gainesville is listed at $799,000 (2,241 sq ft, about $357 per sq ft). It has been listed Sep 7, 2026. Listing facts: built in 1996, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1996 · 30 yrs
2,241 sq ft of living area
Garage
Listed at $799,000 — recent neighborhood median sale price ~$415,000 (nearby sales; deemed reliable, not an appraisal)
listed Sep 7, 2026
No HOA reported by the listing (confirm)
Listing description
About this home
POTENTIAL OWNER FINANCING! Fun is on the horizon! Meticulously maintained and totally updated, this beautiful home is move-in ready.
This is the home where, when you walk through the front door, you'll know you don't have to do ANYTHING except start living lake life! As you step inside to an inviting open floor plan you'll be amazed by the cathedral ceilings, walls of windows and gleaming hardwood floors. The heart of the home is the kitchen, recently updated with custom millwork and premium stainless steel appliances.
With 3 bedrooms and 2.5 baths on the main level, it's perfect for guests or family. The main-level primary suite has been completely remodeled, including the primary bathroom. With over $100,000 in upgrades this home is truly turn-key.
On the lower level is another living area, bunk room and bath including a 2 car garage. The entire interior has been freshly painted, featuring new lighting fixtures and chandeliers throughout. There is tons of entertaining spaces on the newly-stained expansive decks and front porch.
Experience the best of Lake Lanier with a gentle, easy walk to your private single-slip dock, which has newly replaced deck boards. Designed for entertaining and relaxation, the dock features a spacious party deck. Situated in a peaceful cove with year-round deep water, you can enjoy paddleboarding, kayaking, and boating just steps from your back door.
The location on the lake is perfect for heading north to quieter water, or south to enjoy lakeside dining. This property is more than just a home; it's a lifestyle. Come see why this home is so special.
~AGENTS PLEASE PRIVATE REMARKS~
All 45 photos
Description provided by Keller Williams Realty Atl. Partners and reproduced from the MLS; not independently verified.
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Apr 2026
$1,200,000
111 Woodstone Place, Dawsonville
3 / 2.5 bd/ba · 2,273 sq ft · $528/sq ft
Courtesy of Century 21 Results · View details →
Sold Jan 2026
$250,000
3164 Hidden Pass, Gainesville
3 / 3 bd/ba · 2,207 sq ft · $113/sq ft
Courtesy of Nation One Realty Group, Inc. · View details →
Sold Jan 2026
$420,000
8040 Gracen Drive, Gainesville
3 / 2.5 bd/ba · 2,326 sq ft · $181/sq ft
Courtesy of HomeSmart · View details →
Sold Jul 2026
$410,000
3495 Osceola Trail, Gainesville
4 / 2 bd/ba · 2,368 sq ft · $173/sq ft
Courtesy of Virtual Properties Realty.com · View details →
Sold Jul 2026
$410,000
3535 Cameron Circle, Gainesville
5 / 3 bd/ba · 2,092 sq ft · $196/sq ft
Courtesy of Compass · View details →
Sold May 2026
$1,150,000
3614 N River Road, Gainesville
3 / 3 bd/ba · 2,391 sq ft · $481/sq ft
Courtesy of BHHS Georgia Properties · View details →
Median of these 6 sales: $415,000 ($188/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$799,000
Bed / bath4 / 3.5
Living area2,241 sq ft
Year built1996
Property typeSingle Family Residence
GarageYes
MLS #10830381
Listing statusPending
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1183 ft
CountyHall
Area listings1 active · 0 under contract
Estimated first-year tax~$8,390/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$357
Estimated monthly payment$5,433
Insurance (illustrative)$3k–$6k/yr
Messtimate range$387,693 – $1,077,921
Comparable-sales median$415,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,433/mo
Principal & interest $4,356/mo80%
Taxes $699/mo13%
Insurance $378/mo7%
$5,433/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$8,390/yr
Estimate: a typical Hall effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~1183 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Hall County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Lake Lanier With Boat Dock
Pricing & the Lake Lanier With Boat Dock market
How this home is priced against recent nearby sales, and where Lake Lanier With Boat Dock has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1996BuiltPer public record
Sep 2, 2026First seen on movewithmomentum.comObserved at $799,000
NowPendingSale pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $799,000Keller Williams Realty Atl. Partners · listed Sep 7, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Research
The Momentum read
🟡 Asking $357 per square foot, about 90% above the community’s $188 median. Lake Lanier With Boat Dock’s 12-month median sold price per square foot is $188. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in Lake Lanier With Boat Dock, no CDD assessment.
Checked against the MLS November 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Keller Williams Realty Atl. Partners · MLS # 10830381
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Keep looking
Similar homes for sale near Lake Lanier with boat dock
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Infrastructure
Gov. Kemp joins ceremony celebrating Gainesville Inland Port opening
The Georgia Ports Authority held an Oct. 29 ceremony for the Gainesville Inland Port, which began operating in May 2026 and links Northeast Georgia manufacturers to the Port of Savannah. Gov. Brian Kemp and other officials attended, and the event drew hundreds of guests.
Why it matters: Rail-linked freight access for Northeast Georgia shippers supports logistics activity and related jobs around Gainesville and may take some truck traffic off long-haul routes. The site is about 4 miles east of Lake Lanier With Boat Dock.
Gainesville approves up to $8.6M in incentives for downtown Tempo by Hilton
The Gainesville City Council approved up to $8.6 million in public support for a planned eight-story Tempo by Hilton at 210 Bradford St. NE, with most of the money coming from future property taxes the hotel itself generates. The hotel is estimated to cost $49 million.
Why it matters: A new downtown hotel would add lodging capacity near the square and could support nearby dining and retail traffic once built. The project is about 7 miles east of Lake Lanier With Boat Dock, elsewhere in Hall County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Hall County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
SardisAssigned elementary school · Hall County School District
ChestateeAssigned middle school · Hall County School District
ChestateeAssigned high school · Hall County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 3410 Banks Mountain Place, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Hall County; age of roof and any prior claims affect the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,241 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $8,390/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: November 6, 2026)
Comparable sales
Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3410 Banks Mountain Place and when was it built?
Per the listing record, 3410 Banks Mountain Place was built in 1996 and has 2,241 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3410 Banks Mountain Place in?
3410 Banks Mountain Place is in Lake Lanier with boat dock in Gainesville, Hall County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3410 Banks Mountain Place have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 3410 Banks Mountain Place estimated?
The estimate on this page (about $8,390 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 3410 Banks Mountain Place in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Keller Williams Realty Atl. Partners
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
