Single Family Residence in Harbour Point, Gainesville
Harbour Point · Gainesville, GA 30506 · Hall County
Listing data checked against the MLS November 11, 2026 at 12:39 PM ET · rechecked hourly
Listed by Sheila Davis Group (MLS) · Page maintained by Momentum Realty LLC, a licensed Georgia brokerage
6Bedrooms
5.5Bathrooms
5,603Sq Ft
2001Year Built
$281Per Sq Ft
WaterfrontGarageFEMA Zone X6 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
29% above
$/sq ft vs community
$281 here vs $218 median sold (12 mo)
Buyer leverage
Buyer advantage
69 days on market
21.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~1264 ft elevation
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
3466 Westhampton Way in Harbour Point, Gainesville is listed at $1,575,000 (5,603 sq ft, about $281 per sq ft). That sits within a few percent of Harbour Point's median closed sale of $1,588,500 over the last 12 months (8 recorded sales). Per square foot it is above the community's recent $218/sq ft by about 29%. It has been listed Sep 3, 2026. Listing facts: built in 2001, waterfront. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2001 · 25 yrs
5,603 sq ft of living area
Garage
Listed at $1,575,000 — recent neighborhood median sale price ~$1,588,500 (nearby sales; deemed reliable, not an appraisal)
listed Sep 3, 2026
Listing description
About this home
THE LAKE AND MOUNTAIN VIEWS PEOPLE SEARCH YEARS TO FIND! Welcome to an extraordinary Lake Lanier home for sale in Harbour Point, one of Gainesville, Georgia's premier gated resort-style communities. You simply won't find many homes offering this combination of sweeping Lake Lanier and North Georgia mountain views, exceptional living space, luxury upgrades and an active community lifestyle.
Enjoy the friendships and social life when you want them, while still having the privacy and peaceful retreat of home. This property has a deep-water boat slip option B-8 available at the private marina, $70,000. Everything is easily accessible by golf cart!
With more than $250,000 in upgrades, including a newly installed three-story elevator, this home has been thoughtfully updated for both luxury and effortless everyday living. Offering six bedrooms, five full baths and one half bath, there is exceptional flexibility for family, guests, home offices and multigenerational living. The main level welcomes you with a formal study and dining room, plus a bedroom currently used as a den.
At the heart of the home is a fully remodeled kitchen opening to the dramatic two-story great room, where walls of windows draw your attention to the spectacular lake and mountain scenery beyond. Step outside to the spacious deck and screened porch and experience what makes this home truly special. Start the morning with coffee overlooking Lake Lanier, relax in the peaceful surroundings, or entertain friends with an unforgettable backdrop of water and mountain views.
Upstairs, the private owner's retreat provides a wonderful place to escape and unwind. A cozy sitting area creates a second private living space and could also serve as a nursery, reading room or home office. Two spacious closets complete the retreat.
Three additional bedrooms and two full baths provide plenty of space for family and overnight guests. The finished terrace level is an entertainer's dream, with a billiards room, fireside family room, bar, game room and private ensuite. From game days and cocktail parties to movie nights and extended guest stays, this level gives everyone a place to gather, relax and have fun.
With elevator access connecting all three levels, every floor of the home can be enjoyed with ease. And then there is the Harbour Point lifestyle. This sought-after gated Lake Lanier community offers the opportunity to enjoy resort-style amenities, an active social environment and a welcoming neighborhood where neighbors quickly become friends-while privacy is always respected.
Be as active and social as you choose, then come home to your own peaceful retreat. Choose from time on the boat at the Yacht Club Marina, to tennis/pickleball, to afternoons at the pool/clubhouse. All just 10 minutes to Gainesville and Dawsonville for shopping and restaurants.
Lake Life. Resort Style. Views Worth Waiting For.
For buyers searching for a Lake Lanier home for sale with lake and mountain views, luxury living in Gainesville, a gated Lake Lanier community, resort-style amenities, elevator access and exceptional space for entertaining, this Harbour Point home is a rare opportunity. Some buyers search for years for a Lake Lanier view like this. This is the one worth seeing.
All 62 photos
Description provided by Sheila Davis Group and reproduced from the MLS; not independently verified.
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Apr 2026
$1,850,000
3655 Cameron Circle, Gainesville
6 / 5 bd/ba · 5,260 sq ft · $352/sq ft
Courtesy of Keller Williams Lanier Partners · View details →
Sold Jun 2026
$1,450,000
7350 Crestline Drive, Dawsonville
6 / 5.5 bd/ba · 5,174 sq ft · $280/sq ft
Courtesy of Harry Norman Realtors · View details →
Sold Jul 2026
$1,675,000
5575 Chestatee Landing Drive, Gainesville
5 / 5 bd/ba · 4,950 sq ft · $338/sq ft
Courtesy of Sheila Davis Group · View details →
Sold Feb 2026
$600,000
6126 Foxmoor Court, Gainesville
5 / 4 bd/ba · 4,828 sq ft · $124/sq ft
Courtesy of BHHS Georgia Properties · View details →
Sold Dec 2025
$1,097,000
3845 Starboard Point, Gainesville
5 / 3.5 bd/ba · 4,752 sq ft · $231/sq ft
Courtesy of Keller Williams Lanier Partners · View details →
Sold Dec 2025
$1,097,000
3845 Starboard Point, Gainesville
5 / 3.5 bd/ba · 4,752 sq ft · $231/sq ft
Courtesy of Keller Williams Lanier Partners · View details →
Median of these 6 sales: $1,588,500 ($218/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,575,000
Bed / bath6 / 5.5
Living area5,603 sq ft
Year built2001
Property typeSingle Family Residence
GarageYes
MLS #10836222
Listing statuslisted Sep 3, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~1264 ft
CountyHall
Estimated first-year tax~$16,538/yr
CDD assessmentNone on record
HOANot reported
Calculated estimates
Price per sq ft$281
Estimated monthly payment$10,603
Insurance (illustrative)$6k–$12k/yr
Messtimate range$1,294,293 – $1,893,814
Comparable-sales median$1,588,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$10,603/mo
Principal & interest $8,536/mo81%
Taxes $1,378/mo13%
Insurance $689/mo6%
$10,603/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$16,538/yr
Estimate: a typical Hall effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$6k–$12k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~1264 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Hall County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Harbour Point
Pricing & the Harbour Point market
How this home is priced against recent nearby sales, and where Harbour Point has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $281/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
Property timeline
This home’s history
2001BuiltPer public record
About Sep 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Sep 3, 2026)
Nov 5, 2026First seen on our siteObserved at $1,575,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,575,000Sheila Davis Group · listed Sep 3, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
49/100
Strongest on: Flood safety (95), Insurance cost (70)
0 limited50100 exceptional
49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $281/sq ft vs the community 12-month median $218/sq ft.
Affordability51
List price $1,575,000 vs the community median $1,588,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~1264 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2001 build. Obtain a property-specific quote.
Market liquidity24
Community median 95 days on market (12-month record).
Pricing power53
Recent sales closed at about 97.4% of original asking (~2.6% below). More room below asking generally favors buyers.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $281 per square foot, about 29% above the community’s $218 median. Harbour Point’s 12-month median sold price per square foot is $218. Median sold price per square foot is up 65.5% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Harbour Point sales closed near 97.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
Checked against the MLS November 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Sheila Davis Group · MLS # 10836222
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Similar homes for sale near Harbour Point
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Hall County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
SardisAssigned elementary school · Hall County School District
ChestateeAssigned middle school · Hall County School District
ChestateeAssigned high school · Hall County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 3466 Westhampton Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Hall County; age of roof and any prior claims affect the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 5,603 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $16,538/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: November 11, 2026)
Comparable sales
Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3466 Westhampton Way and when was it built?
Per the listing record, 3466 Westhampton Way was built in 2001 and has 5,603 sq ft of living area, 6 bedrooms and 5.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3466 Westhampton Way in?
3466 Westhampton Way is in Harbour Point in Gainesville, Hall County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 3466 Westhampton Way estimated?
The estimate on this page (about $16,538 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 3466 Westhampton Way in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Sheila Davis Group
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.