18 days on market (MLS) Single Family Residence ▼ Price cut: $4,900 (10/16)
$365,000
3-Bedroom Home in Bridgetown

3676 Roseman Landing, Cumming, GA 30040

Single Family Residence in Bridgetown, Cumming
Bridgetown · Cumming, GA 30040 · Forsyth County
Listing data updated October 21, 2026 at 8:20 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
1,725Sq Ft
2005Year Built
$212Per Sq Ft
GarageFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
15% below
$/sq ft vs community
$212 here vs $249 median sold (12 mo)
Buyer leverage
Balanced market
18 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~1192 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 12
Price vs recent sales
Asking $365k tops 1 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 21, 2026, 3676 Roseman Landing in Bridgetown, Cumming is listed at $365,000 (1,725 sq ft, about $212 per sq ft). It has been 18 days on market. Listing facts: built in 2005, a CDD assessment of about $2,200/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$2,200/yr
  • Built 2005 · 21 yrs
  • 1,725 sq ft of living area
  • Garage
  • Listed at $365,000 — recent neighborhood median sale price ~$435,000 (nearby sales; deemed reliable, not an appraisal)
  • 18 days on market
Listing description

About this home

Welcome to 3676 Roseman Landing, a 3-bedroom, 2.5-bath Traditional home located in Cumming in the North Forsyth High School District with a water heater replaced within the past five years. Entering the home, you will find a foyer leading into the open living room and breakfast area with multiple windows providing natural light. The kitchen features wood cabinets, ample countertop space, stainless steel refrigerator and dishwasher, electric range, pantry, and an adjoining breakfast nook.

A separate office on the main level provides additional space for a home office or flex room. The Primary Suite is located on the upper level and features multiple closets and a Primary Bathroom with tub/shower combination. Two secondary bedrooms and an additional full bathroom are also located upstairs.

The laundry room is conveniently located on the upper level. Additional features include a half bathroom on the main level, 2-car garage, covered front porch, rear patio, and fenced backyard. Located near Coal Mountain Park, Sawnee Mountain Preserve, Central Park, Cumming City Center, Cumming Marketplace, and shopping and dining throughout the Coal Mountain and Cumming areas.

Convenient access to Browns Bridge Road/GA-369, Dahlonega Highway/GA-9, and GA-400.

All 22 photos

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Description provided by eXp Realty and reproduced from the MLS; not independently verified.

Listing courtesy of eXp Realty · Listing agent: Stacey Wyatt Group · 888-959-9461Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$365,000
Bed / bath3 / 2.5
Living area1,725 sq ft
Year built2005
Property typeSingle Family Residence
GarageYes
MLS #10856651
Listing status18 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~1192 ft
CountyForsyth
Estimated first-year tax~$3,833/yr
CDD assessment~$2,200/yr
HOANot reported

Calculated estimates

Price per sq ft$212
Estimated monthly payment$2,674
Insurance (illustrative)$2k–$2k/yr
Messtimate range$389,850 – $455,400
Comparable-sales median$435,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,674/mo
  • Principal & interest $2,022/mo 76%
  • Taxes $319/mo 12%
  • Insurance $150/mo 6%
  • CDD $183/mo 7%

$2,674/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,833/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
~$2,200/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~1192 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Bridgetown

Pricing & the Bridgetown market

How this home is priced against recent nearby sales, and where Bridgetown has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3235 Continental Drive3235 Continental Drive: $195/sq ft$195This homeThis home: $212/sq ft$2123663 Roseman Landing3663 Roseman Landing: $226/sq ft$2262365 Holly Branch Drive2365 Holly Branch Drive: $235/sq ft$2351690 Piedmont Lane1690 Piedmont Lane: $263/sq ft$2631690 Piedmont Lane1690 Piedmont Lane: $264/sq ft$2646255 Dana Way6255 Dana Way: $270/sq ft$270Community median $249
Property timeline

This home’s history

  • 2005BuiltPer public record
  • About Oct 2026Listed (per MLS)MLS reports 18 cumulative days on market as of October 21, 2026
  • Oct 1, 2026First seen on movewithmomentum.comObserved at $369,900
  • Oct 16, 2026Price cut$365,000 (-$4,900, -1.3%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $365,000Momentum Realty · on market 18 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $435,000 ($249/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

83/100
Strongest on: Flood safety (95), Price vs area (87)
0 limited50100 exceptional

83/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area87
This home $212/sq ft vs the community 12-month median $249/sq ft.
Affordability77
List price $365,000 vs the community median $435,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~1192 ft elevation. Verify the parcel with FEMA.
Insurance cost72
From FEMA Zone X and a 2005 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $212 per square foot, about 15% below the community’s $249 median. Bridgetown’s 12-month median sold price per square foot is $249. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by eXp Realty · MLS # 10856651

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Keep looking

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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Coal MountainAssigned elementary school · Forsyth County School District
North ForsythAssigned middle school · Forsyth County School District
North ForsythAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Cumming

Groceries, dining, and parks for this city — see the city guide.

View →
County
Forsyth

Schools, taxes, and services are county-administered — see the county guide.

Community
Bridgetown

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 3676 Roseman Landing, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • A CDD assessment of about $2,200/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,725 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,833/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 21, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of October 21, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3676 Roseman Landing and when was it built?

Per the listing record, 3676 Roseman Landing was built in 2005 and has 1,725 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3676 Roseman Landing in?

3676 Roseman Landing is in Bridgetown in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,200 per year; confirm the exact figure with the county.

How are property taxes on 3676 Roseman Landing estimated?

The estimate on this page (about $3,833 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Are short-term rentals allowed at 3676 Roseman Landing?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 3676 Roseman Landing in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3676 Roseman Landing in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.