4 bedroom Single Family Residence at 401 Maple Ridge Court, Wolf Creek Park, Cumming — photo 1Front elevation
4 bedroom Single Family Residence at 401 Maple Ridge Court, Wolf Creek Park, Cumming — photo 2Living space
4 bedroom Single Family Residence at 401 Maple Ridge Court, Wolf Creek Park, Cumming — photo 3Kitchen
4 bedroom Single Family Residence at 401 Maple Ridge Court, Wolf Creek Park, Cumming — photo 4Owner's suite
4 bedroom Single Family Residence at 401 Maple Ridge Court, Wolf Creek Park, Cumming — photo 5Exterior / yardView all 61 photos →
35 days on market Single Family Residence
$799,000
4-Bedroom Home in Wolf Creek Park

401 Maple Ridge Court, Cumming, GA 30028

Single Family Residence in Wolf Creek Park, Cumming · No CDD
Wolf Creek Park · Cumming, GA 30028 · Cherokee
Listing data updated September 3, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
3,893Sq Ft
2003Year Built
$205Per Sq Ft
GarageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$205 here vs $205 median sold (12 mo)
Buyer leverage
Strong buyer advantage
35 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 1
Price vs recent sales
Asking $799k is at or below all 1 recent closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2003 · 23 yrs
  • 3,893 sq ft of living area
  • Garage
  • 35 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2003BuiltPer public record
  • Sep 2, 2026First trackedObserved at $799,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$5,195/mo
  • Principal & interest $4,108/mo 79%
  • Taxes $699/mo 13%
  • Insurance $338/mo 7%
  • HOA $50/mo 1%

$5,195/mo at 20% down, 30-yr @ 6.66% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

42/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $205/sq ft vs the community 12-month median $205/sq ft.
Affordability50
List price $799,000 vs the community median $799,000. Not a measure of personal affordability.
Renovation upside26
From a 2003 build and $205/sq ft vs the community median $205/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 35 days on market for this home, against a 35-day area median.Days on market:this home 35Area median:  35 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 1, 2026.

🟡 Asking $205 per square foot, about in line with the community’s $205 median. Wolf Creek Park’s 12-month median sold price per square foot is $205. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

If you've been searching for a home that offers convenience, easy commuting, and move-in ready comfort without sacrificing privacy, this one deserves a closer look, welcome to 401 Maple Ridge Court. Where thoughtful updates, main-level living, and exceptional convenience come together in one beautifully maintained home. Tucked behind mature landscaping, the property provides a surprisingly private outdoor setting while enjoying a location that makes everyday life easier.

Positioned with convenient access to major roadways, you'll appreciate being just minutes from shopping, dining, medical facilities, parks, recreation, and daily conveniences throughout Cherokee County, while also enjoying easy access to the abundant retail, dining, entertainment, and business amenities of Forsyth County. Whether your day takes you north, south, or anywhere in between, this location helps simplify your commute while keeping everything you need within easy reach. Inside, the thoughtfully designed main-level living floor plan offers comfort and flexibility, while the beautifully updated interior means you can move in and start enjoying your new home from day one.

From the moment you enter, you'll appreciate the bright, open floor plan featuring soaring vaulted ceilings, expansive windows that fill the home with natural light, plantation shutters throughout, and inviting spaces designed for both everyday living and entertaining. The main level offers a spacious primary suite, providing ease of one-level living, along with a formal dining room highlighted by custom molding and timeless architectural details. The recently renovated kitchen serves as the heart of the home with a large butcher block island, quartz countertops, farmhouse sink, double ovens, built-in microwave, two pantries, and abundant cabinetry and workspace.

Fresh interior paint (2026) and beautifully sanded and refinished hardwood floors (May 2026) provide a crisp, updated feel throughout. Enjoy year-round relaxation in the enclosed porch addition completed in 2024, overlooking the private backyard and offering seamless indoor-outdoor living. The finished terrace level adds exceptional flexibility with three additional bedrooms, including a Jack-and-Jill bath and a private guest suite with its own full bath.

A spacious recreation area, dedicated office or flex space, recessed lighting, generous storage, and access to the covered patio make this level ideal for entertaining, working from home, hobbies, or accommodating a variety of living arrangements including multigenerational. Added Buyer Value! Seller is offering $2,500 toward the buyer's closing costs with financing through Wes Kelley of Northstar Mortgage, plus an America's Preferred Home Warranty for added peace of mind after closing.

Additional features include a large laundry room, storage shed, and an EV charging station in the garage. Recent improvements include: * New roof (2026) * Fresh interior paint (2026) * Hardwood floors sanded and refinished (May 2026) * Kitchen renovation * Enclosed porch addition (2024) * Exterior paint, deck staining, and front pillar updates (2025) * Approximately 6-year-old HVAC system

Description provided by RE/MAX Town & Country Jasper and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$799,000
Bed / bath4 / 3.5
Living area3,893 sq ft
Year built2003
Property typeSingle Family Residence
GarageYes
MLS #10812519
Listing status35 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyCherokee
Estimated first-year tax~$8,390/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$205
Estimated monthly payment$5,195
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$799,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RE/MAX Town & Country Jasper · Listing agent: Tania Tedesco · 706-253-1963Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$700,740the mess$895,390

Actual list price: $799,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing
  • 1 closed here in the last 12 months

For reference, this home is listed at $799,000 ($205/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,893 sq ft × $180–$230/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 3, 2026.

Keep looking

Similar homes for sale near Wolf Creek Park

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $799,000Momentum Realty · on market 35 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$8,390/yr

A rough first-year estimate only, applying a typical Cherokee rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 401 Maple Ridge Court?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by RE/MAX Town & Country Jasper · MLS # 10812519

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Wolf Creek Park

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Wolf Creek Park neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$799,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$205

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Wolf Creek Park

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Cherokee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Free HomeAssigned elementary school · Cherokee County School District
CreeklandAssigned middle school · Cherokee County School District
CreekviewAssigned high school · Cherokee County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,662 – $5,327/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,643 – −$144At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
Cumming

Groceries, dining, and parks for this city — see the city guide.

County
Cherokee

Schools, taxes, and services are county-administered — see the county guide.

Community
Wolf Creek Park

Amenities and HOA/CDD detail on the neighborhood guide.

View →
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 3, 2026)
Community market statsGeorgia MLS closed sales, as of September 1, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 401 Maple Ridge Court in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.