404 London Road, Ball Ground, GA 30107
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 14, 2026, 404 London Road in The Tate Reserve, Ball Ground is listed at $699,900 (2,147 sq ft, about $326 per sq ft). That sits within a few percent of The Tate Reserve's median closed sale of $700,000 over the last 12 months (13 recorded sales). Per square foot it is above the community's recent $270/sq ft by about 21%. It has been 99 days on market. Listing facts: built in 2023, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2023 · 3 yrs
- 2,147 sq ft of living area
- Garage
- Listed at $699,900 — recent neighborhood median sale price ~$700,000 (nearby sales; deemed reliable, not an appraisal)
- 99 days on market
About this home
MOTIVATED SELLER! Sellers are offering Buyers a $10,000 allowance to use toward moving expenses, closing costs, adding HVAC to the Terrace level, or other Buyer-related needs! Discover refined living in highly sought-after Tate Reserve, where luxury, privacy, and an active lifestyle come together on an exceptional 2.3-acre homesite that extends beyond the fenced yard and continues down to Four Mile Creek along the rear property line.
This expansive setting offers additional privacy, a peaceful natural backdrop, and direct access to the creek, creating a wonderful connection to the surrounding landscape. This beautifully appointed 3-bedroom, 2.5-bath residence offers outstanding curb appeal, quality craftsmanship, and thoughtfully designed living spaces both inside and out. The open-concept floor plan is designed for both everyday living and effortless entertaining, seamlessly connecting the chef-inspired kitchen, dining area, and spacious family room.
The stunning kitchen is truly the heart of the home, featuring an oversized center island, gorgeous countertops, abundant cabinetry, an impressive walk-in pantry, and generous workspace that makes cooking and gathering a pleasure. The spacious owner's suite provides a private retreat complete with a spa-inspired bath featuring a soaking tub, separate shower, dual vanities, and an oversized walk-in closet. Need room to expand?
The impressive 2,102-square-foot unfinished terrace-level basement offers endless possibilities for additional living space, a home theater, fitness room, workshop, guest suite, or whatever best suits your lifestyle. Thoughtfully equipped with features designed to provide convenience and added peace of mind, this home includes a Kohler 26 kW whole-home generator capable of powering the main level and basement during an outage, as well as a preventative radon mitigation system. Additional improvements include professionally installed gutter guards, a fenced backyard, and an irrigation system to keep the landscaping lush and inviting.
Propane service is conveniently piped throughout the neighborhood. Life in Tate Reserve is equally impressive. Residents enjoy the security of a gated entrance, beautifully appointed clubhouse, an active social calendar featuring neighborhood events, book club gatherings, and wine tours, along with 25 acres of protected greenspace.
The trailhead to scenic hiking and walking trails is located just two homes away, providing easy access to nature, while Four Mile Creek creates a peaceful natural backdrop to the community. Perfectly positioned just 5 minutes from grocery shopping and only 10 minutes from golf courses, local wineries, charming shops, and restaurants, 404 London Road offers a rare combination of luxury living, modern conveniences, natural beauty, and a vibrant community-all within easy reach of everything that makes Ball Ground one of North Georgia's most desirable places to call home. With a motivated seller, a $10,000 Buyer allowance, an expansive 2.3-acre homesite extending beyond the fenced yard to Four Mile Creek, a whole-home generator, preventative radon mitigation, and abundant unfinished space, this is an exceptional opportunity to make Tate Reserve your next home.
All 57 photos
Description provided by BHHS Georgia Properties and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $3,877/mo 83%
- Taxes $612/mo 13%
- Insurance $198/mo 4%
$4,688/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Pickens County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the The Tate Reserve market
How this home is priced against recent nearby sales, and where The Tate Reserve has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in The Tate Reserve
Each dot is a closed sale since 2023 (60 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $326/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
This home’s history
- 2023BuiltPer public record
- About Jul 2026Listed (per MLS)MLS reports 99 cumulative days on market as of October 14, 2026
- Sep 2, 2026First seen on movewithmomentum.comObserved at $709,900
- Sep 30, 2026Price cut$699,900 (-$10,000, -1.4%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales in The Tate Reserve in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $700,000 ($270/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Property Score
36/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 5.5 months of supply in the surrounding market and 99 days on market for this home, against a 75-day area median.Days on market:this home 99Area median: 75 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.
🟡 Asking $326 per square foot, about 21% above the community’s $270 median. The Tate Reserve’s 12-month median sold price per square foot is $270. Median sold price per square foot is down 1.2% year over year. Confidence: Medium · 13 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent The Tate Reserve sales closed near 96.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 6 active listings in The Tate Reserve, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by BHHS Georgia Properties · MLS # 10797073
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Similar homes for sale near The Tate Reserve
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Ball Ground
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- 180 Laurel Ridge Lane, Ball Ground · $1,299,900 · 5 bd / 4.5 ba · listed October 6, 2026 (courtesy of ERA Sunrise Realty)
- 1015 Shamrock Lane, Ball Ground · $485,000 · 4 bd / 2.0 ba · listed October 6, 2026 (courtesy of ERA Sunrise Realty)
Recently off market in The Tate Reserve
- 145 London Road · last listed $1,575,000 · 2026-10-05
- 41 Birmingham Road · last listed $950,000 · 2026-10-01
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on The Tate Reserve
Go deeper on The Tate Reserve
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pickens County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Buyer research checklist
Items worth confirming for 404 London Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Pickens County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,147 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $7,349/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: October 14, 2026) |
| Comparable sales | Georgia MLS closed sales in The Tate Reserve, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 404 London Road and when was it built?
Per the listing record, 404 London Road was built in 2023 and has 2,147 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 404 London Road in?
404 London Road is in The Tate Reserve in Ball Ground, Pickens County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 404 London Road estimated?
The estimate on this page (about $7,349 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 404 London Road in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 404 London Road in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.