27 days on market (MLS) Single Family Residence
$1,400,000
3-Bedroom Home in Cherokee Forrest

4217 Tall Hickory Trail, Gainesville, GA 30506

Single Family Residence in Cherokee Forrest, Gainesville · No CDD on record
Cherokee Forrest · Gainesville, GA 30506 · Hall County
Listing data updated October 13, 2026 at 10:18 AM ET · checked against the MLS hourly
3Bedrooms
3.5Bathrooms
3,599Sq Ft
1997Year Built
$389Per Sq Ft
WaterfrontGarageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
90% above
$/sq ft vs community
$389 here vs $205 median sold (12 mo)
Buyer leverage
Strong seller market
27 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.40M tops 12 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 4217 Tall Hickory Trail in Cherokee Forrest, Gainesville is listed at $1,400,000 (3,599 sq ft, about $389 per sq ft). That is 62% above Cherokee Forrest's median closed sale of $865,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $205/sq ft by about 90%. It has been 27 days on market, well inside the community's typical 56 days. Listing facts: built in 1997, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1997 · 29 yrs
  • 3,599 sq ft of living area
  • Garage
  • Listed at $1,400,000 — recent neighborhood median sale price ~$865,000 (nearby sales; deemed reliable, not an appraisal)
  • 27 days on market
Listing description

About this home

4217 Tall Hickory Trail offers a truly distinctive Lake Lanier experience. The Cherokee Forrest neighborhood welcomes you in with rows of towering oak trees, a friendly neighborhood community including pool and playground amenities, and is located in a great school district. The home itself greets you with custom double front doors set with with cast glass for privacy and splendor.

The doors open into the main living space which boasts 40 foot tall vaulted cedar ceilings, plenty of natural light from huge picture windows, and a panoramic view of the lake from your breakfast table, the second story loft space, and the master bedroom located on the main floor. The finished terrace level expands the living space with a recreation area, additional bedroom, kitchenette, full bath with sauna, and fully optimized gym space. Three garage spaces provide generous parking and storage, while the heavy timber framing offers both architectural beauty and structural strength.

The home is built of all high quality building materials seldom found in this price range including travertine stone floors, natural hardwoods in mosaic patterns, solid core wood doors for sound reduction, and a Brazilian hardwood deck. Enjoy a peaceful walk through the many manicured garden spaces including low maintenance perennial flowing plants, actively producing peach, fig, and blueberry plantings, and space for seasonal gardening. This sunny gently sloping lot boasts an easy walk to your brand new 32 x 32 single slip dock perfect for entertaining friends or enjoying the quiet nature your private cove.

The home's unique design and sense of openness and architectural character is truly one of a kind. This combination of a beautiful and highly sought after neighborhood, gently sloped lake access, new dock, dramatic woodwork, flexible living spaces, beautiful outdoor areas, and one-of-a-kind design makes this a Lake Lanier home that feels anything but ordinary.

All 68 photos

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Description provided by Century 21 Results and reproduced from the MLS; not independently verified.

Listing courtesy of Century 21 Results · Listing agent: Stacey Fountain · 770-889-6090Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,400,000
Bed / bath3 / 3.5
Living area3,599 sq ft
Year built1997
Property typeSingle Family Residence
GarageYes
MLS #10829456
Listing status27 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1115 ft
CountyHall
Area listings1 active · 1 under contract
Estimated first-year tax~$14,700/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$389
Estimated monthly payment$9,631
Insurance (illustrative)$6k–$12k/yr
Messtimate range$777,384 – $1,256,051
Comparable-sales median$865,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$9,631/mo
  • Principal & interest $7,755/mo 81%
  • Taxes $1,225/mo 13%
  • Insurance $652/mo 7%

$9,631/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$14,700/yr

Estimate: a typical Hall effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$6k–$12k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~1115 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hall County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Cherokee Forrest

Pricing & the Cherokee Forrest market

How this home is priced against recent nearby sales, and where Cherokee Forrest has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4619 Wakefield Lane4619 Wakefield Lane: $114/sq ft$1144475 Tall Hickory Trail4475 Tall Hickory Trail: $216/sq ft$2163864 Corinth Drive3864 Corinth Drive: $242/sq ft$2424847 Destitute Way4847 Destitute Way: $295/sq ft$2955151 Indian Circle5151 Indian Circle: $349/sq ft$349This homeThis home: $389/sq ft$389595 Tommy Aaron Drive595 Tommy Aaron Drive: $419/sq ft$419Community median $205

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $389/sq ft.

$157$186$2142024: $16320242025: $20820252026: $2052026

Median sale price by year

12-month median closed price, 2024–2026.

$546k$722k$899k2024: $580k20242025: $862k20252026: $865k2026
Property timeline

This home’s history

  • 1997BuiltPer public record
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $1,400,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,400,000Momentum Realty · on market 27 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $865,000 ($205/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$777,384the mess$1,256,051

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $1,400,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 62% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1997 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 27 days on market vs. a 56-day community median
  • 1 active listing competing, 1 under contract
  • ≈2.4 months of supply
  • 5 closed here in the last 12 months

For reference, this home is listed at $1,400,000 ($389/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,599 sq ft × $216–$349/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

41/100
Strongest on: Pricing power (100), Market liquidity (63)
0 limited50100 exceptional

41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $389/sq ft vs the community 12-month median $205/sq ft.
Affordability0
List price $1,400,000 vs the community median $865,000. Not a measure of personal affordability.
Market liquidity63
Community median 56 days on market, ~2.4 months of supply (12-month record).
Pricing power100
Recent sales closed at about 80.2% of original asking (~19.8% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 2.4 months of supply in the surrounding market and 27 days on market for this home, against a 56-day area median.Days on market:this home 27Area median:  56 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $389 per square foot, about 90% above the community’s $205 median. Cherokee Forrest’s 12-month median sold price per square foot is $205. Median sold price per square foot is up 0.3% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Cherokee Forrest sales closed near 80.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Cherokee Forrest, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Go deeper

More on Cherokee Forrest

Go deeper on Cherokee Forrest

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hall County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Mount VernonAssigned elementary school · Hall County School District
North HallAssigned middle school · Hall County School District
North HallAssigned high school · Hall County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4217 Tall Hickory Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1997 (29 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hall County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 3,599 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $14,700/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4217 Tall Hickory Trail and when was it built?

Per the listing record, 4217 Tall Hickory Trail was built in 1997 and has 3,599 sq ft of living area, 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4217 Tall Hickory Trail in?

4217 Tall Hickory Trail is in Cherokee Forrest in Gainesville, Hall County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 4217 Tall Hickory Trail estimated?

The estimate on this page (about $14,700 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 4217 Tall Hickory Trail in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.