Single Family Residence in Cherokee Forrest, Gainesville · No CDD on record
Cherokee Forrest · Gainesville, GA 30506 · Hall County
Listing data checked against the MLS November 3, 2026 at 9:38 AM ET · rechecked hourly
Listed by Century 21 Results (MLS) · Page maintained by Momentum Realty LLC, a licensed Georgia brokerage
3Bedrooms
3.5Bathrooms
3,599Sq Ft
1997Year Built
$389Per Sq Ft
WaterfrontGarageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
90% above
$/sq ft vs community
$389 here vs $205 median sold (12 mo)
Buyer leverage
Seller-leaning
61 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
4217 Tall Hickory Trail in Cherokee Forrest, Gainesville is listed at $1,400,000 (3,599 sq ft, about $389 per sq ft). That is 62% above Cherokee Forrest's median closed sale of $865,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $205/sq ft by about 90%. It has been listed Sep 1, 2026. Listing facts: built in 1997, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1997 · 29 yrs
3,599 sq ft of living area
Garage
Listed at $1,400,000 — recent neighborhood median sale price ~$865,000 (nearby sales; deemed reliable, not an appraisal)
listed Sep 1, 2026
Listing description
About this home
Primary suite on the main, a brand-new 32x32 single-slip dock, and a gentle walk to the water. 4217 Tall Hickory Trail delivers the Lake Lanier features buyers want most, set within one-of-a-kind heavy timber architecture. Inside, 40-foot vaulted cedar ceilings and huge picture windows frame panoramic lake views from the breakfast table, the loft, and the main-level primary suite.
Custom cast-glass double doors, travertine stone floors, mosaic-pattern natural hardwoods, solid-core wood doors, and a Brazilian hardwood deck reflect craftsmanship seldom found at this price. The finished terrace level adds a recreation room, guest bedroom, kitchenette, full bath with sauna, and a dedicated gym. Outside, manicured gardens feature low-maintenance perennials, producing peach, fig, and blueberry plants, and room for seasonal planting.
A 3-car garage, a private cove setting, and the oak-lined Cherokee Forest community with pool and playground complete this truly distinctive lake home. Up to $13k available for buyers through special program offered by preferred lender.
All 68 photos
Description provided by Century 21 Results and reproduced from the MLS; not independently verified.
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Mar 2026
$1,500,000
595 Tommy Aaron Drive, Gainesville
3 / 3.5 bd/ba · 3,577 sq ft · $419/sq ft
Courtesy of Candler Real Estate Group · View details →
Sold Aug 2026
$421,095
4619 Wakefield Lane, Gainesville
4 / 2.5 bd/ba · 3,692 sq ft · $114/sq ft
Courtesy of BHHS Georgia Properties · View details →
Sold Aug 2026
$1,100,000
4847 Destitute Way, Gainesville
4 / 3.5 bd/ba · 3,733 sq ft · $295/sq ft
Courtesy of Sheila Davis Group · View details →
Sold Mar 2026
$695,000
4475 Tall Hickory Trail, Gainesville
4 / 3.5 bd/ba · 3,218 sq ft · $216/sq ft
Courtesy of Coldwell Banker Realty · View details →
Sold Jan 2026
$490,000
6006 Trojan Drive, Gainesville
4 / 3 bd/ba · 3,211 sq ft · $153/sq ft
Courtesy of Chris McCall Realty · View details →
Sold Dec 2025
$445,000
4823 Hiawatha Drive, Gainesville
4 / 2.5 bd/ba · 3,111 sq ft · $143/sq ft
Courtesy of Keller Williams Realty Atl. Partners · View details →
Median of these 6 sales: $865,000 ($205/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,400,000
Bed / bath3 / 3.5
Living area3,599 sq ft
Year built1997
Property typeSingle Family Residence
GarageYes
MLS #10829456
Listing statuslisted Sep 1, 2026
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1115 ft
CountyHall
Area listings1 active · 1 under contract
Estimated first-year tax~$14,700/yr
CDD assessmentNone on record
HOANot reported
Calculated estimates
Price per sq ft$389
Estimated monthly payment$9,509
Insurance (illustrative)$6k–$12k/yr
Messtimate range$514,657 – $1,061,705
Comparable-sales median$865,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$9,509/mo
Principal & interest $7,633/mo80%
Taxes $1,225/mo13%
Insurance $652/mo7%
$9,509/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$14,700/yr
Estimate: a typical Hall effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$6k–$12k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~1115 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Hall County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Cherokee Forrest
Pricing & the Cherokee Forrest market
How this home is priced against recent nearby sales, and where Cherokee Forrest has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $389/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
Property timeline
This home’s history
1997BuiltPer public record
About Sep 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Sep 1, 2026)
Sep 2, 2026First seen on movewithmomentum.comObserved at $1,400,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,400,000Century 21 Results · listed Sep 1, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
41/100
Strongest on: Pricing power (100), Market liquidity (63)
0 limited50100 exceptional
41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $389/sq ft vs the community 12-month median $205/sq ft.
Affordability0
List price $1,400,000 vs the community median $865,000. Not a measure of personal affordability.
Market liquidity63
Community median 56 days on market, ~2.4 months of supply (12-month record).
Pricing power100
Recent sales closed at about 80.2% of original asking (~19.8% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $389 per square foot, about 90% above the community’s $205 median. Cherokee Forrest’s 12-month median sold price per square foot is $205. Median sold price per square foot is up 0.3% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Cherokee Forrest sales closed near 80.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in Cherokee Forrest, no CDD assessment.
Checked against the MLS November 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Century 21 Results · MLS # 10829456
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Keep looking
Similar homes for sale near Cherokee Forrest
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Infrastructure
Gov. Kemp joins ceremony celebrating Gainesville Inland Port opening
The Georgia Ports Authority held an Oct. 29 ceremony for the Gainesville Inland Port, which began operating in May 2026 and links Northeast Georgia manufacturers to the Port of Savannah. Gov. Brian Kemp and other officials attended, and the event drew hundreds of guests.
Why it matters: Rail-linked freight access for Northeast Georgia shippers supports logistics activity and related jobs around Gainesville and may take some truck traffic off long-haul routes. The site is about 6 miles south of Cherokee Forrest.
Gainesville approves up to $8.6M in incentives for downtown Tempo by Hilton
The Gainesville City Council approved up to $8.6 million in public support for a planned eight-story Tempo by Hilton at 210 Bradford St. NE, with most of the money coming from future property taxes the hotel itself generates. The hotel is estimated to cost $49 million.
Why it matters: A new downtown hotel would add lodging capacity near the square and could support nearby dining and retail traffic once built. The project is about 7 miles south of Cherokee Forrest, elsewhere in Hall County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Hall County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Mount VernonAssigned elementary school · Hall County School District
North HallAssigned middle school · Hall County School District
North HallAssigned high school · Hall County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 4217 Tall Hickory Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1997 (29 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Hall County; age of roof and any prior claims affect the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 3,599 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $14,700/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: November 3, 2026)
Comparable sales
Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 4217 Tall Hickory Trail and when was it built?
Per the listing record, 4217 Tall Hickory Trail was built in 1997 and has 3,599 sq ft of living area, 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4217 Tall Hickory Trail in?
4217 Tall Hickory Trail is in Cherokee Forrest in Gainesville, Hall County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 4217 Tall Hickory Trail estimated?
The estimate on this page (about $14,700 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 4217 Tall Hickory Trail in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Century 21 Results
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
