Single Family Residence in Rivercliffs, Gray · No CDD on record · Built 2026
Rivercliffs · Gray, GA 31032 · Jones County
Listing data updated October 18, 2026 at 10:18 AM ET · checked against the MLS hourly
Listed by eXp Realty (MLS) · Page maintained by Momentum Realty LLC, a licensed Georgia brokerage
3Bedrooms
2.5Bathrooms
1,928Sq Ft
2026Year Built
$192Per Sq Ft
GarageNew constructionNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
23% above
$/sq ft vs community
$192 here vs $156 median sold (12 mo)
Buyer leverage
Strong buyer advantage
14 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~495 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 18, 2026, 4472 Rivercliffs Way in Rivercliffs, Gray is listed at $369,900 (1,928 sq ft, about $192 per sq ft). It has been 14 days on market. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
1,928 sq ft of living area
Garage
Listed at $369,900 — recent neighborhood median sale price ~$307,450 (nearby sales; deemed reliable, not an appraisal)
14 days on market
No HOA reported by the listing (confirm)
Listing description
About this home
USDA eligible! Brand new and ready for its first owner! This 3-bedroom, 2-bath home sits on a spacious 0.9-acre lot in Rivercliffs with no HOA.
The single-level design features a bright, open layout designed for both everyday living and entertaining. The kitchen is finished with granite countertops, stainless steel appliances, and plenty of cabinetry, with an easy flow into the living and dining areas. The primary suite provides a private retreat with a double vanity and walk-in closet, while two additional bedrooms offer space for family, guests, or a home office.
An attached garage adds everyday convenience, and the nearly one-acre lot gives you plenty of room to enjoy the outdoors. Enjoy the benefits of new construction, a generous homesite, and no HOA, all just waiting for you to make it home!
All 22 photos
Description provided by eXp Realty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$369,900
Bed / bath3 / 2.5
Living area1,928 sq ft
Year built2026
Property typeSingle Family Residence
GarageYes
MLS #10858344
Listing status14 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~495 ft
CountyJones
Area listings1 active · 0 under contract
Estimated first-year tax~$3,884/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$192
Estimated monthly payment$2,470
Insurance (illustrative)$1k–$2k/yr
Messtimate range$269,920 – $329,688
Comparable-sales median$307,450
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,470/mo
Principal & interest $2,049/mo83%
Taxes $324/mo13%
Insurance $97/mo4%
$2,470/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,884/yr
Estimate: a typical Jones effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~495 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Jones County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Low
Inland floodingVery Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Low
LightningVery Low
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveVery Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Rivercliffs
Pricing & the Rivercliffs market
How this home is priced against recent nearby sales, and where Rivercliffs has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2026BuiltPer public record
About Oct 2026Listed (per MLS)MLS reports 14 cumulative days on market as of October 18, 2026
Oct 2, 2026First seen on movewithmomentum.comObserved at $369,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $369,900Momentum Realty · on market 14 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$333,000
507 Shady Greens Drive, Macon
3 / 2 bd/ba · 1,947 sq ft · $171/sq ft
Courtesy of RE/MAX Cutting Edge Realty · View details →
Sold Aug 2026
$270,000
633 River North Boulevard, Macon
3 / 2 bd/ba · 2,009 sq ft · $134/sq ft
Courtesy of Rivoli Realty · View details →
Sold Mar 2026
$315,000
214 River North Circle, Macon
3 / 2.5 bd/ba · 1,837 sq ft · $171/sq ft
Courtesy of Golden Key Realty, Inc. · View details →
Sold Feb 2026
$314,900
527 Shady Greens Drive, Macon
3 / 2 bd/ba · 2,063 sq ft · $153/sq ft
Courtesy of Maximum One Platinum Realtors · View details →
Sold Jan 2026
$285,000
195 Eagle Drive, Macon
3 / 2.5 bd/ba · 1,782 sq ft · $160/sq ft
Courtesy of Metro Realty · View details →
Sold May 2026
$300,000
306 Lakeridge Court, Macon
4 / 2.5 bd/ba · 2,138 sq ft · $140/sq ft
Courtesy of Georgia's Home Team Realty · View details →
Median of these 6 sales: $307,450 ($156/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Scores
Momentum Property Score
45/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
45/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $192/sq ft vs the community 12-month median $156/sq ft.
Affordability16
List price $369,900 vs the community median $307,450. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~495 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $192 per square foot, about 23% above the community’s $156 median. Rivercliffs’s 12-month median sold price per square foot is $156. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in Rivercliffs, no CDD assessment.
Updated October 18, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by eXp Realty · MLS # 10858344
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Keep looking
Similar homes for sale near Rivercliffs
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Retail Dining
Industrial Authority approves up to $90 million in bonds for Macon Costco
The Macon-Bibb Industrial Authority approved bonds of up to $90 million on Oct. 5 for a 158,000-square-foot Costco at Wesleyan Drive and New Forsyth Road. This includes a $60 million PILOT bond and up to $30 million for road work around the store. The county commission and school board must still approve.
Why it matters: A major warehouse retailer on the Wesleyan corridor would expand regional shopping access and bring road improvements near the store. The site is about 7 miles southwest of Rivercliffs.
Construction begins on new Macon arena near Second Street
Macon-Bibb broke ground on July 29 on a new arena on an existing parking lot near Second Street. Configurations will seat more than 12,000 for concerts, and the arena is expected to open in late 2028. The current Macon Coliseum stays open during construction.
Why it matters: A new event venue near downtown adds visitor traffic, hospitality demand and event-related activity to the Macon core. The site is about 8 miles south of Rivercliffs.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Jones County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Dames FerryAssigned elementary school · Jones County School District
Clifton RidgeAssigned middle school · Jones County School District
JonesAssigned high school · Jones County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 4472 Rivercliffs Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Jones County; age of roof and any prior claims affect the premium.
Listed living area is 1,928 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,884/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: October 18, 2026)
Comparable sales
Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 4472 Rivercliffs Way and when was it built?
Per the listing record, 4472 Rivercliffs Way was built in 2026 and has 1,928 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4472 Rivercliffs Way in?
4472 Rivercliffs Way is in Rivercliffs in Gray, Jones County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 4472 Rivercliffs Way have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 4472 Rivercliffs Way estimated?
The estimate on this page (about $3,884 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 4472 Rivercliffs Way in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 4472 Rivercliffs Way in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
