713 days on market (MLS) Single Family Residence *MAJOR PRICE IMPROVEMENT - MOTIVATED SELLER! ▼ Price cut: $10,000 (9/6)
$395,000
4-Bedroom Home in rivercliff

4477 Rivercliff Way, Gray, GA 31032

Single Family Residence in rivercliff, Gray · No CDD on record · Built 2025
rivercliff · Gray, GA 31032 · Jones County
Listing data updated October 13, 2026 at 10:29 AM ET · checked against the MLS hourly
4Bedrooms
3Bathrooms
1,894Sq Ft
2025Year Built
$209Per Sq Ft
GarageNew constructionNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
34% above
$/sq ft vs community
$209 here vs $156 median sold (12 mo)
Buyer leverage
Strong buyer advantage
713 days on market
14.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $395k tops 11 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 4477 Rivercliff Way in rivercliff, Gray is listed at $395,000 (1,894 sq ft, about $209 per sq ft). That is 28% above rivercliff's median closed sale of $307,450 over the last 12 months (2 recorded sales). Per square foot it is above the community's recent $156/sq ft by about 34%. It has been 713 days on market. Listing facts: new construction, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2025
  • 1,894 sq ft of living area
  • Garage
  • Listed at $395,000 — recent neighborhood median sale price ~$307,450 (nearby sales; deemed reliable, not an appraisal)
  • 713 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

* This incredible price reduction presents a rare opportunity to own a beautiful new construction home in the highly desirable Rivercliffs Subdivision. The seller is motivated and ready to review offers, making now the perfect time to secure one of the best values currently available in Gray, Georgia. Opportunities like this don't come along often and are not expected to last long.

Buyers are encouraged to schedule a showing and submit their Highest & Best Offer by 7/10/2026. Searching for New Construction and a Private Oasis? Welcome Home! Nestled in the peaceful and highly sought-after Rivercliffs Subdivision, this stunning newly constructed ranch home offers the perfect combination of modern design, quality craftsmanship, and everyday comfort. Situated on a spacious homesite in one of Gray's most desirable communities, this home delivers the tranquility you've been searching for while remaining conveniently located to shopping, dining, and schools.

Step inside and discover an inviting open-concept floor plan featuring 4 generously sized bedrooms and 3 full bathrooms designed with both functionality and style in mind. The luxurious bathrooms showcase beautiful marble-finish porcelain tile, while the bedrooms provide warmth and comfort with plush carpeting. Elegant Luxury Vinyl Plank (LVP) flooring flows throughout the great room, hallways, and kitchen, creating a seamless and sophisticated living space.

The heart of the home is the beautifully appointed kitchen, complete with brand-new stainless steel appliances, modern finishes, and stylish lighting fixtures that complement the home's contemporary design. Whether entertaining guests or enjoying a quiet evening at home, this space is designed to impress. Additional features include a separate laundry room, a spacious two-car garage with attic access, and thoughtful details throughout that make everyday living both convenient and enjoyable.

This exceptional home combines the benefits of New Construction, a desirable community setting, and a newly improved price that creates an outstanding opportunity for today's buyer. With a motivated seller and increasing interest expected, this opportunity may not last long. Showings are by appointment only through ShowingTime. Schedule your private tour today and experience everything this beautiful Rivercliffs home has to offer.

Don't miss your chance to make this house your home. Submit your Highest & Best Offer by 7/10/2026.

All 63 photos

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Description provided by Goins Realty Group, LLC and reproduced from the MLS; not independently verified.

Listing courtesy of Goins Realty Group, LLC · Listing agent: Aqueelah McCummings · 770-627-2697Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$395,000
Bed / bath4 / 3
Living area1,894 sq ft
Year built2025
Property typeSingle Family Residence
GarageYes
MLS #10376828
Listing status713 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~487 ft
CountyJones
Area listings6 active · 0 under contract
Estimated first-year tax~$4,148/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$209
Estimated monthly payment$2,640
Insurance (illustrative)$1k–$2k/yr
Messtimate range$265,160 – $323,874
Comparable-sales median$307,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,640/mo
  • Principal & interest $2,188/mo 83%
  • Taxes $346/mo 13%
  • Insurance $106/mo 4%

$2,640/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,148/yr

Estimate: a typical Jones effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~487 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Jones County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingVery Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Low
LightningVery Low
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveVery Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Rivercliff

Pricing & the Rivercliff market

How this home is priced against recent nearby sales, and where Rivercliff has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales633 River North Boulevard633 River North Boulevard: $134/sq ft$134306 Lakeridge Court306 Lakeridge Court: $140/sq ft$140527 Shady Greens Drive527 Shady Greens Drive: $153/sq ft$153195 Eagle Drive195 Eagle Drive: $160/sq ft$160507 Shady Greens Drive507 Shady Greens Drive: $171/sq ft$171214 River North Circle214 River North Circle: $171/sq ft$171This homeThis home: $209/sq ft$209Community median $156
Property timeline

This home’s history

  • 2025BuiltPer public record
  • About Oct 2024Listed (per MLS)MLS reports 713 cumulative days on market as of October 13, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $405,000
  • Sep 6, 2026Price cut$395,000 (-$10,000, -2.5%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $395,000Momentum Realty · on market 713 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $307,450 ($156/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$265,160the mess$323,874

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $395,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 22% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 6 active listings competing, 2 under contract
  • ≈14.4 months of supply
  • 5 closed here in the last 12 months

For reference, this home is listed at $395,000 ($209/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,894 sq ft × $140–$171/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

13/100
Strongest on: Market liquidity (35), Affordability (3)
0 limited50100 exceptional

13/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $209/sq ft vs the community 12-month median $156/sq ft.
Affordability3
List price $395,000 vs the community median $307,450. Not a measure of personal affordability.
Market liquidity35
Community inventory, ~14.4 months of supply (12-month record).

Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 14.4 months of supply in the surrounding market and 713 days on market for this home, against a 27-day area median.Days on market:this home 713Area median:  27 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $209 per square foot, about 34% above the community’s $156 median. Rivercliff’s 12-month median sold price per square foot is $156. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 6 active listings in Rivercliff, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Goins Realty Group, LLC · MLS # 10376828

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on rivercliff

Go deeper on rivercliff

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Jones County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Dames FerryAssigned elementary school · Jones County School District
Clifton RidgeAssigned middle school · Jones County School District
JonesAssigned high school · Jones County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4477 Rivercliff Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Jones County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,894 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,148/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4477 Rivercliff Way and when was it built?

Per the listing record, 4477 Rivercliff Way was built in 2025 and has 1,894 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4477 Rivercliff Way in?

4477 Rivercliff Way is in rivercliff in Gray, Jones County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 4477 Rivercliff Way have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 4477 Rivercliff Way estimated?

The estimate on this page (about $4,148 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 4477 Rivercliff Way in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4477 Rivercliff Way in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.