6 bedroom Single Family Residence at 448 Golden Bear Pass, Achasta, Dahlonega — photo 1Front elevation
6 bedroom Single Family Residence at 448 Golden Bear Pass, Achasta, Dahlonega — photo 2Living space
6 bedroom Single Family Residence at 448 Golden Bear Pass, Achasta, Dahlonega — photo 3Kitchen
6 bedroom Single Family Residence at 448 Golden Bear Pass, Achasta, Dahlonega — photo 4Owner's suite
182 days on market Single Family Residence
$1,999,975
6-Bedroom Home in Achasta

448 Golden Bear Pass, Dahlonega, GA 30533

Single Family Residence in Achasta, Dahlonega · No CDD · Built 2022
Achasta · Dahlonega, GA 30533 · Lumpkin
Listing data updated September 23, 2026 · refreshed twice daily
6Bedrooms
5.5Bathrooms
5,707Sq Ft
2022Year Built
$350Per Sq Ft
WaterfrontGarageNo CDD6 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
50% above
$/sq ft vs community
$350 here vs $234 median sold (12 mo)
Buyer leverage
Strong buyer advantage
182 days on market
8.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$5k–$10k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $2.00M tops 12 of the last 12 closed sales; also one of the largest homes here at 5,707 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 23, 2026, 448 Golden Bear Pass in Achasta, Dahlonega is listed at $1,999,975 (5,707 sq ft, about $350 per sq ft). That is 127% above Achasta's median closed sale of $881,000 over the last 12 months (12 recorded sales). Per square foot it is above the community's recent $234/sq ft by about 50%. It has been 182 days on market, longer than the community's typical 52 days to contract. Listing facts: built in 2022, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 5,707 sq ft of living area
  • Garage
  • Listed at $1,999,975 — recent neighborhood median sale price ~$881,000 (nearby sales; deemed reliable, not an appraisal)
  • 182 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Achasta

Pricing & the Achasta market

How this home is priced against recent nearby sales, and where Achasta has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales656 Prospector Trail656 Prospector Trail: $178/sq ft$178448 Golden Bear Pass448 Golden Bear Pass: $333/sq ft$333This homeThis home: $350/sq ft$350Community median $234

Price vs. size in Achasta

Each dot is a closed sale since 2023 (36 total). This home is the gold marker.

$452k$1.3M$2.1M2,2485,3308,412This home: $1,999,975, 5,707 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $350/sq ft.

$210$224$2372024: $21320242025: $21520252026: $2342026

Median sale price by year

12-month median closed price, 2024–2026.

$743k$870k$997k2024: $768k20242025: $972k20252026: $881k2026
Property timeline

This home’s history

  • 2022BuiltPer public record
  • Sep 2, 2026First trackedObserved at $1,999,975
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$12,972/mo
  • Principal & interest $10,591/mo 82%
  • Taxes $1,750/mo 13%
  • Insurance $581/mo 4%
  • HOA $50/mo 0%

$12,972/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

21/100
Strongest on: Pricing power (59), Market liquidity (34)
0 limited50100 exceptional

21/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $350/sq ft vs the community 12-month median $234/sq ft.
Affordability0
List price $1,999,975 vs the community median $881,000. Not a measure of personal affordability.
Market liquidity34
Community median 52 days on market, ~8.0 months of supply (12-month record).
Renovation upside10
From a 2022 build and $350/sq ft vs the community median $234/sq ft. Not a condition assessment.
Pricing power59
Recent sales closed at about 96.2% of original asking (~3.8% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 8.0 months of supply in the surrounding market and 182 days on market for this home, against a 52-day area median.Days on market:this home 182Area median:  52 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $350 per square foot, about 50% above the community’s $234 median. Achasta’s 12-month median sold price per square foot is $234. Median sold price per square foot is down 9.4% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Achasta sales closed near 96.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 8 active listings in Achasta, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Experience refined mountain living in this custom-built craftsman estate nestled in the foothills of the Blue Ridge Mountains. Overlooking the tranquil Chestatee River and the renowned Jack Nicklaus Signature Golf Course within the gates of Achasta, one of North Georgia's most exclusive communities in Dahlonega, this extraordinary home is the epitome of timeless elegance designed for modern living. From the moment you arrive, the home's stunning curb appeal sets the tone with beautiful stonework, copper gas lanterns, designer garage doors, meticulously manicured landscaping and an inviting covered porch.

As you step inside the double front doors, the expansive ceilings and wall of sliding glass doors with picturesque views bathe the space in natural light. The open concept design allows for effortless flow between the stunning chef's kitchen and fireside family room with beautiful beamed, vaulted ceilings. As the heart of the home, the kitchen does not disappoint featuring a statement range hood adorned with imported Italian porcelain carried over from the fireplace and stunning quartzite bedecking the oversized eat-in island, countertops and statement backsplash that reaches to the ceilings.

The scullery and dedicated bar area are perfect for effortless entertaining. Immediately off the living space is an exceptional covered porch complete with a stone fireplace, outdoor kitchen, motorized screens, and elevated heaters ideal for gathering and enjoying the beauty of the mountains from sun-up to sun-down throughout the year. The main-level primary suite is a true retreat, offering direct patio access and a spa-inspired bathroom with a full wall showcasing the same imported Italian porcelain from the main living space, floating double vanities, backlit mirrors, a soaking tub, and a spacious walk-in closet with direct access to the main-level laundry room for everyday convenience.

Two additional bedrooms share a full bathroom, ideal for convenient one-level living for visitors while the vaulted room would serve as an ideal study or office as an inspiring work-from-home setting. An elevator provides seamless access between levels. Designed for gathering and entertaining, the terrace level offers a second kitchen and full bar, theatre/media room, and generous living space ideal for hosting.

A second laundry room includes a built-in dog shower, and two large bedrooms with ensuite bathrooms provide comfort and privacy for guests. Step outside to a relaxing patio with a hanging daybed, with a path leading to a fire pit and outdoor dining area nestled in nature. Above the garage, a beautifully finished private guest suite with kitchenette and ensuite bathroom creates the perfect retreat for extended stays.

There is truly something for everyone in this special mountain community. Behind the private gates of Achasta lies a spectacular setting with resort-style amenities including the Jack Nicklaus Signature Golf Course, an elegant clubhouse and restaurant with a private chef, pro shop, swimming, tennis, pickleball, and eight scenic hiking trails. Residents also enjoy kayaking, fishing, and tubing along the beautiful Chestatee River, along with a vibrant calendar of social events within the community.

Just a short, 10-minute drive from the gates of Achasta lies the quaint, historic town of Dahlonega, boasting charming festivals and events throughout the year, boutique shopping, acclaimed wineries, and exceptional dining. With the nearby Northeast Georgia Health System medical center, a convenient Publix minutes away, and easy access to GA-400, Achasta delivers an extraordinary blend of luxury escape and everyday accessibility. A true North Georgia treasure that is hard to believe it's only an hour from Atlanta - welcome to a life of leisure, beauty, and elevated mountain living at 448 Golden Bear Pass.

All 106 photos

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Description provided by Ansley RE|Christie's Int'l RE and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,999,975
Bed / bath6 / 5.5
Living area5,707 sq ft
Year built2022
Property typeSingle Family Residence
GarageYes
MLS #10712549
Listing status182 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyLumpkin
Area listings8 active · 1 under contract
Estimated first-year tax~$21,000/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$350
Estimated monthly payment$12,972
Insurance (illustrative)$5k–$10k/yr
Comparable-sales median$881,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Ansley RE|Christie's Int'l RE · Listing agent: Jennifer Bienstock · 770-284-9900Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,175,642the mess$1,495,234

Actual list price: $1,999,975 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 182 days on market vs. a 52-day community median
  • 7 active listings competing, 2 under contract
  • 8.0 months of supply
  • 12 closed here in the last 12 months

For reference, this home is listed at $1,999,975 ($350/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 5,707 sq ft × $206–$262/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.

Keep looking

Similar homes for sale near Achasta

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Achasta

  • 202 Cane Mill Lane · $849,000 · 4 bd / 4.5 ba · listed September 17, 2026 (courtesy of Gold Peach Realty LLC)
  • 9 Cavender Run · $714,900 · 4 bd / 4.5 ba · listed September 10, 2026 (courtesy of A Better Way Realty)
  • 121 Gold Rush Run · $724,900 · 5 bd / 4.5 ba · listed August 27, 2026 (courtesy of River Mountain Realty)
  • 904 Bear Paw Ridge · $1,295,000 · 4 bd / 4.5 ba · listed August 27, 2026 (courtesy of Dover Realty & Investments Inc)

Recently off market in Achasta

Transparency

Price & listing history

Listed for $1,999,975Momentum Realty · on market 182 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$21,000/yr

A rough first-year estimate only, applying a typical Lumpkin rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$5k–$10k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 448 Golden Bear Pass?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Ansley RE|Christie's Int'l RE · MLS # 10712549

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Achasta

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Achasta neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$881,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$234

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Achasta

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lumpkin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

CottrellAssigned elementary school · Lumpkin County School District
LumpkinAssigned middle school · Lumpkin County School District
New LumpkinAssigned high school · Lumpkin County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $234/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$9,167 – $13,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$4,060 – −$310At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 448 Golden Bear Pass, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Lumpkin County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 5,707 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $21,000/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 23, 2026)
Community market statsGeorgia MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 448 Golden Bear Pass and when was it built?

Per the listing record, 448 Golden Bear Pass was built in 2022 and has 5,707 sq ft of living area, 6 bedrooms and 5.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 448 Golden Bear Pass in?

448 Golden Bear Pass is in Achasta in Dahlonega, Lumpkin County. The community section on this page shows recent closed sales, days on market, and active inventory for Achasta from the same MLS data.

How are property taxes on 448 Golden Bear Pass estimated?

The estimate on this page (about $21,000 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 448 Golden Bear Pass in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 448 Golden Bear Pass in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.