Active Single Family Residence Open house Sun, Nov 15, 10 AM–12 PM
$399,900
4-Bedroom Home in Lake Villas

4581 Driftwater Road, Duluth, GA 30096

Single Family Residence in Lake Villas, Duluth
Lake Villas · Duluth, GA 30096 · Gwinnett County
Listing data checked against the MLS November 14, 2026 at 8:35 PM ET · rechecked hourly
4Bedrooms
2.5Bathrooms
1,957Sq Ft
1998Year Built
$204Per Sq Ft
WaterfrontGarageFEMA Zone X4 bedrooms
Open house
  • Sun, Nov 15, 10 AM–12 PM
Times per the listing broker in the MLS; confirm before you go. Updated hourly.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
7% above
$/sq ft vs community
$204 here vs $191 median sold (12 mo)
Zone X
Flood risk
Minimal hazard per FEMA; ~970 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $400k tops 7 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

4581 Driftwater Road in Lake Villas, Duluth is listed at $399,900 (1,957 sq ft, about $204 per sq ft). It came to market within the past week. Listing facts: built in 1998, waterfront. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 1998 · 28 yrs
  • 1,957 sq ft of living area
  • Garage
  • Listed at $399,900 — recent neighborhood median sale price ~$366,500 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
Listing description

About this home

Freshly updated and move-in ready, 4581 Driftwater Road is a spacious, brick-sided 4-bedroom, 2.5-bathroom gem featuring a coveted primary suite on the main floor. With a new roof and an extensive list of improvements completed in 2026, the heavy lifting has already been done for you. Step inside to the impressive two-story living room, where soaring ceilings, abundant natural light, hardwood floors, and a gas log fireplace create a warm and inviting first impression.

New light fixtures add a modern touch as you make your way into the kitchen and dining space, with plenty of room to comfortably seat six or more guests. The kitchen has been refreshed with new countertops, stainless steel Whirlpool appliances, and freshly painted white cabinetry, offering a bright and functional space for the home chef. Generous pantry and closet storage are conveniently located just steps away.

Off the dining area, step outside onto the freshly painted deck, an entertainer's dream with plenty of room for weekend BBQs, meals with loved ones, or quiet mornings with a cup of coffee. Back inside, the main-level primary suite offers a generous layout with room for a king-size bed and additional furnishings. Complete with a walk-in closet and a private en-suite bathroom featuring a walk-in shower and double vanity, this space is ready to become your personal retreat.

The half-bathroom, laundry closet, and attached two-car garage complete the main level. Head upstairs to discover three additional spacious bedrooms, all featuring new Berber carpet, updated lighting, ceiling fans, and generous closet space. One of these rooms offers an especially large footprint, making it an ideal bonus room, home office, or flexible living space.

Two of the bedrooms share a convenient Jack-and-Jill bathroom, refreshed with new LVP flooring. The Lake Villas community offers a beautiful neighborhood lake with walking paths and benches, creating a peaceful setting to enjoy the outdoors just around the corner from your front door. All of this is conveniently located minutes from Costco, Kroger, and numerous Gwinnett shopping and dining destinations, with access to sought-after Duluth-area schools.

With its spacious floor plan, extensive recent updates, and inviting community, 4581 Driftwater Road is ready to welcome its next owners home!

All 52 photos

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Description provided by Motto and reproduced from the MLS; not independently verified.

Listing courtesy of Motto · Listing agent: Lexi Benomar · 770-746-6886Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $366,500 ($191/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$399,900
Bed / bath4 / 2.5
Living area1,957 sq ft
Year built1998
Property typeSingle Family Residence
GarageYes
MLS #10889074
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~970 ft
CountyGwinnett
Estimated first-year tax~$4,199/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$204
Estimated monthly payment$2,685
Insurance (illustrative)$2k–$3k/yr
Messtimate range$354,217 – $387,486
Comparable-sales median$366,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,685/mo
  • Principal & interest $2,152/mo 80%
  • Taxes $350/mo 13%
  • Insurance $183/mo 7%

$2,685/mo at 20% down, 30-yr @ 7.11% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,199/yr

Estimate: a typical Gwinnett effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~970 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Gwinnett County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Lake Villas

Pricing & the Lake Villas market

How this home is priced against recent nearby sales, and where Lake Villas has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1402 Black Hickory Place1402 Black Hickory Place: $115/sq ft$1154220 E Meadow Drive4220 E Meadow Drive: $181/sq ft$1814051 Megan Road4051 Megan Road: $190/sq ft$1905182 Station Circle5182 Station Circle: $192/sq ft$1922207 Hopkins Terrace2207 Hopkins Terrace: $198/sq ft$198This homeThis home: $204/sq ft$2042786 Cardinal Lake Circle2786 Cardinal Lake Circle: $206/sq ft$206Community median $191
Property timeline

This home’s history

  • 1998BuiltPer public record
  • Nov 13, 2026First seen on our siteObserved at $399,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $399,900Motto
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Insurance cost (67)
0 limited50100 exceptional

58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area33
This home $204/sq ft vs the community 12-month median $191/sq ft.
Affordability35
List price $399,900 vs the community median $366,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~970 ft elevation. Verify the parcel with FEMA.
Insurance cost67
From FEMA Zone X and a 1998 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $204 per square foot, about 7% above the community’s $191 median. Lake Villas’s 12-month median sold price per square foot is $191. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Motto · MLS # 10889074

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Keep looking

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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Lake Villas

Go deeper on Lake Villas

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Gwinnett County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Berkeley LakeAssigned elementary school · Gwinnett County School District
DuluthAssigned middle school · Gwinnett County School District
DuluthAssigned high school · Gwinnett County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4581 Driftwater Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Gwinnett County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,957 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,199/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 14, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of November 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4581 Driftwater Road and when was it built?

Per the listing record, 4581 Driftwater Road was built in 1998 and has 1,957 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4581 Driftwater Road in?

4581 Driftwater Road is in Lake Villas in Duluth, Gwinnett County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 4581 Driftwater Road estimated?

The estimate on this page (about $4,199 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 4581 Driftwater Road in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4581 Driftwater Road in person

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.