14 days on market (MLS) Single Family Residence
$768,000
5-Bedroom Home in Brighton Lake

4910 Montclair Trail, Cumming, GA 30040

Single Family Residence in Brighton Lake, Cumming · No CDD on record
Brighton Lake · Cumming, GA 30040 · Forsyth County
Listing data updated October 13, 2026 at 10:39 AM ET · checked against the MLS hourly
5Bedrooms
3.5Bathrooms
3,861Sq Ft
1998Year Built
$199Per Sq Ft
GarageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% below
$/sq ft vs community
$199 here vs $218 median sold (12 mo)
Buyer leverage
Seller-leaning
14 days on market
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $768k tops 8 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 4910 Montclair Trail in Brighton Lake, Cumming is listed at $768,000 (3,861 sq ft, about $199 per sq ft). It has been 14 days on market. Listing facts: built in 1998. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1998 · 28 yrs
  • 3,861 sq ft of living area
  • Garage
  • Listed at $768,000 — recent neighborhood median sale price ~$847,500 (nearby sales; deemed reliable, not an appraisal)
  • 14 days on market
Listing description

About this home

If you're looking for a home that has it all... plenty of space, quiet neighborhood, and prime location, then look no further! Welcome home to this stunning 5 bedroom, 3.5 bath custom home offering multi-generational living across three fully finished levels.

Brick and cedar-shake exterior, a classic rocking-chair front porch, and mature landscaping set the tone before you even walk in. As you walk through the front door you'll find yourself in the soaring two-story foyer that opens straight into a dramatic two-story family room with arched picture windows, a cozy fireplace, and cathedral ceilings that flood the space with natural light. Just off the entry, a separate living room/office offers a quiet flex space, while the formal dining room is finished with wainscoting and trim detail for a more elevated feel.

The kitchen is a true centerpiece: glazed cabinetry, granite counters, a tumbled-tile backsplash, double oven, and a large center island with bar seating, all opening to its own breakfast/dining area. Just off the kitchen, you'll find a massive laundry room with plenty of built-in storage so you can hide the laundry out of sight when you don't feel like folding another shirt! Upstairs, the expansive primary suite is your retreat with a trey ceiling, a spacious sitting room (which can be converted to a second closet), and a spa-like en-suite bath with a soaking tub, separate shower, and an oversized walk-in closet.

You will also find 3 secondary bedrooms and an additional full bathroom on the second level. Downstairs, the finished basement is a standout: a home theater with 7.2 surround sound, acoustic design, recessed lighting, and its own A/V closet, plus a separate pool/game room with a wet bar, TV, and ceiling speakers. This a basement built for Saturdays watching college football, entertaining guests, and relaxing while watching your favorite movie.

Enjoy the cool spring and fall evenings on the screened porch off the main level, with vaulted wood ceilings and a ceiling fan, which adds even more everyday living space overlooking the private, tree-lined backyard. Additional highlights: new roof (2025), 3 separate A/C units (one per level), 2 attic fans for energy efficiency, oversized side-entry 2-car garage, front and screened back porches, and a corner lot between two cul-de-sacs. Set in Brighton Lake, a small custom-home community with mature trees, buried utilities, and no through-traffic noise.

Amenities include a pool, playground, volleyball, fishing pond, and historic barn. Minutes to the Big Creek Greenway, Kroger, GA-400, Cumming City Center, Halcyon, and Avalon. Zoned Vickery/West Forsyth schools.

All 59 photos

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Description provided by Keller Williams North GA Partners and reproduced from the MLS; not independently verified.

Listing courtesy of Keller Williams North GA Partners · Listing agent: Timothy Gibson · 678-341-7406Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$768,000
Bed / bath5 / 3.5
Living area3,861 sq ft
Year built1998
Property typeSingle Family Residence
GarageYes
MLS #10849904
Listing status14 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyForsyth
Estimated first-year tax~$8,064/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$199
Estimated monthly payment$5,278
Insurance (illustrative)$3k–$6k/yr
Messtimate range$764,478 – $872,586
Comparable-sales median$847,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,278/mo
  • Principal & interest $4,254/mo 81%
  • Taxes $672/mo 13%
  • Insurance $352/mo 7%

$5,278/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$8,064/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Brighton Lake

Pricing & the Brighton Lake market

How this home is priced against recent nearby sales, and where Brighton Lake has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales6150 Bluff Heights Drive6150 Bluff Heights Drive: $177/sq ft$1776750 Moulton Place6750 Moulton Place: $198/sq ft$198This homeThis home: $199/sq ft$1994350 Tovero Pass4350 Tovero Pass: $215/sq ft$2154330 Manor Creek Drive4330 Manor Creek Drive: $221/sq ft$2214575 Alister Park Drive4575 Alister Park Drive: $226/sq ft$2266535 Vickery Creek Road6535 Vickery Creek Road: $427/sq ft$427Community median $218
Property timeline

This home’s history

  • 1998BuiltPer public record
  • Sep 22, 2026First seen on movewithmomentum.comObserved at $768,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $768,000Momentum Realty · on market 14 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $847,500 ($218/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$764,478the mess$872,586

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $768,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 14% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1998 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 203 active listings competing, 34 under contract

For reference, this home is listed at $768,000 ($199/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,861 sq ft × $198–$226/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Research

The Momentum read

🟡 Asking $199 per square foot, about 9% below the community’s $218 median. Brighton Lake’s 12-month median sold price per square foot is $218. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Keller Williams North GA Partners · MLS # 10849904

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Brighton Lake

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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Vickery CreekAssigned elementary school · Forsyth County School District
Vickery CreekAssigned middle school · Forsyth County School District
West ForsythAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Cumming

Groceries, dining, and parks for this city — see the city guide.

View →
County
Forsyth

Schools, taxes, and services are county-administered — see the county guide.

Community
Brighton Lake

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 4910 Montclair Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 3,861 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,064/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of October 13, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4910 Montclair Trail and when was it built?

Per the listing record, 4910 Montclair Trail was built in 1998 and has 3,861 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4910 Montclair Trail in?

4910 Montclair Trail is in Brighton Lake in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 4910 Montclair Trail estimated?

The estimate on this page (about $8,064 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 4910 Montclair Trail in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4910 Montclair Trail in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.