46 days on market (MLS) Single Family Residence ▼ Price cut: $277,000 (10/2)
$2,997,000
4-Bedroom Home in Lake Lanier- Private Dock

4994 Goddards Ford Road, Gainesville, GA 30504

Single Family Residence in Lake Lanier- Private Dock, Gainesville · No CDD on record · Built 2021
Lake Lanier- Private Dock · Gainesville, GA 30504 · Hall County
Listing data updated October 13, 2026 at 10:43 AM ET · checked against the MLS hourly
4Bedrooms
4.5Bathrooms
4,572Sq Ft
2021Year Built
$656Per Sq Ft
WaterfrontGarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
89% above
$/sq ft vs community
$656 here vs $347 median sold (12 mo)
Buyer leverage
Buyer advantage
46 days on market
$8k–$16k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $3.00M tops 12 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 4994 Goddards Ford Road in Lake Lanier- Private Dock, Gainesville is listed at $2,997,000 (4,572 sq ft, about $656 per sq ft). That is 125% above Lake Lanier- Private Dock's median closed sale of $1,330,000 over the last 12 months (12 recorded sales). Per square foot it is above the community's recent $347/sq ft by about 89%. It has been 46 days on market. Listing facts: built in 2021, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2021 · 5 yrs
  • 4,572 sq ft of living area
  • Garage
  • Listed at $2,997,000 — recent neighborhood median sale price ~$1,330,000 (nearby sales; deemed reliable, not an appraisal)
  • 46 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Experience Lake Lanier's Finest living at 4994 Goddards Ford Road in Gainesville, a rare waterfront retreat with private deep-water dock offering extraordinary sunset views and resort style amenities on a private .72 acre peninsula. With 348 feet of Corps frontage on two sides and bordering 7 acres of protected US Corps of Engineers property, this estate delivers unmatched privacy and natural beauty. A paved path, suitable for walking or golf cart use, guides you to the property line and onto an extended Corps trail leading directly to the deep water 32' x 32' twin slip dock with a party deck-a premier lakeside setup ideal for boating enthusiasts.

This lakefront lot also offers potential space for a future pool, expanding your outdoor living possibilities. A detached guest cottage serves as the ultimate entertaining haven, complete with a kitchenette, dual patios, and an outdoor fireplace, creating a captivating destination for guests year round. Inside, dramatic architectural elements define the home's luxurious atmosphere, beginning with soaring 22 foot ceilings, solid wood beams, elegant, curved arches, hardwood floors and an arched stone accent wall.

Vaulted tongue and groove ceilings extend into the great room, screened porch, and primary suite. The home has four oversized masonry fireplaces: each wood burning with natural gas, in the great room, terrace level and two on outside porches. A fully operational elevator with automatic closing door ensures seamless access between the main and terrace levels, supporting comfort and accessibility throughout the home.

1760 sf of covered and 192 sf of open deck, provide expansive outdoor living spaces featuring remote controlled screens, providing year round enjoyment with protection from wind, sun, and cooler temperatures. A detached backyard guest cottage serves as the ultimate entertaining haven, complete with a kitchenette, dual patios, and an outdoor fireplace, creating a captivating destination for guests' year round. The gourmet kitchen open to the great room impresses with a premium KitchenAid stainless appliance suite, including gas range with double oven, six burners, griddle, dishwasher, refrigerator, and built in ice maker.

Designer quartz countertops, a waterfall edge island with integrated cabinetry, and custom maple cabinetry and oversized island complete this luxury culinary space. A walk in pantry and a thoughtfully designed wet room entry from the garage add everyday convenience. The home offers four ensuite bedrooms, including a spacious primary suite on the main level with heated tile floors, multi head showers-including five shower heads in the primary-and dual vanities with custom closets.

One terrace-level suite is outfitted with full handicapped accessible features, ensuring comfort for all. A main level ensuite doubles as a convertible office for flexible use. The finished terrace level is ready for entertaining with open concept layout featuring a game room, family room with stone fireplace, and wet bar.

Open to an expansively covered outdoor living area. Tech forward features include a hardwired indoor/outdoor audio system, high efficiency WiFi disc network, fiber optic internet, and an extensive security camera system, with outdoor hardwired units plus Ring cameras in select bedrooms. Additional highlights include wiring for 10 TV locations, exterior 110/220V power to the dock, and dual HVAC systems with natural gas.

Car enthusiasts will appreciate the four oversized garages-measuring 27 x 24 ft and 22 x 28 ft-with epoxy coated two tone flooring. The home's dramatic scale continues with 22 and 10 ft main living area ceiling heights and a 16 ft terrace-level ceiling.

All 51 photos

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Description provided by Sheila Davis Group and reproduced from the MLS; not independently verified.

Listing courtesy of Sheila Davis Group · Listing agent: Sheila K Davis · 470-290-8170Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,997,000
Bed / bath4 / 4.5
Living area4,572 sq ft
Year built2021
Property typeSingle Family Residence
GarageYes
MLS #10829336
Listing status46 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1157 ft
CountyHall
Estimated first-year tax~$31,469/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$656
Estimated monthly payment$20,114
Insurance (illustrative)$8k–$16k/yr
Messtimate range$699,516 – $2,203,704
Comparable-sales median$1,330,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$20,114/mo
  • Principal & interest $16,600/mo 83%
  • Taxes $2,622/mo 13%
  • Insurance $892/mo 4%

$20,114/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$31,469/yr

Estimate: a typical Hall effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$8k–$16k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~1157 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hall County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Lake Lanier- Private Dock

Pricing & the Lake Lanier- Private Dock market

How this home is priced against recent nearby sales, and where Lake Lanier- Private Dock has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales9380 Eagles Landing Drive9380 Eagles Landing Drive: $147/sq ft$1479060 Blue Willow Court9060 Blue Willow Court: $153/sq ft$1535188 Watchmans Cove5188 Watchmans Cove: $167/sq ft$1678415 AZURE OVERLOOK Trail8415 AZURE OVERLOOK Trail: $193/sq ft$1934833 Propes Drive4833 Propes Drive: $482/sq ft$4823529 Keith Bridge Road3529 Keith Bridge Road: $535/sq ft$535This homeThis home: $656/sq ft$656Community median $347
Property timeline

This home’s history

  • 2021BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 46 cumulative days on market as of October 13, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $3,274,000
  • Oct 2, 2026Price cut$2,997,000 (-$277,000, -8.5%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,997,000Momentum Realty · on market 46 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $1,330,000 ($347/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$699,516the mess$2,203,704

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $2,997,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 215% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 46 days on market vs. a 58-day community median
  • 296 active listings competing, 55 under contract

For reference, this home is listed at $2,997,000 ($656/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,572 sq ft × $153–$482/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

30/100
Strongest on: Pricing power (65), Market liquidity (54)
0 limited50100 exceptional

30/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $656/sq ft vs the community 12-month median $347/sq ft.
Affordability0
List price $2,997,000 vs the community median $1,330,000. Not a measure of personal affordability.
Market liquidity54
Community median 58 days on market (12-month record).
Pricing power65
Recent sales closed at about 95.0% of original asking (~5.0% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $656 per square foot, about 89% above the community’s $347 median. Lake Lanier- Private Dock’s 12-month median sold price per square foot is $347. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Sheila Davis Group · MLS # 10829336

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Go deeper

More on Lake Lanier- Private Dock

Go deeper on Lake Lanier- Private Dock

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hall County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

McEverAssigned elementary school · Hall County School District
ChestateeAssigned middle school · Hall County School District
ChestateeAssigned high school · Hall County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4994 Goddards Ford Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hall County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 4,572 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $31,469/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of October 13, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4994 Goddards Ford Road and when was it built?

Per the listing record, 4994 Goddards Ford Road was built in 2021 and has 4,572 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4994 Goddards Ford Road in?

4994 Goddards Ford Road is in Lake Lanier- Private Dock in Gainesville, Hall County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 4994 Goddards Ford Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 4994 Goddards Ford Road estimated?

The estimate on this page (about $31,469 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 4994 Goddards Ford Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.