38 days on market (MLS) Single Family Residence
$395,000
3-Bedroom Home in Myers Ward

523 W 44th Street, Savannah, GA 31405

Single Family Residence in Myers Ward, Savannah · No CDD on record
Myers Ward · Savannah, GA 31405 · Chatham County
Listing data updated October 13, 2026 at 10:27 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
2,184Sq Ft
1930Year Built
$181Per Sq Ft
GarageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
8% below
$/sq ft vs community
$181 here vs $197 median sold (12 mo)
Buyer leverage
Balanced market
38 days on market
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $395k tops 9 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 523 W 44th Street in Myers Ward, Savannah is listed at $395,000 (2,184 sq ft, about $181 per sq ft). It has been 38 days on market. Listing facts: built in 1930, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1930 · 96 yrs
  • 2,184 sq ft of living area
  • Garage
  • Listed at $395,000 — recent neighborhood median sale price ~$394,000 (nearby sales; deemed reliable, not an appraisal)
  • 38 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Priced below appraised value, this charming Midtown Victorian blends timeless character with comfortable, modern living. Offering 3 bedrooms, 2.5 bathrooms and 2,184 square feet, the home features an open floor plan with spacious living and dining areas, high ceilings and LVP flooring throughout the main living spaces. All bedrooms are upstairs, along with a versatile loft ideal for an office, media room or cozy sitting area.

The equipped kitchen, breakfast area and dedicated laundry room make everyday living easy. Relax on the welcoming front porch, entertain on the rear deck or enjoy the privacy-fenced backyard. A one-car garage and off-street parking complete the package.

No HOA and located in an X flood zone. Convenient to downtown Savannah, SCAD, Hunter Army Airfield, shopping and dining, with easy access to I-16 and I-95.

All 34 photos

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Description provided by Coldwell Banker Access Realty and reproduced from the MLS; not independently verified.

Listing courtesy of Coldwell Banker Access Realty · Listing agent: Molly Cohen · 912-352-1222Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$395,000
Bed / bath3 / 2.5
Living area2,184 sq ft
Year built1930
Property typeSingle Family Residence
GarageYes
MLS #10830918
Listing status38 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~36 ft
CountyChatham
Area listings1 active · 0 under contract
Estimated first-year tax~$4,148/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$181
Estimated monthly payment$2,748
Insurance (illustrative)$2k–$4k/yr
Messtimate range$334,152 – $620,256
Comparable-sales median$394,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,748/mo
  • Principal & interest $2,188/mo 80%
  • Taxes $346/mo 13%
  • Insurance $214/mo 8%

$2,748/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,148/yr

Estimate: a typical Chatham effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~36 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Chatham County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Myers Ward

Pricing & the Myers Ward market

How this home is priced against recent nearby sales, and where Myers Ward has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1904 Tubman Street1904 Tubman Street: $85/sq ft$85106 Glen Oaks Drive106 Glen Oaks Drive: $153/sq ft$153This homeThis home: $181/sq ft$181115 John Eady Court115 John Eady Court: $188/sq ft$1881221 E 68th Street1221 E 68th Street: $206/sq ft$2061323 E 53Rd Street1323 E 53Rd Street: $284/sq ft$284301 E 51st Street301 E 51st Street: $359/sq ft$359Community median $197
Property timeline

This home’s history

  • 1930BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 38 cumulative days on market as of October 13, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $395,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $395,000Momentum Realty · on market 38 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $394,000 ($197/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$334,152the mess$620,256

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $395,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 86% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1930 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $395,000 ($181/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,184 sq ft × $153–$284/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Research

The Momentum read

🟡 Asking $181 per square foot, about 8% below the community’s $197 median. Myers Ward’s 12-month median sold price per square foot is $197. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Myers Ward, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Coldwell Banker Access Realty · MLS # 10830918

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Keep looking

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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

In the area

Recent Myers Ward news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Infrastructure

Memorial Health begins $350 million patient tower and parking garage in Savannah, closes Metts Drive

Memorial Health started a two-year, $350 million expansion on its Savannah campus on Oct. 5, adding a 90-bed patient tower and a 1,000-space parking garage that bring capacity to 718 beds. Building 600 and parts of the loading dock are being demolished. Metts Drive closes during construction, with the main entrance and emergency room expected to stay open.

Why it matters: Expect detours around the Metts Drive and Waters Avenue area for about two years, and added healthcare capacity and nursing jobs through 2027 and 2028. The site is about 4 miles south of Myers Ward.

WTOC

Sep 2026 · Civic

Chatham County and Savannah approve 155-day moratorium on large data centers

Chatham County approved a 155-day pause on data centers of 10 megawatts or more in unincorporated areas, plus conversions of buildings of at least 200,000 square feet. The Savannah City Council re-approved the same moratorium on Sept. 10 without opposition after holding a new hearing for legal compliance.

Why it matters: The pause limits new large data center and big-building conversion applications in Chatham for about five months, affecting industrial land use decisions. The site is about 6 miles southwest of Myers Ward.

Savannah Agenda

Sep 2026 · Development

Pooler council postpones vote on 116-acre mixed-use 'The District' near Pooler Parkway

Developers seek rezoning for a 116-acre walkable site at Pooler Parkway and Pine Barren Road with apartments, hotels, restaurants and retail, including 1,060 multifamily units. The council voted 4-2 on Sept. 21 to postpone while an independent traffic review is completed. Staff and the planning commission had recommended denial.

Why it matters: The outcome of the zoning vote and traffic review will determine whether a large housing, hotel and retail node is added at a busy Pooler Parkway corridor. The project is about 10 miles northwest of Myers Ward, elsewhere in Chatham County.

WTOC

Go deeper

More on Myers Ward

Go deeper on Myers Ward

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Chatham County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

HodgeAssigned elementary school · Chatham County School District
DerenneAssigned middle school · Chatham County School District
BeachAssigned high school · Chatham County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 523 W 44th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1930 (96 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Chatham County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,184 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,148/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 523 W 44th Street and when was it built?

Per the listing record, 523 W 44th Street was built in 1930 and has 2,184 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 523 W 44th Street in?

523 W 44th Street is in Myers Ward in Savannah, Chatham County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 523 W 44th Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 523 W 44th Street estimated?

The estimate on this page (about $4,148 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 523 W 44th Street in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 523 W 44th Street in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.