listed Nov 7, 2026 Single Family Residence
$599,800
4-Bedroom Home in Whispering Lake

6310 Stillwood Lane, Cumming, GA 30041

Single Family Residence in Whispering Lake, Cumming
Whispering Lake · Cumming, GA 30041 · Forsyth County
Listing data checked against the MLS November 8, 2026 at 9:41 PM ET · rechecked hourly
4Bedrooms
3.5Bathrooms
2,971Sq Ft
2016Year Built
$202Per Sq Ft
WaterfrontGarage4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
28% above
$/sq ft vs community
$202 here vs $158 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
3.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $600k tops 7 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

6310 Stillwood Lane in Whispering Lake, Cumming is listed at $599,800 (2,971 sq ft, about $202 per sq ft). That sits within a few percent of Whispering Lake's median closed sale of $530,000 over the last 12 months (4 recorded sales). Per square foot it is above the community's recent $158/sq ft by about 28%. It came to market within the past week. Listing facts: built in 2016, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 2016 · 10 yrs
  • 2,971 sq ft of living area
  • Garage
  • Listed at $599,800 — recent neighborhood median sale price ~$530,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
Listing description

About this home

Welcome to this exceptional lakefront retreat! Nestled within an inviting private community lake & swim community, in sought-after Forsyth County, this remarkable home offers an extraordinary blend of sophisticated interiors, tranquil water views & inviting spaces designed for both everyday living & effortless entertaining. From the moment you enter, beautiful hardwood floors, arched doorways, abundant natural light & a soothing neutral palette create an atmosphere of warmth & tranquility.

A dining/flex room with stunning coffered ceilings welcomes you, offering versatility for formal entertaining or a more personalized living/office space. The expansive gathering room, also complemented with coffered ceilings & a gas fireplace to enjoy, flows seamlessly into the beautifully appointed kitchen with lovely lake views, stainless steel appliances, double ovens, gas cooktop, new custom cabinetry housing the new trash compactor, generous cabinetry, an oversized island, walk-in pantry with newly upgraded shelving, a dedicated work space & a comfortable sitting area. The laundry room has been renovated to include new updated tile & floor to ceiling custom cabinetry.

A stunning, newly added scullery/coffee bar/butler's pantry provides additional functionality, enjoyment, storage & convenience, elevating the home. Just beyond the gathering room, discover your own private outdoor sanctuary overlooking the peaceful lake. This will soon be your favorite new space to enjoy a book & morning coffee & maybe an evening cocktail, unwinding while taking in the spectacular sunsets.

It's an amazing space to enjoy quietly alone or with friends & family watching a ball game. The welcoming covered porch with ceiling fans, has been thoughtfully updated with newly installed screening, including protective screening beneath the deck boards, for enjoying the outdoors throughout the seasons. An adjoining open deck provides additional space for grilling, entertaining, or simply relaxing while taking in the soothing water views.

The oversized primary suite, conveniently located on the main level, offers a peaceful retreat complete with relaxing lake views in the sitting room, all new hardwood floors & a beautifully appointed ensuite bath featuring an oversized tiled shower, soaking tub, separate vanities, private water closet & a generous walk-in closet with new hardwoods. Upstairs offers newly installed, beautiful flooring throughout, to match the main floor, an inviting loft provides additional flexible living space, accompanied by three generously sized, well appointed bedrooms, including one with a private ensuite bath & another featuring it's own sitting room. The two generous bedrooms share a large bathroom with separate vanities.

The current owners have further enhanced this move in ready property with additional improvements to include an updated vanity, lighting & mirror in an upstairs bedroom, along with upgraded comfort-height toilets in all three bathrooms & Nest thermostats. Even the functional spaces have received thoughtful attention. The expansive unfinished terrace level offers exceptional possibilities for future customization, featuring impressive ceilings exceeding 10 feet, a workshop/craft room, plumbing stubbed for a full bathroom & two exterior access doors.

The sellers have made a significant investment by installing a new HVAC system along with all-new ductwork throughout the unfinished terrace level. The serene lake backdrop creates an atmosphere of privacy & relaxation that makes this property truly special. The home enjoys access to highly regarded Forsyth County schools & convenient proximity to Lake Lanier, GA Premium Outlets, an abundance of shopping & dining, medical facilities & GA 400.

Beautifully maintained, thoughtfully improved & designed for an exceptional & peaceful lifestyle. This remarkable lakefront property welcomes you home!

All 78 photos

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Description provided by Harry Norman Realtors and reproduced from the MLS; not independently verified.

Listing courtesy of Harry Norman Realtors · Listing agent: Michelle Johnson · 678-461-8700Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

6 closed sales in Whispering Lake in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $530,000 ($158/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$599,800
Bed / bath4 / 3.5
Living area2,971 sq ft
Year built2016
Property typeSingle Family Residence
GarageYes
MLS #10885536
Listing statuslisted Nov 7, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyForsyth
Area listings1 active · 1 under contract
Estimated first-year tax~$6,298/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$202
Estimated monthly payment$3,975
Insurance (illustrative)$2k–$4k/yr
Messtimate range$421,882 – $546,664
Comparable-sales median$530,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,975/mo
  • Principal & interest $3,251/mo 82%
  • Taxes $525/mo 13%
  • Insurance $199/mo 5%

$3,975/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,298/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Whispering Lake

Pricing & the Whispering Lake market

How this home is priced against recent nearby sales, and where Whispering Lake has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales6025 Andrew Way6025 Andrew Way: $142/sq ft$1426025 Andrew Way6025 Andrew Way: $142/sq ft$1425925 WHITNEY Court5925 WHITNEY Court: $171/sq ft$1715925 WHITNEY Court5925 WHITNEY Court: $171/sq ft$1715925 Fielding Court5925 Fielding Court: $184/sq ft$1845925 Fielding Court5925 Fielding Court: $184/sq ft$184This homeThis home: $202/sq ft$202Community median $158

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $202/sq ft.

$156$167$1782024: $17620242025: $17220252026: $1582026

Median sale price by year

12-month median closed price, 2024–2026.

$526k$534k$541k2024: $540k20242025: $528k20252026: $530k2026
Property timeline

This home’s history

  • 2016BuiltPer public record
  • About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 5, 2026)
  • Nov 5, 2026First seen on our siteObserved at $599,800
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $599,800Harry Norman Realtors · listed Nov 7, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

40/100
Strongest on: Pricing power (73), Market liquidity (59)
0 limited50100 exceptional

40/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $202/sq ft vs the community 12-month median $158/sq ft.
Affordability28
List price $599,800 vs the community median $530,000. Not a measure of personal affordability.
Market liquidity59
Community median 56 days on market, ~3.0 months of supply (12-month record).
Pricing power73
Recent sales closed at about 93.3% of original asking (~6.7% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 3.0 months of supply in the surrounding market and 1 days on market for this home, against a 56-day area median.Days on market:this home 1Area median:  56 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $202 per square foot, about 28% above the community’s $158 median. Whispering Lake’s 12-month median sold price per square foot is $158. Median sold price per square foot is up 0.5% year over year. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Whispering Lake sales closed near 93.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Whispering Lake, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 8, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Harry Norman Realtors · MLS # 10885536

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Keep looking

Similar homes for sale near Whispering Lake

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Go deeper

More on Whispering Lake

Go deeper on Whispering Lake

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

ChestateeAssigned elementary school · Forsyth County School District
North ForsythAssigned middle school · Forsyth County School District
East ForsythAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 6310 Stillwood Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2016: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,971 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,298/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 8, 2026)
Comparable salesGeorgia MLS closed sales in Whispering Lake, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 6310 Stillwood Lane and when was it built?

Per the listing record, 6310 Stillwood Lane was built in 2016 and has 2,971 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 6310 Stillwood Lane in?

6310 Stillwood Lane is in Whispering Lake in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 6310 Stillwood Lane estimated?

The estimate on this page (about $6,298 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 6310 Stillwood Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.