634 McCarley Downs Drive #161, Bonaire, GA 31005
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
634 McCarley Downs Drive #161 in Magnolia Flats, Bonaire is listed at $455,900 (3,151 sq ft, about $145 per sq ft). That sits within a few percent of Magnolia Flats's median closed sale of $450,925 over the last 12 months (30 recorded sales). It came to market within the past week. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- New construction — built 2024
- 3,151 sq ft of living area
- Listed at $455,900 — recent neighborhood median sale price ~$450,925 (nearby sales; deemed reliable, not an appraisal)
- Active listing
About this home
Welcome to Magnolia Flats in Bonaire, where convenience meets comfortable living! Introducing the Cypress A, a former model home showcasing thoughtful design, distinctive details, and added flexibility throughout. A welcoming Entry Foyer leads to a Formal Dining Room featuring detailed trim and coffered ceilings, while a dedicated Office or Study offers a convenient work-from-home space.
The spacious Great Room features a coffered ceiling and a warm wood-burning fireplace, creating an inviting place to unwind or entertain. The Gourmet Kitchen impresses with abundant cabinetry, built-in stainless appliances, a gas cooktop, a microwave/oven wall combination, a stylish vent hood, an upgraded dishwasher, luxury countertops, and a tile backsplash. A generous center island connects the kitchen to the Breakfast Area for an easy, open flow.
A full guest suite on the main level adds even more versatility. One of the home's unique features is the enclosed garage area, previously used as a sales office. Complete with double doors, this flexible space offers endless possibilities for a private office, hobby room, playroom, additional storage, or whatever best suits your needs.
Upstairs, the spacious Media Room provides the perfect setting for movie nights or a second living area. The Owner's Suite features a tray ceiling, abundant natural light, and a charming Sitting Area with its own window. The Owner's Bath offers a garden tub, tiled shower, quartz-topped vanity, and spacious walk-in closet.
Additional bedrooms are generously sized, with a centrally located Laundry Room and Hall Bath. Enjoy luxury flooring throughout much of the main level, along with a Signature Gameday Patio featuring a wood-burning fireplace for year-round outdoor enjoyment. Additional highlights include a gas tankless water heater, 2-inch blinds on the front windows, and Hughston Homes' signature Craftsman-style design.
With the added character of a former model home and spaces designed to adapt to your lifestyle, the Cypress A offers something a little different. Please note: Furniture and furnishings do not convey with the sale. Come see everything this Cypress in Magnolia Flats home has to offer!
All 66 photos
Description provided by Hughston Homes Marketing and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Comparable recent sales
6 closed sales in Magnolia Flats in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $450,925 ($153/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,471/mo 82%
- Taxes $399/mo 13%
- Insurance $126/mo 4%
$2,996/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Houston County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Magnolia Flats market
How this home is priced against recent nearby sales, and where Magnolia Flats has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Magnolia Flats
Each dot is a closed sale since 2024 (70 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $145/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
This home’s history
- 2024BuiltPer public record
- Nov 11, 2026First seen on our siteObserved at $455,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $145 per square foot, about 5% below the community’s $153 median. Magnolia Flats’s 12-month median sold price per square foot is $153. Median sold price per square foot is up 6.5% year over year. Confidence: Very High · 30 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Magnolia Flats sales closed near 100.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3 active listings in Magnolia Flats, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Hughston Homes Marketing · MLS # 10888595
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Similar homes for sale near Magnolia Flats
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Bonaire
- 204 Altamaha Way, Bonaire · $1,145,000 · 5 bd / 4.5 ba · listed November 8, 2026 (courtesy of Northern Lights Real Estate Group)
- 1001 Adirondac Way, Bonaire · $287,500 · 3 bd / 2.0 ba · listed November 7, 2026 (courtesy of Keller Williams Southern Premier RE)
- 105 Saint Augustine Drive, Bonaire · $319,900 · 4 bd / 3.5 ba · listed November 2, 2026 (courtesy of Southern Classic Realtors)
- 215 Wilsons Creek Bend, Bonaire · $445,900 · 4 bd / 2.5 ba · listed November 1, 2026 (courtesy of Premier Properties of Dublin, LLC)
- 118 Berwick Circle, Bonaire · $524,900 · 5 bd / 4.0 ba · listed October 30, 2026 (courtesy of Landmark Realty)
- 606 Foxborough Lane, Bonaire · $480,000 · 4 bd / 3.5 ba · listed October 28, 2026 (courtesy of Maximum One Platinum Realtors)
Recently off market in Magnolia Flats
- 113 Maisie Way #234 · last listed $499,900 · 2026-10-09
- 239 Meadows Lane #198 · last listed $389,900 · 2026-09-25
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on Magnolia Flats
Go deeper on Magnolia Flats
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Houston County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Buyer research checklist
Items worth confirming for 634 McCarley Downs Drive #161, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Houston County; age of roof and any prior claims affect the premium.
- Listed living area is 3,151 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,787/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: November 13, 2026) |
| Comparable sales | Georgia MLS closed sales in Magnolia Flats, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 634 McCarley Downs Drive #161 and when was it built?
Per the listing record, 634 McCarley Downs Drive #161 was built in 2024 and has 3,151 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 634 McCarley Downs Drive #161 in?
634 McCarley Downs Drive #161 is in Magnolia Flats in Bonaire, Houston County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 634 McCarley Downs Drive #161 estimated?
The estimate on this page (about $4,787 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 634 McCarley Downs Drive #161 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 634 McCarley Downs Drive #161 in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.