Single Family Residence in J M Smith Sub, Monroe · No CDD on record
J M Smith Sub · Monroe, GA 30655 · Walton County
Listing data checked against the MLS November 3, 2026 at 12:35 AM ET · rechecked hourly
Listed by Keller Williams Realty Atl. Partners (MLS) · Page maintained by Momentum Realty LLC, a licensed Georgia brokerage
2Bedrooms
1Bathrooms
752Sq Ft
1949Year Built
$299Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Balanced market
103 days on market
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $225k is at or below all 12 recent closed sales
808 Davis Street in J M Smith Sub, Monroe is listed at $224,900 (752 sq ft, about $299 per sq ft). It has been listed Jul 21, 2026. Listing facts: built in 1949, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1949 · 77 yrs
752 sq ft of living area
listed Jul 21, 2026
No HOA reported by the listing (confirm)
Listing description
About this home
Completely renovated and move-in ready! This charming 2-bedroom, 1-bath home offers the perfect blend of modern updates and classic appeal. Inside, you'll find a beautifully updated interior featuring fresh finishes, an inviting floor plan, and stylish touches throughout.
The renovated kitchen and bath provide both comfort and functionality, making everyday living a breeze. Conveniently located just minutes from downtown Monroe, you'll enjoy easy access to shopping, dining, entertainment, and local events. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home is a must-see!
Qualified buyers can purchase this home with NO MONEY DOWN when using Preferred Lender!
All 29 photos
Description provided by Keller Williams Realty Atl. Partners and reproduced from the MLS; not independently verified.
Only 2 closed sales within about 10 miles in Walton County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Sold Dec 2025
$120,000
311 Stokes Street, Monroe
1 / 1 bd/ba · 707 sq ft · $170/sq ft
Courtesy of BHHS Georgia Properties · View details →
Sold May 2026
$85,000
227 Atha Street, Monroe
2 / 1 bd/ba · 825 sq ft · $103/sq ft
Courtesy of Keller Williams Premier · View details →
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$224,900
Bed / bath2 / 1
Living area752 sq ft
Year built1949
Property typeSingle Family Residence
MLS #10785682
Listing statuslisted Jul 21, 2026
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~883 ft
CountyWalton
Area listings1 active · 0 under contract
Estimated first-year tax~$2,361/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$299
Estimated monthly payment$1,545
Insurance (illustrative)$1k–$2k/yr
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$1,545/mo
Principal & interest $1,226/mo79%
Taxes $197/mo13%
Insurance $122/mo8%
$1,545/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$2,361/yr
Estimate: a typical Walton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~883 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Walton County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · J M Smith
Pricing & the J M Smith market
How this home is priced against recent nearby sales, and where J M Smith has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1949BuiltPer public record
About Jul 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jul 21, 2026)
Sep 2, 2026First seen on movewithmomentum.comObserved at $224,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $224,900Keller Williams Realty Atl. Partners · listed Jul 21, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
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Listed by Keller Williams Realty Atl. Partners · MLS # 10785682
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Keep looking
Similar homes for sale near J M Smith Sub
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Civic
Loganville unveils 337-page draft zoning ordinance for public comment
A draft zoning ordinance prepared by the planning firm TPUDC was presented at an Oct. 27 public meeting at City Hall. The draft and a zoning map are posted online for a 30-day comment period, and the City Council is expected to vote on a final version before the end of 2026.
Why it matters: A rewrite of city zoning rules could reshape what can be built along Loganville's redevelopment corridors once adopted. The project is about 12 miles west of J M Smith, elsewhere in Walton County.
QuikTrip clears final Monroe approval for North Broad Street store
The Monroe Planning Commission approved a certificate of appropriateness on Oct. 20 for a QuikTrip at North Broad Street and Charlotte Rowell Boulevard. The store would be about 6,445 square feet with 16 fuel pumps on roughly 2.4 acres, following a conditional use approval by the city council in August. Conditions address canopy placement, setbacks and streetscape.
Why it matters: The project adds a fuel and convenience stop on the North Broad Street corridor and moves a long-pending commercial site toward construction. The site is less than a mile west of J M Smith.
DeltaX to build $141 million North American headquarters in Monroe
Seoul-based DeltaX will build a campus on about 25 acres at Piedmont Regional Industrial Park in Monroe. Phase one is a 100,000-square-foot battery energy storage assembly facility. The $141 million project is expected to create about 250 jobs.
Why it matters: New advanced manufacturing jobs in Monroe broaden the employment base for Walton County and nearby commuters. The site is about 2 miles west of J M Smith.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
HarmonyAssigned elementary school · Walton County School District
CarverAssigned middle school · Walton County School District
Monroe AreaAssigned high school · Walton County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 808 Davis Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1949 (77 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Walton County; age of roof and any prior claims affect the premium.
Listed living area is 752 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $2,361/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: November 3, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in Walton County — no medians or automated estimate shown
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 808 Davis Street and when was it built?
Per the listing record, 808 Davis Street was built in 1949 and has 752 sq ft of living area, 2 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 808 Davis Street in?
808 Davis Street is in J M Smith Sub in Monroe, Walton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 808 Davis Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 808 Davis Street estimated?
The estimate on this page (about $2,361 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 808 Davis Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Keller Williams Realty Atl. Partners
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
