Active Single Family Residence
$949,900
5-Bedroom Home in THE TATE RESERVE

884 Oxford Road, Ball Ground, GA 30107

Single Family Residence in THE TATE RESERVE, Ball Ground · No CDD on record · Built 2024
THE TATE RESERVE · Ball Ground, GA 30107 · Pickens County
Listing data updated October 20, 2026 at 10:22 AM ET · checked against the MLS hourly
5Bedrooms
4.5Bathrooms
4,166Sq Ft
2024Year Built
$228Per Sq Ft
GarageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
16% below
$/sq ft vs community
$228 here vs $270 median sold (12 mo)
Buyer leverage
Balanced market
5.5-month supply
5.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~1211 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $950k tops 7 of the last 12 closed sales; also one of the largest homes here at 4,166 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 20, 2026, 884 Oxford Road in The Tate Reserve, Ball Ground is listed at $949,900 (4,166 sq ft, about $228 per sq ft). That is 36% above The Tate Reserve's median closed sale of $700,000 over the last 12 months (13 recorded sales). Per square foot it is below the community's recent $270/sq ft by about 16%. It came to market within the past week. Listing facts: built in 2024. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2024 · 2 yrs
  • 4,166 sq ft of living area
  • Garage
  • Listed at $949,900 — recent neighborhood median sale price ~$700,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
Listing description

About this home

Welcome to Tate Reserve in Ball Ground, Georgia, where timeless farmhouse charm meets modern luxury! Built in 2024, this stunning 4,166-square-foot Tallulah farmhouse is the largest floor plan in the community and sits on a peaceful 1.5-acre lot, offering an exceptional combination of space, privacy, and upscale living. Featuring 5 spacious bedrooms, 4.5 bathrooms, and thoughtfully designed living spaces throughout, this home is sure to impress!

Step inside to discover an open, airy floor plan filled with natural light and designed for both comfortable everyday living and effortless entertaining. The inviting living room serves as the heart of the home, showcasing an elegant coffered ceiling and custom built-in cabinetry that beautifully combines style and functionality. The chef-inspired kitchen features pristine white cabinetry, generous workspace, and a massive walk-in pantry, providing ample storage for all your culinary needs.

The oversized primary suite is conveniently located on the main level, offering a private retreat with a spacious bedroom and a beautifully appointed bathroom featuring a relaxing soaking tub, separate walk-in shower, and an expansive walk-in closet. Two dedicated home offices provide flexible spaces for working remotely, studying, or pursuing personal projects, while the spacious three-car garage offers plenty of room for vehicles and additional storage. Outdoor living is equally impressive, with a spacious back patio featuring a built-in grilling station, perfect for weekend barbecues, family gatherings, and entertaining friends.

The sellers have made several valuable improvements to enhance the property's functionality, privacy, and outdoor enjoyment. These additions include an expanded driveway, a wooden privacy fence surrounding the backyard, and 60 privacy trees planted around the fenced area. A metal-frame addition to the back porch adds another practical feature, while the full backyard playground with double swings and a slide creates an ideal space for outdoor fun.

Nature lovers will appreciate the thoughtfully created creek bed in the wooded area, adding a unique touch to the property's peaceful outdoor setting. Located in the highly sought-after Tate Reserve community, this remarkable property offers the tranquility of country living while remaining conveniently close to shopping, restaurants, and Interstate 515, providing easy access to surrounding areas. If you've been searching for a nearly new luxury farmhouse with acreage, desirable upgrades, exceptional living space, and the perfect blend of modern elegance and Southern charm, this incredible Ball Ground property is a must-see.

Don't miss your opportunity to make this one-of-a-kind home yours!

All 58 photos

884 Oxford Road, Ball Ground GA - photo 6 of 58884 Oxford Road, Ball Ground GA - photo 7 of 58884 Oxford Road, Ball Ground GA - photo 8 of 58884 Oxford Road, Ball Ground GA - photo 9 of 58884 Oxford Road, Ball Ground GA - photo 10 of 58884 Oxford Road, Ball Ground GA - photo 11 of 58884 Oxford Road, Ball Ground GA - photo 12 of 58884 Oxford Road, Ball Ground GA - photo 13 of 58884 Oxford Road, Ball Ground GA - photo 14 of 58884 Oxford Road, Ball Ground GA - photo 15 of 58884 Oxford Road, Ball Ground GA - photo 16 of 58884 Oxford Road, Ball Ground GA - photo 17 of 58884 Oxford Road, Ball Ground GA - photo 18 of 58884 Oxford Road, Ball Ground GA - photo 19 of 58884 Oxford Road, Ball Ground GA - photo 20 of 58884 Oxford Road, Ball Ground GA - photo 21 of 58884 Oxford Road, Ball Ground GA - photo 22 of 58884 Oxford Road, Ball Ground GA - photo 23 of 58884 Oxford Road, Ball Ground GA - photo 24 of 58

Description provided by ERA Sunrise Realty and reproduced from the MLS; not independently verified.

Listing courtesy of ERA Sunrise Realty · Listing agent: Zack Bobo · 678-781-7400Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$949,900
Bed / bath5 / 4.5
Living area4,166 sq ft
Year built2024
Property typeSingle Family Residence
GarageYes
MLS #10875389
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~1211 ft
CountyPickens
Area listings6 active · 2 under contract
Estimated first-year tax~$9,974/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$228
Estimated monthly payment$6,355
Insurance (illustrative)$2k–$4k/yr
Messtimate range$804,038 – $1,549,752
Comparable-sales median$700,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$6,355/mo
  • Principal & interest $5,262/mo 83%
  • Taxes $831/mo 13%
  • Insurance $263/mo 4%

$6,355/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,974/yr

Estimate: a typical Pickens effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~1211 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pickens County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveVery Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively Moderate
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · The Tate Reserve

Pricing & the The Tate Reserve market

How this home is priced against recent nearby sales, and where The Tate Reserve has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales415 London Road415 London Road: $193/sq ft$193415 London Road415 London Road: $193/sq ft$19341 Birmingham Road41 Birmingham Road: $228/sq ft$22841 Birmingham Road41 Birmingham Road: $228/sq ft$228This homeThis home: $228/sq ft$228145 London Road145 London Road: $372/sq ft$372145 London Road145 London Road: $372/sq ft$372Community median $270

Price vs. size in The Tate Reserve

Each dot is a closed sale since 2023 (60 total). This home is the gold marker.

$532k$795k$1.1M1,7383,0884,439This home: $949,900, 4,166 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $228/sq ft.

$266$290$3142024: $28820242025: $30920252026: $2702026

Median sale price by year

12-month median closed price, 2024–2026.

$665k$689k$713k2024: $670k20242025: $708k20252026: $700k2026
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Oct 19, 2026First seen on movewithmomentum.comObserved at $949,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $949,900Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in THE TATE RESERVE in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $700,000 ($270/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Flood safety (95), Price vs area (89)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area89
This home $228/sq ft vs the community 12-month median $270/sq ft.
Affordability0
List price $949,900 vs the community median $700,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~1211 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity37
Community median 75 days on market, ~5.5 months of supply (12-month record).
Pricing power57
Recent sales closed at about 96.6% of original asking (~3.4% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $228 per square foot, about 16% below the community’s $270 median. The Tate Reserve’s 12-month median sold price per square foot is $270. Median sold price per square foot is down 1.2% year over year. Confidence: Medium · 13 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent The Tate Reserve sales closed near 96.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 6 active listings in The Tate Reserve, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 20, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 884 Oxford Road?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by ERA Sunrise Realty · MLS # 10875389

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near THE TATE RESERVE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Ball Ground

  • 810 Flatbottom Road, Ball Ground · $614,700 · 4 bd / 3.0 ba · listed October 17, 2026 (courtesy of Atlanta Communities)
  • 106 Shalea Lane, Ball Ground · $925,000 · 5 bd / 5.5 ba · listed October 17, 2026 (courtesy of ERA Sunrise Realty)
  • 227 Cherokee Forest Park Drive, Ball Ground · $229,500 · 3 bd / 2.0 ba · listed October 16, 2026 (courtesy of Amie Chambers Real Estate LLC)
  • 4577 Yellow Creek Road, Ball Ground · $1,499,000 · 4 bd / 4.5 ba · listed October 16, 2026 (courtesy of Keller Williams Realty Consultants)
  • 469 Flatbottom Road, Ball Ground · $360,000 · 2 bd / 1.0 ba · listed October 16, 2026 (courtesy of Coldwell Banker Realty)
  • 8680 Shipton Circle, Ball Ground · $650,000 · 5 bd / 4.5 ba · listed October 15, 2026 (courtesy of Sekhars Realty, Inc.)

Recently off market in THE TATE RESERVE

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on THE TATE RESERVE

Go deeper on THE TATE RESERVE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pickens County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

TateAssigned elementary school · Pickens County School District
PickensAssigned middle school · Pickens County School District
PickensAssigned high school · Pickens County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 884 Oxford Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pickens County; age of roof and any prior claims affect the premium.
  • Listed living area is 4,166 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,974/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 20, 2026)
Comparable salesGeorgia MLS closed sales in THE TATE RESERVE, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 884 Oxford Road and when was it built?

Per the listing record, 884 Oxford Road was built in 2024 and has 4,166 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 884 Oxford Road in?

884 Oxford Road is in The Tate Reserve in Ball Ground, Pickens County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 884 Oxford Road estimated?

The estimate on this page (about $9,974 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 884 Oxford Road in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 884 Oxford Road in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.