37 days on market (MLS)Single Family Residence▼ Price cut: $25,001 (10/5)
$749,999
5-Bedroom Home in Iron Rock
3056 Mountain Laurel Tr, Cantonment, FL 32533
Single Family Residence in Iron Rock, Cantonment · No CDD on record · Built 2023
Iron Rock · Cantonment, FL 32533 · Escambia - Fl County
Listing data updated October 10, 2026 at 5:42 PM ET · checked against the MLS hourly
5Bedrooms
3.5Bathrooms
2,719Sq Ft
2023Year Built
$276Per Sq Ft
2-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
27% above
$/sq ft vs community
$276 here vs $217 median sold (12 mo)
Buyer leverage
Balanced market
37 days on market
5.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 10, 2026, 3056 Mountain Laurel Tr in Iron Rock, Cantonment is listed at $749,999 (2,719 sq ft, about $276 per sq ft). That is 31% above Iron Rock's median closed sale of $572,865 over the last 12 months (42 recorded sales). Per square foot it is above the community's recent $217/sq ft by about 27%. It has been 37 days on market. Listing facts: built in 2023, HOA dues of $77/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2023 · 3 yrs
2,719 sq ft of living area
2-car garage
Listed at $749,999 — recent neighborhood median sale price ~$572,865 (nearby sales; deemed reliable, not an appraisal)
37 days on market
HOA $77/mo (per listing)
Listing description
About this home
Welcome to your private tropical paradise in the premier gated community of Iron Rock! Built in 2024, this stunning 2,720 sq ft home sits on 1/2 acre and offers the perfect blend of luxury, comfort, and resort-style living with 5 spacious bedrooms, 3.5 baths, a sunroom, a formal dining room, and an inviting living room with a custom floor-to-ceiling stone electric fireplace and built-ins. The open-concept kitchen is a chef's dream featuring quartz countertops, a large island, gas stove, walk-in pantry and abundant cabinetry.
Quartz continues throughout the baths, while the spacious primary suite includes a relaxing garden tub. Additional upgrades include a tankless water heater, full-home gutters, fenced backyard and 2-car garage with floor-to-ceiling shelving. The showstopper is the incredible backyard oasis thoughtfully designed for entertaining, relaxing, and making unforgettable memories!
A screened patio opens to a spacious covered outdoor living area with recessed lighting, ceiling fans, outdoor TV and grilling space. The custom saltwater pool features a tanning ledge, rock waterfall, gas heater and app-controlled lights, heater, jets and water features. A charming tiki-style bathroom with private outdoor rain shower adds to the resort feel.
Tropical landscaping, decorative rock, raised planters, turf grass, a sandy beach area with palms and hammock, and a cozy fire pit complete the retreat. The property extends beyond the fenced yard with direct access to community walking trails, and cat lovers will appreciate the custom catio. Iron Rock amenities include a community pool, clubhouse, playground, basketball/pickleball court, grill area, walking trails and 2 dog parks.
Enjoy resort-style living just 15 minutes from I-10!
All 70 photos
Description provided by Levin Rinke Realty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$749,999
Bed / bath5 / 3.5
Living area2,719 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
MLS #688264
Listing status37 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~108 ft
CountyEscambia - Fl
Area listings21 active · 5 under contract
Estimated first-year tax~$7,875/yr
CDD assessmentNone on record
HOA$77/mo
Calculated estimates
Price per sq ft$276
Estimated monthly payment$5,100
Insurance (illustrative)$2k–$4k/yr
Messtimate range$551,957 – $598,180
Comparable-sales median$572,865
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,100/mo
Principal & interest $4,154/mo81%
Taxes $656/mo13%
Insurance $213/mo4%
HOA $77/mo2%
$5,100/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$7,875/yr
Estimate: a typical Escambia - Fl effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$77/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~108 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Iron Rock
Pricing & the Iron Rock market
How this home is priced against recent nearby sales, and where Iron Rock has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Iron Rock
Each dot is a closed sale since 2022 (314 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Pensacola MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2023–2026. This home lists at $276/sq ft.
Median sale price by year
12-month median closed price, 2023–2026.
Property timeline
This home’s history
2023BuiltPer public record
Aug 30, 2026First seen on movewithmomentum.comObserved at $799,000
Sep 12, 2026Price cut$775,000 (-$24,000, -3.0%)
Oct 5, 2026Price cut$749,999 (-$25,001, -3.2%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $749,999Momentum Realty · on market 37 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Iron Rock in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$570,000
2853 Mountain Laurel Tr #3C-2 (lot#), Cantonment
4 / 3 bd/ba · 2,706 sq ft · $211/sq ft
Courtesy of DSLD Homes Florida LLC · View details →
Sold Sep 2026
$585,034
2944 Mountain Laurel Tr, Cantonment
4 / 3 bd/ba · 2,622 sq ft · $223/sq ft
Courtesy of DSLD Homes Florida LLC · View details →
Sold Sep 2026
$545,000
2982 Mountain Laurel Tr #9F-2 (lot #), Cantonment
5 / 3 bd/ba · 2,476 sq ft · $220/sq ft
Courtesy of DSLD Homes Florida LLC · View details →
Sold Sep 2026
$545,000
2921 Mountain Laurel Tr #6D-2 (lot #), Cantonment
5 / 3 bd/ba · 2,476 sq ft · $220/sq ft
Courtesy of DSLD Homes Florida LLC · View details →
Sold Jul 2026
$612,219
2827 Mountain Laurel Tr #3A-2 (lot#), Cantonment
4 / 3 bd/ba · 3,010 sq ft · $203/sq ft
Courtesy of DSLD Homes Florida LLC · View details →
Sold Oct 2026
$610,000
2833 Mountain Laurel Tr #LOT 8C-2, Cantonment
4 / 3 bd/ba · 3,022 sq ft · $202/sq ft
Courtesy of DSLD Homes Florida LLC · View details →
Median of these 6 sales: $572,865 ($217/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$551,957the mess$598,180
Stronger local evidence — 6 comparable closed sales in Iron Rock, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $749,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 8% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $77/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 37 days on market vs. a 32-day community median
10 active listings competing, 12 under contract
≈5.9 months of supply
54 closed here in the last 12 months
For reference, this home is listed at $749,999 ($276/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,719 sq ft × $203–$220/sq ft (interquartile band of 6 comparable closed sales in Iron Rock, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.
Momentum Scores
Momentum Property Score
23/100
Strongest on: Market liquidity (52), Pricing power (40)
0 limited50100 exceptional
23/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $276/sq ft vs the community 12-month median $217/sq ft.
Affordability0
List price $749,999 vs the community median $572,865. Not a measure of personal affordability.
Market liquidity52
Community median 32 days on market, ~5.9 months of supply (12-month record).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $276 per square foot, about 27% above the community’s $217 median. Iron Rock’s 12-month median sold price per square foot is $217. Median sold price per square foot is up 23.8% year over year. Confidence: Very High · 42 closed sales in 12 monthsMLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Iron Rock sales closed near 100.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Pensacola MLS records, community-level, 12 months ending July 13, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 21 active listings in Iron Rock, no CDD assessment.
Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Levin Rinke Realty · MLS # 688264
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Keep looking
Similar homes for sale near Iron Rock
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
Escambia Planning Board to hear rezoning for 540-acre Outlying Fields site in Beulah
The Escambia County Planning Board was set to hear rezoning and land-use changes on October 6 for the former Navy Outlying Landing Field 8 next to the Navy Federal Credit Union campus. The roughly 540-acre plan includes 1,000 to 1,500 housing units, 23 acres for health-related facilities along Nine Mile Road, retail and restaurants, and an Employment, Technology and Innovation district. County staff found the changes consistent with the comprehensive plan, and FDOT expects no added trip generation.
Why it matters: The plan would add housing, commercial space and employer land in the Beulah area near Nine Mile Road, which could change local retail access, commute patterns and housing supply. The site is about 1 mile southwest of Iron Rock.
Pensacola mayor says new airport terminal construction starts next week
At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.
Why it matters: Terminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 9 miles southeast of Iron Rock.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Kingsfield ElementaryAssigned elementary school · Escambia - Fl County School District
RANSOMAssigned middle school · Escambia - Fl County School District
TateAssigned high school · Escambia - Fl County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 3056 Mountain Laurel Tr, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $77/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,719 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,875/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Pensacola MLS, checked against the MLS hourly (last: October 10, 2026)
Comparable sales
Pensacola MLS closed sales in Iron Rock, last 18 months, as of July 13, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3056 Mountain Laurel Tr and when was it built?
Per the listing record, 3056 Mountain Laurel Tr was built in 2023 and has 2,719 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3056 Mountain Laurel Tr in?
3056 Mountain Laurel Tr is in Iron Rock in Cantonment, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3056 Mountain Laurel Tr have an HOA, and how much are the dues?
The listing reports HOA dues of $77 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3056 Mountain Laurel Tr differ from the current owner's?
The estimate on this page (about $7,875 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3056 Mountain Laurel Tr in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3056 Mountain Laurel Tr in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
