36 days on market (MLS)Duplex▼ Price cut: $7,500 (10/7)
$375,000
3-Bedroom Duplex in Laurel Island- Ryans Cove
137 Ryan Nicholas Drive, Kingsland, GA 31548
Duplex in Laurel Island- Ryans Cove, Kingsland · No CDD on record
Laurel Island- Ryans Cove · Kingsland, GA 31548 · Camden County
Listing data updated October 10, 2026 at 5:19 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
2,012Sq Ft
2020Year Built
$186Per Sq Ft
Waterfront2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
8% above
$/sq ft vs community
$186 here vs $172 median sold (12 mo)
Buyer leverage
Buyer advantage
36 days on market
20.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 10, 2026, 137 Ryan Nicholas Drive in Laurel Island- Ryans Cove, Kingsland is listed at $375,000 (2,012 sq ft, about $186 per sq ft). That sits within a few percent of Laurel Island- Ryans Cove's median closed sale of $352,450 over the last 12 months (4 recorded sales). It has been 36 days on market. Listing facts: built in 2020, waterfront, HOA dues of $138/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2020 · 6 yrs
2,012 sq ft of living area
2-car garage
36 days on market
HOA $138/mo (per listing)
Listing description
About this home
STUNNING THREE-BEDROOM ATTACHED HOME WITH EXPANSIVE MARSH AND TIDAL CREEK VIEWS IN RYAN'S COVE! ENJOY BREATHTAKING SUNSETS FROM THE SCREENED LANAI, SPACIOUS LIVING ROOM, AND PRIMARY SUITE—ALL OVERLOOKING THE PEACEFUL MARSH AND TIDAL CREEK. THE SCREENED LANAI PROVIDES THE PERFECT SETTING TO UNWIND AT THE END OF THE DAY WHILE TAKING IN THE BEAUTIFUL COASTAL SCENERY.
STEP INSIDE TO AN INVITING OPEN-CONCEPT INTERIOR FEATURING WOOD-LOOK TILE FLOORING THROUGHOUT. THE WELL-APPOINTED KITCHEN OFFERS PLENTY OF PREP AND STORAGE SPACE WITH A LARGE ISLAND WITH SEATING AND A SPACIOUS WALK-IN PANTRY, ALL OVERLOOKING THE LIVING AREA FOR EASY ENTERTAINING. RETREAT TO THE IMPRESSIVE PRIMARY SUITE, WHERE GORGEOUS SUNSET VIEWS CREATE A RELAXING BACKDROP.
THE SPA-INSPIRED PRIMARY BATH FEATURES AN OVERSIZED SOAKING TUB AND A LARGE TILED WALK-IN SHOWER. A GENEROUS WALK-IN CLOSET CONVENIENTLY CONNECTS DIRECTLY TO THE INDOOR LAUNDRY ROOM, PROVIDING EXCELLENT STORAGE AND FUNCTIONALITY. TWO ADDITIONAL SIZABLE BEDROOMS AND A FULL BATH ARE LOCATED ON THE OPPOSITE SIDE OF THE HOME, CREATING A DESIRABLE SPLIT-BEDROOM LAYOUT.
STORAGE IS ABUNDANT IN THE GARAGE, WHICH FEATURES T1-11 WOOD WALLS AND A FLOORED ATTIC FOR ADDITIONAL STORAGE SPACE. OUTSIDE, THE LOW-MAINTENANCE STUCCO AND STONE EXTERIOR IS COMPLEMENTED BY A FENCED YARD AND AN IRRIGATION SYSTEM SUPPLIED BY A COMMUNITY WELL- HELPING KEEP THE LANDSCAPING LOOKING ITS BEST WITHOUT ADDING TO YOUR MONTHLY WATER BILL. RYAN'S COVE RESIDENTS ENJOY ACCESS TO A COMMUNITY POOL, FITNESS CENTER, PLAYGROUND, AND SIDEWALKS THROUGHOUT THE NEIGHBORHOOD.
CONVENIENTLY LOCATED NEAR SCHOOLS, SHOPPING, DINING, MEDICAL FACILITIES, KINGS BAY SUB BASE, AND I-95, THIS HOME COMBINES BEAUTIFUL COASTAL VIEWS WITH EVERYDAY CONVENIENCE. WITH ITS INCREDIBLE MARSH SETTING, THOUGHTFUL LAYOUT, AND DESIRABLE COMMUNITY AMENITIES, THIS HOME IS DEFINITELY WORTH A LOOK. MAKE AN APPOINTMENT FOR YOUR PRIVATE TOUR TODAY!
All 74 photos
Description provided by Coldwell Banker Access Realty KGLD and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$375,000
Bed / bath3 / 2
Living area2,012 sq ft
Year built2020
Property typeDuplex
Garage2-car
MLS #2002347
Listing status36 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~6 ft
CountyCamden
Area listings5 active · 1 under contract
Estimated first-year tax~$3,938/yr
CDD assessmentNone on record
HOA$138/mo
Calculated estimates
Price per sq ft$186
Estimated monthly payment$2,657
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$352,450
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,657/mo
Principal & interest $2,077/mo78%
Taxes $328/mo12%
Insurance $114/mo4%
HOA $138/mo5%
$2,657/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,938/yr
Estimate: a typical Camden effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$138/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~6 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Camden County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Moderate
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Low
LightningRelatively Low
Strong windRelatively Low
HailVery Low
Cold waveVery Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Laurel Island- Ryans Cove
Pricing & the Laurel Island- Ryans Cove market
How this home is priced against recent nearby sales, and where Laurel Island- Ryans Cove has been over 25 years. Momentum Research analysis of ScoutMLS® records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2020BuiltPer public record
About Sep 2026Listed (per MLS)MLS reports 36 cumulative days on market as of October 10, 2026
Sep 5, 2026First seen on movewithmomentum.comObserved at $382,500
Oct 7, 2026Price cut$375,000 (-$7,500, -2.0%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $375,000Momentum Realty · on market 36 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
Only 1 closed sale within about 10 miles in Camden County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Sold Sep 2026
$329,900
123 Meridian Drive, Kingsland
3 / 2 bd/ba · 1,879 sq ft · $176/sq ft
Courtesy of St Marys Realty Inc Island Si · View details →
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
The Messtimate™
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Camden County in the last 18 months. Only 1 qualifies for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.
Methodology: the range would be 2,012 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 10, 2026.
Momentum Scores
Momentum Property Score
38/100
Strongest on: Pricing power (54), Affordability (39)
0 limited50100 exceptional
38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area30
This home $186/sq ft vs the community 12-month median $172/sq ft.
Affordability39
List price $375,000 vs the community median $352,450. Not a measure of personal affordability.
Market liquidity31
Community median 60 days on market, ~20.0 months of supply (12-month record).
Pricing power54
Recent sales closed at about 97.3% of original asking (~2.7% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 20.0 months of supply in the surrounding market and 36 days on market for this home, against a 60-day area median.Days on market:this home 36Area median: 60 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. As of September 20, 2026.
🟡 Asking $186 per square foot, about 8% above the community’s $172 median. Laurel Island- Ryans Cove’s 12-month median sold price per square foot is $172. Confidence: Low · 4 closed sales in 12 monthsMLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Laurel Island- Ryans Cove sales closed near 97.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of ScoutMLS® records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 5 active listings in Laurel Island- Ryans Cove, no CDD assessment.
Similar homes for sale near Laurel Island- Ryans Cove
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Builder
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
Why it matters: Ongoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 11 miles southwest of Laurel Island Ryans Cove.
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
Why it matters: New employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 11 miles southwest of Laurel Island Ryans Cove.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Camden County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Sugarmill ElementaryAssigned elementary school · Camden County School District
St. Marys Middle SchoolAssigned middle school · Camden County School District
Camden CountyAssigned high school · Camden County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 137 Ryan Nicholas Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $138/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Camden County; age of roof and any prior claims affect the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,012 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,938/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
ScoutMLS®, checked against the MLS hourly (last: October 10, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in Camden County — no medians or automated estimate shown
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 137 Ryan Nicholas Drive and when was it built?
Per the listing record, 137 Ryan Nicholas Drive was built in 2020 and has 2,012 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 137 Ryan Nicholas Drive in?
137 Ryan Nicholas Drive is in Laurel Island- Ryans Cove in Kingsland, Camden County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 137 Ryan Nicholas Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $138 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
How are property taxes on 137 Ryan Nicholas Drive estimated?
The estimate on this page (about $3,938 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 137 Ryan Nicholas Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 137 Ryan Nicholas Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
