3642 Sutherland Bluff Drive, Townsend, GA 31331
As of September 30, 2026, 3642 Sutherland Bluff Drive in Sutherland Bluff, Townsend is listed at $829,900 (2,950 sq ft, about $281 per sq ft). That is 175% above Sutherland Bluff's median closed sale of $301,750 over the last 12 months (54 recorded sales). Per square foot it is above the community's recent $182/sq ft by about 54%. It came to market within the past week. Listing facts: built in 2006, HOA dues of $88/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2006 · 20 yrs
- 2,950 sq ft of living area
- 2-car garage
- Active listing
- HOA $88/mo (per listing)
Pricing & the No Recorded Subdivision market
How this home is priced against recent nearby sales, and where No Recorded Subdivision has been over 25 years. Momentum Research analysis of ScoutMLS® records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in No Recorded Subdivision
Each dot is a closed sale since 1998 (1053 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). ScoutMLS® closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $281/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 60 (hot).
This home’s history
- 2006BuiltPer public record
- Sep 30, 2026First seen on movewithmomentum.comObserved at $829,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $4,430/mo 79%
- Taxes $726/mo 13%
- Insurance $334/mo 6%
- HOA $88/mo 2%
$5,579/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Natural hazard risk
FEMA National Risk Index for McIntosh County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Momentum Property Score
27/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $281 per square foot, about 54% above the community’s $182 median. No Recorded Subdivision’s 12-month median sold price per square foot is $182. Median sold price per square foot is up 27.9% year over year. Confidence: Very High · 54 closed sales in 12 monthsMLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent No Recorded Subdivision sales closed near 93.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of ScoutMLS® records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 33 active listings in No Recorded Subdivision, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Down the winding road you go, driving underneath the moss draped oaks, passing the estuary with wading Roseate Spoonbills, Egrets and Herons, 3642 Sutherland Bluff Drive is ready for YOU to make your next move! Located on the 16th Fairway of Sapelo Hammock Golf Course, this property sits on a total of 1.21 of an acre inside the gates of Sutherland Bluff Plantation at Shellman Bluff and is being sold with the house AND an additional lot as a total package deal! PLUS, the lucky Buyer will ALSO get ownership of the SHGC stocks from the transfer of Seller at the time of closing.....
this is a BIG DEAL! Constructed by the late Leland Poppell in 2006, the home and grounds have been meticulously maintained throughout. There are 4 bedrooms, 2 on the main level and 2 upstairs, along with 5 full baths, one being on ground level inside the flex room that is heated/cooled by a mini split.
There are so many upgrades to this property, the latest being 3 TRANE ac units installed over the summer of this year (2026). The primary en-suite bathroom had a full renovation, with 2 separate vanities and a walk-in quartz shower, with 2 rain heads. I invite you to see for yourself with a private showing.
To top it all off, Seller is also leaving the hot tub, zero turn mower, washer/dryer and golf cart to the lucky Buyer!!! Sutherland Bluff Plantation is a gated community, providing amenities for a minimal fee of $1,050 per year to include: a River House, Community Dock, pool, tennis/pickle ball court and a "boutique size" fitness center! Shellman Bluff is a golf cart friendly, fishing community.
Centrally located in between Glynn (Brunswick, Saint Simons, Jekyll Island), Bryan (Richmond Hill) and Chatham (Savannah, Pooler) counties, making your travel destination time within an hour or less! Let's make 31331 your new zip code!
All 89 photos
Description provided by Salt Coast Properties of Georgia and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®) · Source: ScoutMLS® · © 2026 The Golden Isles Multiple Listing Service, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in McIntosh County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 2,950 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.
Similar homes for sale near Sutherland Bluff
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Sutherland Bluff
- 1129 Walker Drive · $369,000 · 3 bd / 2.0 ba · listed September 23, 2026 (courtesy of Sea Georgia Realty)
- 1426 Norman Avenue · $425,000 · 3 bd / 2.0 ba · listed September 22, 2026 (courtesy of Duckworth Properties BWK)
- 23 Ransom Drive · $310,000 · 3 bd / 2.0 ba · listed September 15, 2026 (courtesy of Keller Williams Coastal Area P)
- 709 Adams Street · $429,900 · 3 bd / 3.0 ba · listed September 11, 2026 (courtesy of BHHS Hodnett Cooper Real Estate BWK)
- 1042 Live Oak Lane · $194,900 · 4 bd / 2.0 ba · listed September 8, 2026 (courtesy of HomeSmart)
- 1031 Cedar · $279,900 · 2 bd / 2.0 ba · listed September 8, 2026 (courtesy of Salt Coast Properties of Georgia)
Recently off market in Sutherland Bluff
- 1359 Forest Island Drive · last listed $159,900 · 2026-09-30
- 1106 NW Oak Street · last listed $107,900 · 2026-09-26
- 15914 Ga 99 Highway · last listed $435,000 · 2026-09-19
- 1148 Kimberly Lane · last listed $285,000 · 2026-09-19
- 1015 Elbert Street · last listed $305,000 · 2026-09-19
- 1188 SE Jessica Drive · last listed $622,000 · 2026-09-16
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
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Listed by Salt Coast Properties of Georgia · MLS # 2002770
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Assigned schools
Schools currently assigned to this address in McIntosh County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Comparable recent sales
No closed sales of a similar home within about 10 miles in McIntosh County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Sutherland Bluff. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Just listed: new homes for sale in the Golden Isles in the last 48 hours · updated hourly · RSS · The Golden Isles market today: new listings, price cuts, pendings
Buyer research checklist
Items worth confirming for 3642 Sutherland Bluff Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $88/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in McIntosh County; age of roof and any prior claims affect the premium.
- Listed living area is 2,950 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $8,714/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- Confirm school zoning directly with the district.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
Data sources & freshness
| Listing record | ScoutMLS®, refreshed hourly (last: September 30, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in McIntosh County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3642 Sutherland Bluff Drive and when was it built?
Per the listing record, 3642 Sutherland Bluff Drive was built in 2006 and has 2,950 sq ft of living area, 4 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3642 Sutherland Bluff Drive in?
3642 Sutherland Bluff Drive is in Sutherland Bluff in Townsend, McIntosh County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 3642 Sutherland Bluff Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $88 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
How are property taxes on 3642 Sutherland Bluff Drive estimated?
The estimate on this page (about $8,714 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 3642 Sutherland Bluff Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 3642 Sutherland Bluff Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®). Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: ScoutMLS®. © 2026 The Golden Isles Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.