ActiveSingle Family Residence▼ Price cut: $15,100 (9/23)
$239,900
3-Bedroom Home in Bowe Gardens Sec J 4 A
2647 Pepper Avenue, Melbourne, FL 32935
Single Family Residence in Bowe Gardens Sec J 4 A, Melbourne · No CDD on record
Bowe Gardens Sec J 4 A · Melbourne, FL 32935 · Brevard County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
792Sq Ft
1962Year Built
$303Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
55% above
$/sq ft vs community
$303 here vs $195 median sold (12 mo)
Buyer leverage
Balanced market
5.1-month supply
5.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $240k is at or below all 12 recent closed sales
Sources: Space Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
Highlights
As of October 1, 2026, 2647 Pepper Avenue in Bowe Gardens Sec J 4 A, Melbourne is listed at $239,900 (792 sq ft, about $303 per sq ft). That sits within a few percent of Bowe Gardens Sec J 4 A's median closed sale of $245,000 over the last 12 months (7 recorded sales). Per square foot it is above the community's recent $195/sq ft by about 55%. It came to market within the past week. Listing facts: built in 1962, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1962 · 64 yrs
792 sq ft of living area
Listed at $239,900 — recent neighborhood median sale price ~$245,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
No HOA reported by the listing (confirm)
Listing description
About this home
GORGEOUSLY REMODELED THREE-BEDROOM, TWO-BATHROOM HOME OFFERING THE PERFECT COMBINATION OF MODERN STYLE, COMFORT, AND FUNCTIONALITY. ENJOY PEACE OF MIND WITH A NEW ROOF (2026), A/C SYSTEM (2026), TANKLESS WATER HEATER (2026), UPDATED ELECTRICAL SYSTEM WITH A NEW PANEL, DURABLE PVC DRAINAGE PIPES, AND UPDATED PEX WATER SUPPLY LINES. THE BRAND-NEW KITCHEN FEATURES BEAUTIFUL QUARTZ COUNTERTOPS, NEW CABINETRY, AND NEW APPLIANCES.
ELEGANT PORCELAIN TILE FLOORING EXTENDS THROUGHOUT THE HOME. CONVENIENTLY LOCATED NEAR MAJOR EMPLOYERS, SUPERMARKETS, RESTAURANTS, AND SHOPPING, THIS MOVE-IN-READY HOME IS APPROXIMATELY 10-15 MINUTES FROM THE BEACH AND ABOUT ONE HOUR FROM ORLANDO.
All 21 photos
Description provided by RE/MAX Elite and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$239,900
Bed / bath3 / 2
Living area792 sq ft
Year built1962
Property typeSingle Family Residence
MLS #1087285
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyBrevard
Area listings3 active · 0 under contract
Estimated first-year tax~$2,519/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$303
Estimated monthly payment$1,621
Insurance (illustrative)$1k–$2k/yr
Messtimate range$121,176 – $195,624
Comparable-sales median$245,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$1,621/mo
Principal & interest $1,281/mo79%
Taxes $210/mo13%
Insurance $130/mo8%
$1,621/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$2,519/yr
Estimate: a typical Brevard effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Brevard County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Brevard County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Bowe Gardens Sec J 4 A
Pricing & the Bowe Gardens Sec J 4 A market
How this home is priced against recent nearby sales, and where Bowe Gardens Sec J 4 A has been over 25 years. Momentum Research analysis of Space Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Bowe Gardens Sec J 4 A
Each dot is a closed sale since 2004 (148 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Space Coast MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $303/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 49 (normal).
Property timeline
This home’s history
1962BuiltPer public record
Sep 11, 2026First seen on movewithmomentum.comObserved at $255,000
Sep 23, 2026Price cut$239,900 (-$15,100, -5.9%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $239,900Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$207,700
2184 Dordon Drive, Melbourne
2 / 1 bd/ba · 776 sq ft · $268/sq ft
Courtesy of Charles Rutenberg Realty · View details →
Sold May 2026
$95,000
1705 Marywood Road, Melbourne
2 / 1 bd/ba · 812 sq ft · $117/sq ft
Courtesy of RE/MAX Aerospace Realty · View details →
Sold Dec 2025
$140,000
727 Cheyenne Avenue, Melbourne
2 / 1 bd/ba · 827 sq ft · $169/sq ft
Courtesy of Island Pineapple Realty, LLC · View details →
Sold Dec 2025
$179,900
1213 W Azalea Court, Melbourne
2 / 1 bd/ba · 728 sq ft · $247/sq ft
Courtesy of J. Edwards Real Estate · View details →
Sold Jul 2026
$135,000
6889 Idlewylde Circle, Melbourne
3 / 1 bd/ba · 864 sq ft · $156/sq ft
Courtesy of Keller Williams Realty Brevard · View details →
Sold May 2026
$132,500
2204 Shelby Drive, Melbourne
3 / 1 bd/ba · 866 sq ft · $153/sq ft
Courtesy of Derrick Real Estate Group, Inc · View details →
Median of these 6 sales: $245,000 ($195/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$121,176the mess$195,624
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $239,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 61% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1962 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
5 active listings competing, 1 under contract
≈5.1 months of supply
5 closed here in the last 12 months
For reference, this home is listed at $239,900 ($303/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 792 sq ft × $153–$247/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.
Momentum Scores
Momentum Property Score
42/100
Strongest on: Pricing power (56), Affordability (53)
0 limited50100 exceptional
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $303/sq ft vs the community 12-month median $195/sq ft.
Affordability53
List price $239,900 vs the community median $245,000. Not a measure of personal affordability.
Market liquidity52
Community median 43 days on market, ~5.1 months of supply (12-month record).
Pricing power56
Recent sales closed at about 96.9% of original asking (~3.1% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $303 per square foot, about 55% above the community’s $195 median. Bowe Gardens Sec J 4 A’s 12-month median sold price per square foot is $195. Median sold price per square foot is up 32.4% year over year. Confidence: Low · 7 closed sales in 12 monthsMLS facts: Space Coast MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Bowe Gardens Sec J 4 A sales closed near 96.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Space Coast MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3 active listings in Bowe Gardens Sec J 4 A, no CDD assessment.
Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by RE/MAX Elite · MLS # 1087285
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Keep looking
Similar homes for sale near Bowe Gardens Sec J 4 A
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Retail Dining
Lakeside Social at Viera Town Center to bring a new waterfront community gathering place to Viera
The Viera Company, in partnership with Rogue Wave Hospitality Group, is opening Lakeside Social at Viera Town Center, a waterfront venue featuring a wave-shaped central bar, a boathouse-style bar, and a curated food vendor park. A soft opening was set for early June 2026, with a grand opening celebration over Fourth of July weekend 2026.
Why it matters: A new waterfront food, bar, and entertainment venue adds dining and gathering capacity to Viera Town Center and broadens the local commercial mix. The project is about 10 miles north of Bowe Gardens Sec J 4 A, elsewhere in Brevard County.
Proposed Brevard County USL soccer stadium would anchor new mixed-use development
Developers unveiled plans for an 8,000-seat professional soccer stadium along West NASA Boulevard by Melbourne Orlando International Airport as the home of the Space Coast Soccer Club. The complex would include restaurants and retail space, with a targeted opening in spring 2028 and about 20 to 25 professional matches per year.
Why it matters: A new stadium and mixed-use complex would add restaurant, retail, and event space to this part of Melbourne and expand the local commercial and entertainment footprint. The site is about 2 miles south of Bowe Gardens Sec J 4 A.
The 225-acre Space Coast Town Center on U.S. 192 and Interstate 95 in West Melbourne is advancing a new phase called The Landing, which will feature a grocery anchor, retail shops, restaurants, and roughly 300 apartments. When fully built, the overall development is planned to include more than 2,000 residential units, 300 hotel rooms, office space, and retail.
Why it matters: A new phase adds grocery, retail, dining, and apartment capacity to this mixed-use center and expands the local commercial base at a major highway interchange. The project is about 3 miles southwest of Bowe Gardens Sec J 4 A, elsewhere in Brevard County.
Orlando Health announces plans to open a new hospital in Viera
Orlando Health announced a seven-story, 240-bed hospital along with a three-story, 60,000-square-foot medical office building on a 40-acre health and wellness campus in Viera, between Lake Andrew Drive and I-95 south of Viera Boulevard. Construction was expected to begin in June 2026, with opening targeted as early as fall 2027.
Why it matters: A new hospital and medical office campus would add major healthcare infrastructure and construction activity to the Viera area. The project is about 10 miles northwest of Bowe Gardens Sec J 4 A, elsewhere in Brevard County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Brevard County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
SabalAssigned elementary school · Brevard County School District · Grade B (Florida DOE 2025-26)
JohnsonAssigned middle school · Brevard County School District
GRADEC
Eau GallieAssigned high school · Brevard County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 2647 Pepper Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1962 (64 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Brevard County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 792 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $2,519/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Space Coast MLS, refreshed hourly (last: October 1, 2026)
Comparable sales
Space Coast MLS closed sales within about 3 miles, last 18 months, as of July 15, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 2647 Pepper Avenue and when was it built?
Per the listing record, 2647 Pepper Avenue was built in 1962 and has 792 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2647 Pepper Avenue in?
2647 Pepper Avenue is in Bowe Gardens Sec J 4 A in Melbourne, Brevard County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 2647 Pepper Avenue have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 2647 Pepper Avenue differ from the current owner's?
The estimate on this page (about $2,519 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2647 Pepper Avenue in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 2647 Pepper Avenue in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
