505 Tradewinds Drive #505, Indian Harbour Beach, FL 32937
Townhouse in Dockside Villas, Indian Harbour Beach · No CDD on record
Dockside Villas · Indian Harbour Beach, FL 32937 · Brevard County
Listing data checked against the MLS November 4, 2026 at 12:30 AM ET · rechecked hourly
Listed by One Sotheby's International (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2.5Bathrooms
2,084Sq Ft
1987Year Built
$348Per Sq Ft
Waterfront2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
13% above
$/sq ft vs community
$348 here vs $308 median sold (12 mo)
Buyer leverage
Balanced market
6.0-month supply
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $725k tops 11 of the last 12 closed sales
Sources: Space Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
Highlights
505 Tradewinds Drive #505 in Dockside Villas, Indian Harbour Beach is listed at $725,000 (2,084 sq ft, about $348 per sq ft). It came to market within the past week. Listing facts: built in 1987, waterfront, HOA dues of $750/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1987 · 39 yrs
2,084 sq ft of living area
2-car garage
Listed at $725,000 — recent neighborhood median sale price ~$642,500 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $750/mo (per listing)
Listing description
About this home
Effortless coastal living awaits in the heart of Indian Harbour Beach! This beautifully refreshed 3-bedroom, 2.5-bath townhouse blends modern updates with an easygoing beachside lifestyle. Light-filled interiors feature fresh paint, LVP flooring downstairs, generous storage, and a cozy fireplace.
Sliders open to both the screened in patio and outdoor deck perfect for morning coffee, sunset gatherings, and relaxed entertaining. Recent improvements include a new driveway, 2026 A/C, updated half bath, renovated upstairs bath, and hurricane-impact windows throughout the downstairs. Enjoy the community pool and newly built dock on the Grand Canal, offering a peaceful waterfront escape just steps from home.
Walk to Kiwi Tennis Club and enjoy the best of Space Coast living, with recreation, ocean breezes, and the beachside lifestyle all within easy reach. Beautifully updated and ideally located, this inviting home is ready to enjoy!
All 61 photos
Description provided by One Sotheby's International and reproduced from the MLS; not independently verified.
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$551,200the mess$714,700
Directional estimate — built from 4 comparable closed sales in Dockside Villas (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,792 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-01.
Actual list price: $725,000 ($348/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 30% spread on the same house — here is what a model can't see:
Condition & updates — a 1987 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot — this listing is waterfront; water frontage is priced far off nearby averages.
Carrying costs & concessions — this home carries HOA dues of $750/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
1 active listing competing
2 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 1, 2026.
How it stacks up
Comparable recent sales
4 closed sales in Dockside Villas in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold May 2026
$825,000
705 Tradewinds Dr. Drive #705, Indian Harbour Beach
3 / 2.5 bd/ba · 2,350 sq ft · $351/sq ft
Courtesy of HomeSmart Coastal Realty · View details →
Sold May 2026
$825,000
705 Tradewinds Dr. Drive #705, Indian Harbour Beach
3 / 2.5 bd/ba · 2,350 sq ft · $351/sq ft
Courtesy of HomeSmart Coastal Realty · View details →
Sold Dec 2025
$460,000
106 Tradewinds Drive #106, Indian Harbour Beach
3 / 2 bd/ba · 1,732 sq ft · $266/sq ft
Courtesy of Coldwell Banker Paradise · View details →
Sold Dec 2025
$460,000
106 Tradewinds Drive #106, Indian Harbour Beach
3 / 2 bd/ba · 1,732 sq ft · $266/sq ft
Courtesy of Coldwell Banker Paradise · View details →
Median of these 4 sales: $642,500 ($308/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$725,000
Bed / bath3 / 2.5
Living area2,084 sq ft
Year built1987
Property typeTownhouse
Garage2-car
MLS #1088251
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~5 ft
CountyBrevard
Area listings0 active · 0 under contract
Estimated first-year tax~$10,525/yr
CDD assessmentNone on record
HOA$750/mo
Calculated estimates
Price per sq ft$348
Estimated monthly payment$5,968
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$642,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,968/mo
Principal & interest $3,953/mo66%
Taxes $877/mo15%
Insurance $388/mo7%
HOA $750/mo13%
$5,968/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Brevard County rate (15.60 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $4,925/yr ($410/mo) — taxable value $315,868 × 15.60 mills
$5,600 more each year
(+114%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$226,412
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$542,280
Market value
$371,590
Assessed
$315,868
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Space Coast AR; millage: Brevard County Property Appraiser 2025 millage table. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 505 Tradewinds Drive #505
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $4,925/yr (certified county roll, taxable value × millage). Buy at the asking price of $725,000 and the first-year bill resets to about $10,525/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.60 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$750/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Brevard County is $2,348/yr (6,986 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote.
Roof and age
Built in 1987. An original roof would be about 39 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,823/month (tax $877, HOA $750, insurance $196). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$4k–$7k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$750/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~5 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Brevard County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Brevard County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Dockside Villas
Pricing & the Dockside Villas market
How this home is priced against recent nearby sales, and where Dockside Villas has been over 25 years. Momentum Research analysis of Space Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1987BuiltPer public record
Sep 24, 2026First seen on movewithmomentum.comObserved at $725,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $725,000One Sotheby's International
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Research
The Momentum read
🟡 Asking $348 per square foot, about 13% above the community’s $308 median. Dockside Villas’s 12-month median sold price per square foot is $308. MLS facts: Space Coast MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Checked against the MLS November 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by One Sotheby's International · MLS # 1088251
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Keep looking
Similar homes for sale near Dockside Villas
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Retail Dining
Margarita Island opens in the former El Chico building on Evans Road, Melbourne
The Mexican restaurant chain opened at 1751 Evans Road in Melbourne, its fourth Brevard location and seventh in Florida. It offers a full menu and a full-service bar.
Why it matters: A new sit-down dining option adds to restaurant choices along the Evans Road area of Melbourne. The project is about 10 miles southwest of Dockside Villas, elsewhere in Brevard County.
Westin Cocoa Beach details FlowSurf surf attraction and plans for local access
The resort says its surf attraction will be called the FlowSurf Experience at The Lineup, with adjustable wave levels. Planned additions include a beachside bar called Locals Only and a cafe called Wax Shack with sports simulators, and the resort intends to offer attractions to the local community, with pricing not yet announced.
Why it matters: The project adds recreation and dining amenities to the Cocoa Beach oceanfront and may create hospitality jobs ahead of opening. The project is about 7 miles north of Dockside Villas, elsewhere in Brevard County.
Brevard September home sales: single-family slows while condos and townhomes gain
Space Coast Association of Realtors data show the September single-family median price at $380,000, up 0.5%, with closed sales down 2.5% to 818 and 3.5 months of supply. Condo and townhouse median price rose 6.9% to $272,500, with 172 closed sales and 5.9 months of supply.
Why it matters: Tighter single-family supply and a firmer condo and townhouse segment point to differing inventory conditions across Brevard housing types. The site is about 7 miles west of Dockside Villas.
Cocoa Beach commission asks state to study faster boat channels on the Banana River
The commission unanimously passed a proposal asking Florida wildlife officials to review manatee speed zones, with the mayor suggesting 25 mph daytime channels. The request is not final, and the state has not set a study timeline.
Why it matters: Any change in speed zones could shorten boat travel times for waterfront residents and marine businesses around Cocoa Beach. The project is about 8 miles north of Dockside Villas, elsewhere in Brevard County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Brevard County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Ocean BreezeAssigned elementary school · Brevard County School District · Grade A (Florida DOE 2025-26)
GRADEA
DeLauraAssigned middle school · Brevard County School District · Grade A (Florida DOE 2025-26)
GRADEA
SatelliteAssigned high school · Brevard County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 505 Tradewinds Drive #505, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1987 (39 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $750/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Brevard County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,084 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $10,525/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,600 more per year than the current owner’s estimated bill (+114%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Space Coast MLS, checked against the MLS hourly (last: November 4, 2026)
Comparable sales
Space Coast MLS closed sales in Dockside Villas, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 505 Tradewinds Drive #505 and when was it built?
Per the listing record, 505 Tradewinds Drive #505 was built in 1987 and has 2,084 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 505 Tradewinds Drive #505 in?
505 Tradewinds Drive #505 is in Dockside Villas in Indian Harbour Beach, Brevard County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 505 Tradewinds Drive #505 have an HOA, and how much are the dues?
The listing reports HOA dues of $750 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 505 Tradewinds Drive #505 differ from the current owner's?
The estimate on this page (about $10,525 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,600 more per year than the current owner’s estimated bill (+114%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 505 Tradewinds Drive #505 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of One Sotheby's International
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.