9340 S Tropical Trail, Merritt Island, FL 32952
Sources: Space Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 19, 2026, 9340 S Tropical Trail in Sanders Subd, Merritt Island is listed at $2,950,000 (4,267 sq ft, about $691 per sq ft). That is 136% above Sanders Subd's median closed sale of $1,250,000 over the last 12 months (5 recorded sales). It came to market within the past week. Listing facts: built in 2001, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2001 · 25 yrs
- 4,267 sq ft of living area
- 2-car garage
- Listed at $2,950,000 — recent neighborhood median sale price ~$1,250,000 (nearby sales; deemed reliable, not an appraisal)
- Active listing
- No HOA reported by the listing (confirm)
About this home
Once in a great while a property comes on the market that is so thoughtfully crafted, meticulously designed, and captures the beauty of a Bygone era the moment you step onto her grounds. Such is the case with 9340 S. Tropical Trail.
This magnificent estate, inspired by the villas in Florence, Tuscany and Venice, instantly transports you to the heart of Italy. Located on Merritt Island's coveted South Tropical Trail, this 5-bedroom, 4-bath masterpiece spans over 2.24 river-to-river acres, with both Banana and Indian River frontage. Every detail—from the hand-painted tile plaques by Ruiz Gil, to the black-bottom pool with Italian stone fountains—was curated to evoke the romance and grandeur of old-world Europe.
Soaring ceilings, a wrought-iron gated entrance, a Diana the Huntress statue, and mature mango trees offer a sense of timeless serenity. With a deep-water dock, new terracotta tile roof, and craftsmanship you can feel in every inch, this estate isn't just a home—it's a legacy. Driving through the handcrafted iron gates down the mature canopied oak Drive, feels as though this home has been lifted from the rolling hills of Florence and lovingly placed along Merritt Island's most scenic stretch of riverfront.
Thoughtfully designed to reflect a 200-year-old Italian villa, this private estate offers 120 feet on the Banana River and 115 feet on the Indian River. The two-story, solid concrete block structure is as enduring as it is beautiful, with a new terracotta clay tile roof (2022), copper gutters, and elegant stonework framed by stucco and wrought iron accents. Mature oaks arch across the long private drive, where you'll pass through a custom wrought iron gate before arriving at the villa's grand entrance.
The home's interiors are equally unforgettable. Step through the custom mahogany double doors and you're met with classic black and white marble floors, a soaring 11-foot ceiling, and a custom Italian chandelier that sets the tone for the artistry found throughout. Travertine and marble floors span the main living areas, while neutral carpet warms the bedrooms.
The dining room is graced by a massive, hand-painted Renaissance-style mural. Custom hand-painted azulejos from Spain serve as a backsplash in the chef's kitchen, which also features stainless steel SubZero, GE, and Thermador appliances, a large island with a prep sink, and a walk-in pantry with a Renaissance-style door. The primary suite is a retreat of its own, with an oversized layout with sitting area, and a private balcony adorned with hand-painted tile plaques imported from Spain.
The ensuite bath is anchored by a soaker tub framed by a fresco-style painting, along with quartz vanities and Italian mirrors. Outside, the loggia with twin pergolas, is draped in flowering bougainvillea, offering the perfect spot to unwind beside the pool and Italian fountains. A covered dock with a 10,000 lb boat lift, electric, and water access adds a practical touch to this dreamlike setting.
Additional exterior features include old Chicago brick walkways, elastomeric paint with custom lime washing, hurricane shutters, and landscape lighting throughout. Mechanically, the home is fully outfitted for modern living: dual Trane XL AC units, a deep well and full irrigation system, updated pool equipment, security system, and reinforced garage doors with automatic openers. This is more than a homeit's a sanctuary built to inspire and endure.
Whether you're entertaining on the riverside terrace, harvesting mangos from the mature fruit trees, or simply watching the sunset from your dock, every moment here feels like a timeless escape.
All 100 photos
Description provided by One Sotheby's International and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $16,340/mo 81%
- Taxes $2,581/mo 13%
- Insurance $1,291/mo 6%
$20,212/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 9340 S Tropical Trail
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| HOA dues | The listing states there is no HOA. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Brevard County is $2,348/yr (6,986 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $11,000–$22,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2001. An original roof would be about 25 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Brevard County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Brevard County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Sanders Subd market
How this home is priced against recent nearby sales, and where Sanders Subd has been over 25 years. Momentum Research analysis of Space Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Sanders Subd
Each dot is a closed sale since 2004 (65 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Space Coast MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $691/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
This home’s history
- 2001BuiltPer public record
- Jul 10, 2026First seen on movewithmomentum.comObserved at $3,200,000
- Sep 2, 2026Price cut$2,950,000 (-$250,000, -7.8%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $1,250,000 ($687/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Property Score
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $691 per square foot, about in line with the community’s $687 median. Sanders Subd’s 12-month median sold price per square foot is $687. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Space Coast MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
73% of homes in Sanders Subd are owner-occupied. An estimated 27% are non-owner-occupied, including 14% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 663 homes matched. Community-level context.
Recent Sanders Subd sales closed near 79.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Space Coast MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2 active listings in Sanders Subd, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by One Sotheby's International · MLS # 1043265
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Every home on S Tropical Trail: what is for sale, what sold and when, the homes and the communities along it.
Just listed: new homes for sale in Brevard County in the last 48 hours · updated hourly · RSS · Brevard County market today: new listings, price cuts, pendings
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See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Brevard County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 9340 S Tropical Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Brevard County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 4,267 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $30,975/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Space Coast MLS, checked against the MLS hourly (last: October 19, 2026) |
| Comparable sales | Space Coast MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 9340 S Tropical Trail and when was it built?
Per the listing record, 9340 S Tropical Trail was built in 2001 and has 4,267 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 9340 S Tropical Trail in?
9340 S Tropical Trail is in Sanders Subd in Merritt Island, Brevard County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 9340 S Tropical Trail have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 9340 S Tropical Trail differ from the current owner's?
The estimate on this page (about $30,975 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 9340 S Tropical Trail in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.