5 bedroom Single Family Residence at 1013 SYMPHONY ISLES BOULEVARD, SYMPHONY ISLES UNIT FIVE, APOLLO BEACH — photo 1Front elevation
695 days on market Single Family Residence
$6,267,714
5-Bedroom Home in SYMPHONY ISLES UNIT FIVE

1013 SYMPHONY ISLES BOULEVARD, APOLLO BEACH, FL 33572

Single Family Residence in SYMPHONY ISLES UNIT FIVE, APOLLO BEACH · No CDD · Built 2025
SYMPHONY ISLES UNIT FIVE · APOLLO BEACH, FL 33572 · Hillsborough
Listing data updated September 13, 2026 · refreshed twice daily
5Bedrooms
4.5Bathrooms
6,208Sq Ft
2025Year Built
$1010Per Sq Ft
Waterfront6-car garageNew constructionNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
151% above
$/sq ft vs community
$1010 here vs $402 median sold (12 mo)
Buyer leverage
Strong buyer advantage
695 days on market
7.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~7 ft elevation
$14k–$30k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 1
Price vs recent sales
Asking $6.27M tops 1 of the last 1 closed sales; also one of the largest homes here at 6,208 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 13, 2026, 1013 Symphony Isles Boulevard in Symphony Isles Unit Five, Apollo Beach is listed at $6,267,714 (6,208 sq ft, about $1,010 per sq ft). That is 470% above Symphony Isles Unit Five's median closed sale of $1,100,000 over the last 12 months (11 recorded sales). Per square foot it is above the community's recent $402/sq ft by about 151%. It has been 695 days on market, longer than the community's typical 81 days to contract. Listing facts: new construction, waterfront, HOA dues of $154/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2025
  • 6,208 sq ft of living area
  • 6-car garage
  • 695 days on market
  • HOA $154/mo (per listing)
Momentum Research · symphony isles unit one

Pricing & the symphony isles unit one market

How this home is priced against recent nearby sales, and where symphony isles unit one has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in symphony isles unit one

Each dot is a closed sale since 2007 (42 total). This home is the gold marker.

$0$3.3M$6.6M1,4273,9536,479This home: $6,267,714, 6,208 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $1010/sq ft.

$151$290$4292015: $17820152022: $38220222024: $35820242025: $35920252026: $4022026

Median sale price by year

12-month median closed price, 2015–2026.

$381k$779k$1.2M2015: $458k20152022: $750k20222024: $912k20242025: $830k20252026: $1.1M2026
Property timeline

This home’s history

  • 2025BuiltPer public record
  • Jul 10, 2026First trackedObserved at $6,267,714
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$39,883/mo
  • Principal & interest $32,555/mo 82%
  • Taxes $5,484/mo 14%
  • Insurance $1,689/mo 4%
  • HOA $154/mo 0%

$39,883/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

29/100
Strongest on: Pricing power (78), Flood safety (45)
0 limited50100 exceptional

29/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $1010/sq ft vs the community 12-month median $402/sq ft.
Affordability0
List price $6,267,714 vs the community median $1,100,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~7 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone AE and a 2025 build. Obtain a property-specific quote.
Market liquidity25
Community median 81 days on market, ~7.1 months of supply (12-month record).
Renovation upside10
From a 2025 build and $1010/sq ft vs the community median $402/sq ft. Not a condition assessment.
Pricing power78
Recent sales closed at about 92.3% of original asking (~7.7% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 7.1 months of supply in the surrounding market and 695 days on market for this home, against a 81-day area median.Days on market:this home 695Area median:  81 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. As of September 12, 2026.

🟡 Asking $1010 per square foot, about 151% above the community’s $402 median. symphony isles unit one’s 12-month median sold price per square foot is $402. Median sold price per square foot is up 32.5% year over year. Confidence: Medium · 11 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

78% of homes in symphony isles unit one are owner-occupied. An estimated 22% are non-owner-occupied, including 4% held in a company or trust and 7% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 262 homes matched. Community-level context.

Recent symphony isles unit one sales closed near 92.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 10 active listings in symphony isles unit one, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Virtually Staged. Pre-Construction. To be built.

OVERSIZED BEACH FRONT to-be-built home in the gated community of Symphony Isles AND boat slip at the community marina. 5 Bedrooms + Home Office + Media Room, Multiple outdoor living spaces on all three levels to enjoy the water views and sunsets relaxing with a tropical drink in hand. Live every day like it’s a vacation in this tropical paradise, where you can relax and take in the picturesque views from your own backyard beach.

Tons of storage and room for SIX cars in the first floor garage. PRIVATE elevator helps you enjoy all the space easily. Experience the best of Apollo Beach living in this stunning pre construction custom home, expertly crafted by the renowned local builder, Schmidt Luxury Homes.

Designed with top-of-the-line upgrades and a layout that caters to all your needs. First Floor: Ultimate Convenience The first floor serves as the foundation of convenience and storage, boasting ample room to park up to 6 cars, perfect for guests and car enthusiasts alike. Ascend the stairs or take the private elevator to the second floor, where everyday living and entertaining come to life.

This floor features a formal dining room, ideal for hosting gatherings, and an upgraded kitchen equipped with top-tier appliances, a walk-in pantry, and an island with casual seating. Adjacent to the kitchen, another dining area bridges the space to the great room, which features a cozy fireplace and access to a spacious second-floor terrace, perfect for relaxation and enjoying the views of the beautiful lot. The second floor also includes a private home office with its own balcony, a well-appointed guest room connected to a full bath with dual sinks, and a versatile media room perfect for movie nights, game days, or an additional living area.

The top floor is designed for privacy and comfort. The primary suite is a true retreat, featuring a large bedroom, two huge walk-in closets, and a bath with a large shower and dual sinks. Enjoy fresh breeze from your private terrace.

This floor also offers a junior suite with a private bath and walk-in closet, two additional bedrooms sharing a Jack & Jill bathroom with dual sinks, and a conveniently located laundry room. A cozy living space and another terrace on this floor provide the perfect spot to unwind and watch the stunning Florida sunsets. *Prime Beach-Front Lot* Seize this rare opportunity for your waterfront dream home on the last beachfront lot in Symphony Isles.

This over quarter-acre exclusive lot offers breathtaking panoramic views of Tampa Bay from your own private sand beach. The ready-to-build lot comes with a seawall and a 75' deep water boat slip in the private marina. The lush landscaping, including a 30ft Banyan, Queen Palms, and various fruit trees, enhances both privacy and beauty.

Welcome to Symphony Isles, a beautiful, gated community. With 24-hour uniformed security, residents enjoy peace of mind in a safe and secluded environment. Living in Symphony Isles means being part of an active and social community, with events and activities for all ages.

The community boasts a range of amenities, including a clubhouse, pool, playground, and a boat launch area. Symphony Beach Park, exclusive to residents, features a private beach on Tampa Bay, a barbecue area, gazebo, horseshoe pit, and volleyball court. Embrace the unparalleled craftsmanship of Schmidt Luxury Homes and make this exquisite residence your own.

Description provided by 27NORTH REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$6,267,714
Bed / bath5 / 4.5
Living area6,208 sq ft
Year built2025
Property typeSingle Family Residence
Garage6-car
MLS #T3542171
Listing status695 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~7 ft
Windstorm exposureLow
CountyHillsborough
Area listings10 active · 0 under contract
Estimated first-year tax~$65,811/yr
CDD assessmentNone on record
HOA (per listing)$154/mo

Calculated estimates

Price per sq ft$1010
Estimated monthly payment$39,883
Insurance (illustrative)$14k–$30k/yr
Comparable-sales median$1,100,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of 27NORTH REALTY · Listing agent: Shawna Calvert · 813-645-4663Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$2,197,632the mess$2,793,600

Actual list price: $6,267,714 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $154/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 695 days on market vs. a 81-day community median
  • 10 active listings competing
  • 7.1 months of supply
  • 17 closed here in the last 12 months

For reference, this home is listed at $6,267,714 ($1,010/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 6,208 sq ft × $354–$450/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 13, 2026.

Keep looking

Similar homes for sale near SYMPHONY ISLES UNIT FIVE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $6,267,714Momentum Realty · on market 695 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$65,811/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$14k–$30k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$154/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~7 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1013 SYMPHONY ISLES BOULEVARD?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by 27NORTH REALTY · MLS # T3542171

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in SYMPHONY ISLES UNIT FIVE

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SYMPHONY ISLES UNIT FIVE neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$1,100,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$402

Canonical 12-month median $/sq ft. Reference only.

Go deeper on SYMPHONY ISLES UNIT FIVE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Apollo Beach-HBAssigned elementary school · Hillsborough County School District
GRADEC
Eisenhower-HBAssigned middle school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
GRADEB
Lennard-HBAssigned high school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$28,727 – $41,785/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$11,994 – −$241At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1013 Symphony Isles Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $154/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 6,208 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $65,811/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 13, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1013 Symphony Isles Boulevard and when was it built?

Per the listing record, 1013 Symphony Isles Boulevard was built in 2025 and has 6,208 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1013 Symphony Isles Boulevard in?

1013 Symphony Isles Boulevard is in Symphony Isles Unit Five in Apollo Beach, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Symphony Isles Unit Five from the same MLS data.

Does 1013 Symphony Isles Boulevard have an HOA, and how much are the dues?

The listing reports HOA dues of $154 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1013 Symphony Isles Boulevard differ from the current owner's?

The estimate on this page (about $65,811 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1013 Symphony Isles Boulevard in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1013 SYMPHONY ISLES BOULEVARD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.