2 bedroom Villa at 1046 ALMONDWOOD DRIVE, HERITAGE SPGS VILLAGE 05, TRINITY — photo 1Front elevation
120 days on market Villa
$359,900
2-Bedroom Villa in HERITAGE SPGS VILLAGE 05

1046 ALMONDWOOD DRIVE, TRINITY, FL 34655

Villa in HERITAGE SPGS VILLAGE 05, TRINITY · No CDD
HERITAGE SPGS VILLAGE 05 · TRINITY, FL 34655 · Pasco
Listing data updated September 13, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,546Sq Ft
2000Year Built
$233Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$233 here vs $233 median sold (12 mo)
Buyer leverage
Buyer advantage
120 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~38 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 13, 2026, 1046 Almondwood Drive in Heritage Spgs Village 05, Trinity is listed at $359,900 (1,546 sq ft, about $233 per sq ft). It has been 120 days on market. Listing facts: built in 2000, HOA dues of $220/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2000 · 26 yrs
  • 1,546 sq ft of living area
  • 2-car garage
  • 120 days on market
  • HOA $220/mo (per listing)
Property timeline

This home’s history

  • 2000BuiltPer public record
  • Jul 10, 2026First trackedObserved at $359,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,564/mo
  • Principal & interest $1,869/mo 73%
  • Taxes $315/mo 12%
  • Insurance $160/mo 6%
  • HOA $220/mo 9%

$2,564/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (95), Insurance cost (69)
0 limited50100 exceptional

59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $233/sq ft vs the community 12-month median $233/sq ft.
Affordability50
List price $359,900 vs the community median $359,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~38 ft elevation. Verify the parcel with FEMA.
Insurance cost69
From FEMA Zone X and a 2000 build. Obtain a property-specific quote.
Renovation upside29
From a 2000 build and $233/sq ft vs the community median $233/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $233 per square foot, about in line with the community’s $233 median. HERITAGE SPGS VILLAGE 05’s 12-month median sold price per square foot is $233. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Under contract-accepting backup offers. MOTIVATED SELLERS are exited to make this IMPECCABLE, NEVER LIVED IN home since its UPDATES, YOURS! Located in sought after HERITAGE SPRINGS, in tranquil Spring Tree Village.

Prior owners decided not to move away from family, and all of their remodeling is YOUR GAIN! All MAJORS recently replaced, so no worries about inspection issues in this charming home. No concerns about COSTLY REMODELS either, since every room in this home has been updated with COMPLETE REPLACEMENT of all cabinetry & flooring, from popcorn removal down to the 5'' baseboard, as well as MUCH MORE!

This is a TRULY move in ready home as well as being VALUE PRICED for SAVINGS in the sought-after PREMIER 55 Plus community of Heritage Springs. From new Luxury flooring throughout, to new 42" HIGH QUALITY CABINETRY in the kitchen as well as BOTH bathrooms, fresh interior paint throughout the home, new baseboards, new wall plates, new lighting, new bathroom tile, did I already mention NO POPCORN? New ceiling fans, as well as all BRAND NEW APPLIANCES!

WOW! In addition, since this Villa is on an interior homesite location, the homeowners recently added $5,000 of LARGE (8FT) PRIVACY LANDSCAPING! You will love the versatility of this popular Magnolia floor plan, with the separate flex room off of the kitchen and as well as the guest suite and full bath in the front of the home.

Perfectly SIZED AND PRICED for a full time resident that wants to “Lock and Leave”, with mowing, irrigation, cable, exterior painting and more taken care of in your low monthly maintenance price, or if you want the perfect seasonal home with LESS WORRY while you are away! Every box is checked... ROOF (2021) HVAC (2022) All BRAND NEW appliances, including a new garbage disposal.

You have a LARGE laundry room complete with a sink and plenty of room that can be used for additional storage of pantry items, and much more. The master bedroom is spacious and the new privacy landscaping gives the appearance of looking out onto a garden….. a walk in closet and separate additional closet are conveniently located immediately outside the master bathroom, with DOUBLE SINKS and a BRAND NEW walk-in tiled shower.

QUARTZ countertops, NEW FAUCETS in kitchen and baths, NEW 5” BASEBOARD throughout the home, almost EVERYTHING was touched and replaced. A covered screened lanai to sit and sip your morning coffee. Don’t feel like cooking?

The amazing Chef and his team at the Fountain Vue restaurant will make you feel as if you are dining at a 5 STAR restaurant! Concerned about security? Heritage Springs is one of the only remaining communities that has an actual 24 Hour GUARD at our main front gate.

This home is NOT in a Flood Zone, nor an evacuation zone. The elegant clubhouse has a spectacular Performing Arts component, with live music/concerts offered many times per year. Billiards, cards, art, golf, tennis, shuffleboard, and bocce within our community and new PICKLE BALL courts right outside our back gate!

You have quick and easy access to the Veterans Expressway taking you directly to either Tampa International Airport or International Plaza. Within close distance outside of Heritage Springs is the vibrant, updated downtown area of New Port Richey, as well as Tarpon Springs and the BEACH, in addition to top-rated HEALTHCARE. And…..

only ONE resident needs to be 55 or older. LIVE YOUR RETIREMENT (or semi-retirement) DREAMS IN HERITAGE SPRINGS!

Description provided by F I GREY & SON RESIDENTIAL and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$359,900
Bed / bath2 / 2
Living area1,546 sq ft
Year built2000
Property typeVilla
Garage2-car
MLS #TB8493701
Listing status120 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~38 ft
Windstorm exposureLow
CountyPasco
Estimated first-year tax~$3,779/yr
CDD assessmentNone on record
HOA (per listing)$220/mo

Calculated estimates

Price per sq ft$233
Estimated monthly payment$2,564
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$359,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of F I GREY & SON RESIDENTIAL · Listing agent: Rebecca Dempsey · 727-495-2424Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$316,930the mess$403,506

Actual list price: $359,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 2000 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $220/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 1049 active listings competing, 259 under contract

For reference, this home is listed at $359,900 ($233/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,546 sq ft × $205–$261/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 13, 2026.

Keep looking

Similar homes for sale near HERITAGE SPGS VILLAGE 05

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $359,900Momentum Realty · on market 120 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,779/yr

A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$220/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~38 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1046 ALMONDWOOD DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by F I GREY & SON RESIDENTIAL · MLS # TB8493701

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in HERITAGE SPGS VILLAGE 05

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HERITAGE SPGS VILLAGE 05 neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$359,900

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$233

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HERITAGE SPGS VILLAGE 05

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pasco County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,650 – $2,399/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$962 – −$288At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1046 Almondwood Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2000 (26 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $220/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,546 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,779/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 13, 2026)
Community market statsStellar MLS closed sales, as of September 13, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1046 Almondwood Drive and when was it built?

Per the listing record, 1046 Almondwood Drive was built in 2000 and has 1,546 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1046 Almondwood Drive in?

1046 Almondwood Drive is in Heritage Spgs Village 05 in Trinity, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Heritage Spgs Village 05 from the same MLS data.

Does 1046 Almondwood Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $220 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1046 Almondwood Drive differ from the current owner's?

The estimate on this page (about $3,779 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1046 Almondwood Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1046 ALMONDWOOD DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.