10608 SE 174Th Loop, Summerfield, FL 34491
County-recorded value & sale
Matched by parcel ID to the Florida DOR certified tax roll (2025), Marion County public records. Values are county assessments, not an offer, appraisal or opinion of value.
County appraiser's just/market value
Assessed value after caps
After exemptions
County deed record, not MLS
Per the county roll
Per the county roll
Estimated value range
Based on 28 recent closed sales in ZIP 34491 ($154–$181 per sq ft) × this home’s 1,678 sq ft from the county roll. An estimate, not an appraisal.
$154/sq ft
$171/sq ft
$181/sq ft
Recent sales on this street
County-recorded sales on Se 174Th Loop, ZIP 34491. Public record, not MLS data.
9674 Se 174Th Loop
9673 Se 174Th Loop
10677 Se 174Th Loop
9565 Se 174Th Loop
11010 Se 174Th Loop
9488 Se 174Th Loop
Pricing & the SPRUCE CREEK SOUTH market
How this home is priced against recent nearby sales, and where SPRUCE CREEK SOUTH has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1994BuiltPer public record
- Aug 4, 2026First seen on movewithmomentum.comObserved at $284,500
- Aug 14, 2026Price cut$278,900 (-$5,600, -2.0%)
- Off marketNot currently listed
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Natural hazard risk
FEMA National Risk Index for Marion County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 6 comparable closed sales in SPRUCE CREEK SOUTH, closed within the last 18 months, same property type, living area within 30% of this home.
A 30% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1994 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — this home carries HOA dues of $180/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,678 sq ft × $132–$171/sq ft (interquartile band of 6 comparable closed sales in SPRUCE CREEK SOUTH, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 30, 2026.
Similar homes for sale near SPRUCE CREEK SOUTH
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in SUMMERFIELD
- 17965 SE 102nd Terrace, SUMMERFIELD · $245,000 · 2 bd / 2.0 ba · listed September 30, 2026 (courtesy of REAL BROKER, LLC)
- 3420 SE 135th Lane, SUMMERFIELD · $240,000 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of EVM TOTAL REAL ESTATE SOLUTION)
- 12056 SE 178th Street, SUMMERFIELD · $399,000 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of RE/MAX PREMIER REALTY LADY LK)
- 17816 SE 115th Court, SUMMERFIELD · $229,000 · 3 bd / 2.5 ba · listed September 29, 2026 (courtesy of VAUGHT REALTY)
- 10131 SE 170th Lane, SUMMERFIELD · $499,900 · 3 bd / 3.0 ba · listed September 29, 2026 (courtesy of MORRIS REALTY AND INVESTMENTS)
- 13158 SE 93rd Terrace Road, SUMMERFIELD · $279,450 · 2 bd / 2.0 ba · listed September 29, 2026 (courtesy of JUDY L. TROUT REALTY)
Recently off market in SPRUCE CREEK SOUTH
- 17929 SE 105th Avenue · last listed $185,000 · 2026-09-28
- 17747 SE 97th Avenue · last listed $276,000 · 2026-09-26
- 17960 SE 108th Court · last listed $214,900 · 2026-09-23
SPRUCE CREEK SOUTH sales history
| Year | Sales | Median price | Median $/sqft | Median days on market |
|---|---|---|---|---|
| 2026 | 62 | $220,000 | $162 | 95 |
| 2025 | 61 | $236,900 | $173 | 55 |
| 2024 | 70 | $240,000 | $182 | 32 |
| 2023 | 42 | $239,500 | $175 | 19 |
| 2022 | 62 | $227,500 | $161 | 6 |
| 2021 | 9 | $192,000 | $139 | 2 |
| 2019 | 10 | $145,000 | $106 | 78 |
| 2018 | 5 | $132,000 | $86 | 286 |
| 2017 | 39 | $125,000 | $96 | 52 |
| 2016 | 45 | $127,500 | $93 | 46 |
| 2015 | 14 | $119,900 | $85 | 42 |
| 2014 | 65 | $105,000 | $74 | 108 |
Community-level medians of closed sales in SPRUCE CREEK SOUTH; not a value for this home. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Momentum Research analysis of Stellar MLS records
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
More on SPRUCE CREEK SOUTH
Go deeper on SPRUCE CREEK SOUTH
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Marion County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the SPRUCE CREEK SOUTH guide → · Browse school-zone pages →
Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings
Buyer research checklist
Items worth confirming for 10608 Se 174Th Loop, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1994 (32 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $180/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Marion County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,678 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Ask the county how property taxes may change after a sale.
- Confirm school zoning directly with the district.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed hourly (last: September 30, 2026) |
| Comparable sales | Stellar MLS closed sales in SPRUCE CREEK SOUTH, last 18 months, as of September 30, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 10608 Se 174Th Loop and when was it built?
Per the listing record, 10608 Se 174Th Loop was built in 1994 and has 1,678 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 10608 Se 174Th Loop in?
10608 Se 174Th Loop is in Spruce Creek South in Summerfield, Marion County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 10608 Se 174Th Loop have an HOA, and how much are the dues?
The listing reports HOA dues of $180 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 10608 Se 174Th Loop differ from the current owner's?
Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 10608 Se 174Th Loop in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
What is 10608 SE 174TH LOOP worth today?
A licensed Momentum Realty agent prices it against live comps in SPRUCE CREEK SOUTH - a real number, not an algorithm’s guess. Free, no obligation.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.