Summerfield
Housing Market

City market report · Marion County · 9 ZIP codes

Median sale price $294,550, down 1.5% year over year, with homes going under contract in about 73 days.

4 communities reporting254 sales analyzedRefreshed twice dailyMomentum Score 45
Live Market Pulse
45/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Summerfield Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$295K
Median sold · 12 moConfidence: High
down 1.5% vs the prior 12 months
-1.5%
1-yr price change
n = 254 recent sales
$184/sf
Sold $/sqft · 12 mo
Marion County: $171 · -1.6% vs prior yr
92.8%
Sale vs ask
Marion County: 95.6% · -2.1pp vs prior yr
$273K
Marion County home value
Zillow ZHVI, monthly · -2.5% vs a year ago
Tempo
73days
Median DOM · closed
Marion County: 69 days · +20.0 days vs prior yr
Market context
26%
Listings with price cuts
Marion County · Zillow · -0.1pp vs prior month
3,708
County for-sale inventory
Zillow, monthly · -1.3% vs prior month
28%
New construction
share of recent sales · -3.2pp vs prior yr
43%
Cash buyers
share of sales · peak 48% · +3.6pp vs prior yr
45/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$58,535
Median household income
U.S. Census ACS, county
387,697
County population
+11.3% since 2018
4.7×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$1,659/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 1.5% versus the prior year, but sellers are still collecting 92.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 45
Momentum Score
Buyer leverage55
Seller leverage45

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Summerfield data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on Summerfield

The median sale price across Summerfield currently stands at $294,550, down 1.5% from a year ago. Buyers are paying a median of $184 per square foot. The typical home goes under contract in about 73 days. Sellers are capturing 92.8% of their original asking price on average.

Summerfield prices sit above the Marion County median by roughly 3%. Zillow's home value index for Marion County stands at $272,791. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Summerfield is 45 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Summerfield since 2012 — and where it’s heading

A median home here sold for $128,957 in 2012 and $295,418 over the last recorded year — 129% appreciation across 14 years of recorded sales. Cash buyers took 43% of recent sales, down from a 48% peak.

Median sale price · 2012–2026 (2,460 recorded sales)

$125K$218K$310K$295K2012: $129K2013: $138K2014: $155K2015: $180K2016: $179K2017: $187K2018: $207K2019: $219K2020: $238K2021: $254K2022: $306K2023: $306K2024: $304K2025: $298K2026: $295K20122015201920232026

Days on market by year

4d73d143d73d2012: 141d2013: 82d2014: 103d2015: 81d2016: 59d2017: 79d2018: 72d2019: 51d2020: 40d2021: 7d2022: 8d2023: 34d2024: 41d2025: 53d2026: 73d20122015201920232026

Cash buyers · share of sales

35%41%48%43%2016: 44%2017: 45%2018: 43%2019: 42%2020: 44%2021: 35%2022: 42%2023: 48%2024: 46%2025: 40%2026: 43%20162018202120242026

Home value trend · Marion County (Zillow ZHVI)

$273K$276K$280K$273KJul '25: $280KAug '25: $279KSep '25: $278KOct '25: $277KNov '25: $276KDec '25: $276KJan '26: $276KFeb '26: $276KMar '26: $276KApr '26: $275KMay '26: $275KJun '26: $274KJul '26: $273KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

3,6273,7173,8063,708Jul '25: 3,655Aug '25: 3,641Sep '25: 3,631Oct '25: 3,648Nov '25: 3,669Dec '25: 3,637Jan '26: 3,636Feb '26: 3,658Mar '26: 3,767Apr '26: 3,791May '26: 3,803Jun '26: 3,755Jul '26: 3,708Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Marion County (MLS)

1,0902,6474,203Aug 03 · Active: 4,127Aug 04 · Active: 4,074Aug 05 · Active: 4,096Aug 06 · Active: 4,122Aug 07 · Active: 4,120Aug 08 · Active: 4,130Aug 09 · Active: 4,140Aug 10 · Active: 4,131Aug 11 · Active: 4,110Aug 12 · Active: 4,125Aug 13 · Active: 4,123Aug 15 · Active: 4,141Aug 17 · Active: 4,117Aug 19 · Active: 4,106Aug 22 · Active: 4,121Aug 23 · Active: 4,120Aug 28 · Active: 4,095Aug 29 · Active: 4,119Aug 30 · Active: 4,122Aug 31 · Active: 4,113Sep 07 · Active: 4,076Sep 09 · Active: 4,031Sep 11 · Active: 4,059Sep 12 · Active: 4,070Sep 13 · Active: 4,074Sep 14 · Active: 4,063Sep 15 · Active: 4,051Aug 03Aug 19Sep 15ActivePending

Median price · daily recalculation

$282K$295K$307K$295KAug 06: $295KAug 08: $295KAug 09: $295KAug 10: $295KAug 11: $295KAug 12: $295KAug 13: $295KAug 15: $295KAug 17: $295KAug 18: $295KAug 19: $295KAug 20: $295KAug 21: $295KAug 22: $295KAug 23: $295KAug 24: $295KAug 26: $295KAug 28: $295KAug 29: $295KAug 30: $295KAug 31: $295KSep 01: $295KSep 04: $295KSep 05: $295KSep 06: $295KSep 07: $295KSep 08: $295KSep 09: $295KSep 10: $295KSep 11: $295KSep 12: $295KSep 13: $295KSep 14: $295KSep 15: $295KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 92%? 4%Manufactured Home - Post 1977 2%Mobile Home - Pre 1976 1%Villa 1%
Local Economics · county layer

What’s driving Summerfield

Who’s moving here
+11,408 net residents/yr

Top inbound states: NY, PA, NJ, MA. Movers arriving report ~$65,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,263/yr avg premium

1,973 Citizens policies in force in Marion County — the state-backed insurer of last resort. Budget insurance into any Marion purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,985 units permitted -11% YoY

5,420 single-family · 565 multi-family · 15.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
SPRUCE CREEK SOUTH ▼ 7%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Marion County

MarketMedianActiveScore
Summerfield ← this page$295K45
Ocala$292K10253Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
ORANGE BLOSSOM HILLSSummerfield$295K▲ 2%
STONECRESTSummerfield$345K▲ 2%
SUNSET HILLSSummerfield$289K▲ -4%
SPRUCE CREEK SOUTHSummerfield$220K▲ -7%
Prices cooling fastest
SPRUCE CREEK SOUTHSummerfield$220K▼ 7%
SUNSET HILLSSummerfield$289K▼ 4%
STONECRESTSummerfield$345K▼ 2%
ORANGE BLOSSOM HILLSSummerfield$295K▼ 2%
Selling fastest
SUNSET HILLSSummerfield$289K60 days
ORANGE BLOSSOM HILLSSummerfield$295K64 days
STONECRESTSummerfield$345K70 days
SPRUCE CREEK SOUTHSummerfield$220K95 days
Explore Deeper

Summerfield ZIP codes

Most active communities

More on Summerfield

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Summerfield right now?

The data says conditions currently favor neither side decisively in Summerfield — the Momentum Score reads 45/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Summerfield becoming more affordable?

Yes, modestly — the median sale price in Summerfield is $294,550, down 1.5% versus the prior year, while sellers still capture 92.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Summerfield?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SPRUCE CREEK SOUTH (-7%); SUNSET HILLS (-4%); STONECREST (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Summerfield neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are SUNSET HILLS (60 days); ORANGE BLOSSOM HILLS (64 days); STONECREST (70 days) — homes there go under contract well ahead of the market-wide pace of 73 days.

How does Summerfield compare to the rest of Marion County?

Summerfield's median of $294,550 runs 3% above the county-wide median of $285,000, and homes here take 73 days to go under contract versus 69 county-wide.

Questions

Summerfield housing market FAQ

Is it a good time to sell a house in Summerfield?

By the numbers, sellers in Summerfield are getting 92.8% of asking price and going under contract in about 73 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Summerfield housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Summerfield median sale prices are down 1.5% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Summerfield?

The median sale price in Summerfield is currently $294,550, down 1.5% from a year ago, based on MLS sales data updated September 15, 2026.

Is Summerfield a buyer's or seller's market right now?

The data currently is roughly balanced. Summerfield scores 45 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Summerfield?

The typical home in Summerfield goes under contract in about 73 days, per current MLS data.

Are home prices in Summerfield rising or falling?

Median sale prices are down 1.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Summerfield. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.