10912 Kirkwall Port Drive, Wimauma, FL 33598
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 20, 2026, 10912 Kirkwall Port Drive in Ayersworth Glen, Wimauma is listed at $329,000 (1,623 sq ft, about $203 per sq ft). That is 31% below Ayersworth Glen's median closed sale of $480,000 over the last 12 months (17 recorded sales). Per square foot it is below the community's recent $418/sq ft by about 51%. It came to market within the past week. Listing facts: built in 2013, waterfront, HOA dues of $8/mo, a CDD assessment of about $1,745/yr. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- CDD assessment ~$1,745/yr
- Built 2013 · 13 yrs
- 1,623 sq ft of living area
- 2-car garage
- Listed at $329,000 — recent neighborhood median sale price ~$480,000 (nearby sales; deemed reliable, not an appraisal)
- Active listing
- HOA $8/mo (per listing)
About this home
WELCOME TO AYERSWORTH GLEN! Enjoy peaceful WATERFRONT LIVING in this beautifully maintained 4-BEDROOM, 2-BATHROOM HOME offering OVER 1,600 SQUARE FEET OF LIVING SPACE and an ATTACHED 2-CAR GARAGE! Situated on a picturesque POND-FRONT HOMESITE in the desirable community of Ayersworth Glen in Wimauma, this inviting residence offers beautiful water views, attractive curb appeal, mature landscaping, and a welcoming covered front entry.
LOCATED IN FLOOD ZONE X AND LOW HOA FEES add to the appeal! Step inside to a BRIGHT AND SPACIOUS OPEN-CONCEPT FLOOR PLAN featuring TILE FLOORING THROUGHOUT THE MAIN LIVING AREAS, vaulted ceilings, neutral tones, decorative ceiling fans, recessed lighting, and abundant natural light. The welcoming foyer leads into the generously sized GREAT ROOM, where the living and dining areas flow seamlessly together, creating an inviting space for everyday living and entertaining.
The spacious living room offers plenty of room for comfortable seating, while the adjoining dining area features a decorative light fixture and ample space for gatherings. The WELL-APPOINTED KITCHEN overlooks the main living areas and showcases rich wood SHAKER-STYLE CABINETRY WITH UPPER CROWN MOLDING, attractive countertops, a suite of appliances, a double-basin sink, PANTRY CLOSET, and ample counter and storage space. A spacious BREAKFAST BAR WITH SEATING provides the perfect spot for casual dining while maintaining an open connection to the living and dining areas.
Conveniently located off the kitchen, the INTERIOR LAUNDRY ROOM provides direct access to the ATTACHED 2-CAR GARAGE. The PRIVATE PRIMARY SUITE is thoughtfully positioned on one side of the home and features a spacious WALK-IN CLOSET and ensuite bathroom with a DUAL-SINK VANITY and WALK-IN SHOWER. Three additional generously sized bedrooms are located on the opposite side of the home, each offering ample closet space and convenient access to a full guest bathroom.
This desirable SPLIT-BEDROOM FLOOR PLAN provides privacy and flexibility for family members, overnight guests, or a home office. Step outside to the LARGE COVERED LANAI, where you can relax, entertain, or simply enjoy the peaceful surroundings. The SPACIOUS FENCED BACKYARD overlooks a beautiful COMMUNITY POND, offering tranquil water views and a picturesque backdrop for enjoying Florida's spectacular sunsets.
With plenty of room for outdoor gatherings, recreation, or simply unwinding, this private outdoor setting provides a wonderful extension of the home's living space. Residents of AYERSWORTH GLEN enjoy an array of COMMUNITY AMENITIES, including a swimming pool, clubhouse, fitness center, basketball court, playground, and recreational areas. Conveniently located near US-301 and I-75, the community provides easy access to shopping, dining, schools, and the greater Tampa Bay area.
Experience the perfect combination of COMFORT, CONVENIENCE, AND WATERFRONT LIVING in this inviting Florida home!
Description provided by MARINA PARK REALTY LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,822/mo 77%
- Taxes $288/mo 12%
- Insurance $116/mo 5%
- HOA $8/mo 0%
- CDD $145/mo 6%
$2,380/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 10912 Kirkwall Port Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| CDD / special assessments | About $1,745/yr, the figure on file for this community; the listing record does not state its own. |
|---|---|
| HOA dues | $8/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,000/yr; neither is a quote. |
| Roof and age | Built in 2013. An original roof is about 13 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Hillsborough County market
How this home is priced against recent nearby sales, and where Hillsborough County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Hillsborough County
Each dot is a closed sale since 2007 (175 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $203/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2014–2026. Now 18 (cold).
This home’s history
- 2013BuiltPer public record
- Oct 20, 2026First seen on movewithmomentum.comObserved at $329,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
3 closed sales in AYERSWORTH GLEN in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 3 sales: $480,000 ($418/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
Directional estimate — built from 3 comparable closed sales in AYERSWORTH GLEN (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,979 recent closed sales we scored, the closed price landed inside the Messtimate range 55% of the time; median miss 9.8% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-19.
Actual list price: $329,000 ($203/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 11% spread on the same house — here is what a model can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
- The lot — this listing is waterfront; water frontage is priced far off nearby averages.
- Carrying costs & concessions — this home carries HOA dues of $8/mo and a CDD assessment of about $1,745/yr; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
- 2164 active listings competing, 578 under contract
- 1 closed here in the last 12 months
Selling your own home? Try the Messtimate on your address →
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (3); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 20, 2026.
Momentum Property Score
82/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $203 per square foot, about 51% below the community’s $418 median. Hillsborough County’s 12-month median sold price per square foot is $418. Median sold price per square foot is down 14.3% year over year. Confidence: Medium · 17 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
46% of homes in Hillsborough County are owner-occupied. An estimated 54% are non-owner-occupied, including 24% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 423 homes matched. Community-level context.
Recent Hillsborough County sales closed near 93.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1802 active listings in Hillsborough County.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 20, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by MARINA PARK REALTY LLC · MLS # C7532181
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Every home on Kirkwall Port Drive: what is for sale, what sold and when, the homes and the communities along it.
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Assigned schools
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 10912 Kirkwall Port Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2013: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $8/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- A CDD assessment of about $1,745/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,623 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,454/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 20, 2026) |
| Comparable sales | Stellar MLS closed sales in AYERSWORTH GLEN, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 10912 Kirkwall Port Drive and when was it built?
Per the listing record, 10912 Kirkwall Port Drive was built in 2013 and has 1,623 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 10912 Kirkwall Port Drive in?
10912 Kirkwall Port Drive is in Ayersworth Glen in Wimauma, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 10912 Kirkwall Port Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $8 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $1,745 per year; confirm the exact figure with the county.
Why might property taxes on 10912 Kirkwall Port Drive differ from the current owner's?
The estimate on this page (about $3,454 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 10912 Kirkwall Port Drive?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 10912 Kirkwall Port Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.
