145 days on market (MLS) Manufactured Home
$185,000
2-Bedroom Manufactured Home in LARGO

1100 Belcher Road #663, Largo, FL 33771

Manufactured Home in LARGO · No CDD on record
Largo, FL 33771 · Pinellas County
Listing data updated October 13, 2026 at 9:01 AM ET · checked against the MLS hourly
2Bedrooms
2Bathrooms
1,152Sq Ft
1978Year Built
$161Per Sq Ft
No CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
26% above
$/sq ft vs community
$161 here vs $128 median sold (12 mo)
Buyer leverage
Strong buyer advantage
145 days on market
17544.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~17 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $185k tops 10 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 1100 Belcher Road #663 in Largo is listed at $185,000 (1,152 sq ft, about $161 per sq ft). It has been 145 days on market. Listing facts: built in 1978, HOA dues of $420/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1978 · 48 yrs
  • 1,152 sq ft of living area
  • Listed at $185,000 — recent neighborhood median sale price ~$147,450 (nearby sales; deemed reliable, not an appraisal)
  • 145 days on market
  • HOA $420/mo (per listing)
Listing description

About this home

Welcome to this generously sized and well-maintained home, offering nearly 1,200 square feet of comfortable heated and cooled living space. Thoughtfully updated and filled with potential, this property is attractively priced to provide the perfect opportunity for you to add your personal touch and truly make it your own. The exterior boasts valuable upgrades, including a brand-new 2026 roof-over, durable vinyl siding, updated windows, and an extended driveway for added convenience.

A screened-in room with vinyl windows under the carport provides a wonderful space for relaxing or entertaining year-round. Additionally, the front Florida room—currently not included in the listed square footage—offers excellent potential to be easily converted into additional heated and cooled living space with the addition of ductwork. Inside, the home features both a formal dining room and a cozy dinette area adjacent to the kitchen, offering flexibility for everyday living and hosting guests.

The home is being sold furnished, creating a seamless and stress-free move-in experience. Recent improvements significantly enhance the home’s value and appeal. In 2026, the home received a new roof-over as well as new subflooring and laminate flooring in the main living and dining areas.

Additional updates include a new 150-amp exterior A/C service panel, a Rheem 40-gallon electric water heater, a new sink in the second bathroom, a programmable deadbolt, fresh interior paint, updated electrical outlets and GFCIs, and a smoke alarm (December 2023). The dining and kitchen nook furniture were also updated, along with a new mattress and frame in the second bedroom. Further enhancements include a new Ninja air fryer (February 2024), a dehumidifier (March 2024), and, in November 2024, new window blinds, a new dishwasher, new ¾-inch plywood subflooring in both bedrooms, and new laminate flooring.

December 2024 brought additional updates such as new faucets in both bathrooms, updated blinds throughout, a new ceiling fan in the primary bedroom, and a new laundry tub faucet. An additional improvement was completed in April 2025. With so many updates already in place, this home is truly move-in ready while still offering the opportunity to customize to your personal style.

Located in Fairway Village, a premier 55+ resident-owned manufactured home community in sunny Largo, this property includes the valuable Co-Op land share, which is included in the purchase price and transfers with the home. Residents enjoy an active and vibrant lifestyle with exceptional amenities, including a 19,000-square-foot clubhouse (opened January 2022) featuring a fitness center, billiards room, library, full kitchen, multiple meeting rooms, and event space for social activities. The community also offers two pools and spas, eight covered shuffleboard courts, and a 9-hole par-3 golf course for residents and guests.

Ideally located just minutes from St. Pete–Clearwater International Airport and the world-renowned Clearwater Beach, this home is perfect for both year-round living and seasonal enjoyment. Low monthly maintenance fees of just $420.00 include water and sewer, twice-weekly curbside garbage pickup, lawn care, basic cable, and internet service.

This is not a distressed sale—simply an outstanding opportunity to own a spacious, beautifully updated home in a highly desirable community at a compelling price. Schedule your private showing today and experience all this home has to offer!

All 66 photos

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Description provided by RE/MAX ACTION FIRST OF FLORIDA and reproduced from the MLS; not independently verified.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Listing agent: Gina Poore' · 727-531-2006Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$185,000
Bed / bath2 / 2
Living area1,152 sq ft
Year built1978
Property typeManufactured Home
MLS #TB8499985
Listing status145 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~17 ft
CountyPinellas
Area listings1157 active · 324 under contract
Estimated first-year tax~$1,943/yr
CDD assessmentNone on record
HOA$420/mo

Calculated estimates

Price per sq ft$161
Estimated monthly payment$1,707
Insurance (illustrative)$1k–$2k/yr
Messtimate range$122,112 – $162,432
Comparable-sales median$147,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,707/mo
  • Principal & interest $1,025/mo 60%
  • Taxes $162/mo 9%
  • Insurance $100/mo 6%
  • HOA $420/mo 25%

$1,707/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$1,943/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$420/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~17 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM

Pricing & the ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM market

How this home is priced against recent nearby sales, and where ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales66 THATCH PALM STREET66 THATCH PALM STREET: $70/sq ft$7013225 101ST STREET #42513225 101ST STREET #425: $106/sq ft$10614088 61ST STREET14088 61ST STREET: $126/sq ft$12626 ROYAL PALM CIRCLE26 ROYAL PALM CIRCLE: $129/sq ft$129351 KING PALM STREET351 KING PALM STREET: $141/sq ft$141This homeThis home: $161/sq ft$1611001 STARKEY ROAD #7961001 STARKEY ROAD #796: $164/sq ft$164Community median $128
Property timeline

This home’s history

  • 1978BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 145 cumulative days on market as of October 13, 2026
  • Oct 13, 2026First seen on movewithmomentum.comObserved at $185,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $185,000Momentum Realty · on market 145 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $147,450 ($128/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$122,112the mess$162,432

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $185,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 33% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1978 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $420/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 1462 active listings competing, 384 under contract
  • 1 closed here in the last 12 months

For reference, this home is listed at $185,000 ($161/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,152 sq ft × $106–$141/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

39/100
Strongest on: Flood safety (95), Insurance cost (53)
0 limited50100 exceptional

39/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $161/sq ft vs the community 12-month median $128/sq ft.
Affordability8
List price $185,000 vs the community median $147,450. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~17 ft elevation. Verify the parcel with FEMA.
Insurance cost53
From FEMA Zone X and a 1978 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 17544.0 months of supply in the surrounding market and 145 days on market for this home, against a 43-day area median.Days on market:this home 145Area median:  43 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. As of September 20, 2026.

🟡 Asking $161 per square foot, about 26% above the community’s $128 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $128. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 58% are non-owner-occupied, including 23% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

What’s unique here: one of only 1157 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1100 Belcher Road #663, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1978 (48 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $420/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,152 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $1,943/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1100 Belcher Road #663 and when was it built?

Per the listing record, 1100 Belcher Road #663 was built in 1978 and has 1,152 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1100 Belcher Road #663 in?

1100 Belcher Road #663 is in Largo, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1100 Belcher Road #663 have an HOA, and how much are the dues?

The listing reports HOA dues of $420 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1100 Belcher Road #663 differ from the current owner's?

The estimate on this page (about $1,943 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1100 Belcher Road #663 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.