Largo
Housing Market

City market report · Pinellas County · 21 ZIP codes

Median sale price $340,000, down 4.4% year over year, with homes going under contract in about 56 days, 221 homes on the market.

157 communities reporting1,111 sales analyzedRefreshed twice dailyMomentum Score 53
Live Market Pulse
53/100
Momentum
Balanced Market
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Largo Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$340K
Median sold · 12 moConfidence: High
down 4.4% vs the prior 12 months
-4.4%
1-yr price change
n = 1,111 recent sales
$261/sf
Sold $/sqft · 12 mo
Pinellas County: $286 · -4.7% vs prior yr
92.6%
Sale vs ask
Pinellas County: 92.6% · -0.9pp vs prior yr
$374K
Pinellas County home value
Zillow ZHVI, monthly · -2.1% vs a year ago
Tempo
3.8mo
Supply
3 to 6 months is the balanced band
56days
Median DOM · closed
Pinellas County: 51 days · +10.0 days vs prior yr
31%
Under contract
Pinellas County: 25%
221 · 59 ▼17
For sale · pending
live counts, refreshed twice daily
897
Sold · last 12 mo
closed across all tracked communities · +14.3% vs prior yr
Market context
30%
Listings with price cuts
Pinellas County · Zillow · -0.1pp vs prior month
8,572
County for-sale inventory
Zillow, monthly · -3.0% vs prior month
2%
New construction
share of recent sales · -4.3pp vs prior yr
34%
Cash buyers
share of sales · peak 37% · +6.3pp vs prior yr
53/100
Momentum score
Balanced Market
Economy & people · county layer
$70,293
Median household income
U.S. Census ACS, county
960,565
County population
+0.3% since 2018
5.3×
Price to income
county home value vs median income
69%
Owner-occupied
U.S. Census ACS, county
$2,324/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 31% of listed homes are already under contract. Prices are down 4.4% versus the prior year, but sellers are still collecting 92.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 53
Momentum Score
Buyer leverage47
Seller leverage53

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 31% of inventory sits under contract.
  • Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Largo data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.5 mo · balanced band · 135 active
$300K–$500K
2.2 mo · seller-tilted · 60 active
$500K–$750K
2.6 mo · seller-tilted · 15 active
$750K+
3.6 mo · balanced band · 11 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Largo is hot — and where it isn't

Each dot is a community (155 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Largo

The median sale price across Largo currently stands at $340,000, down 4.4% from a year ago. Buyers are paying a median of $261 per square foot. The typical home goes under contract in about 56 days. Sellers are capturing 92.6% of their original asking price on average.

There are 221 active listings on the market, with 59 more already under contract. At the current sales pace that works out to 3.8 months of supply — a seller-leaning market by the standard six-month benchmark. 897 homes closed here over the trailing 12 months.

Largo prices sit below the Pinellas County median by roughly 13%. Zillow's home value index for Pinellas County stands at $374,245. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Largo is 53 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Largo since 2012 — and where it’s heading

A median home here sold for $168,264 in 2012 and $342,884 over the last recorded year — 104% appreciation across 14 years of recorded sales. Cash buyers took 34% of recent sales, down from a 37% peak.

Median sale price · 2012–2026 (9,181 recorded sales)

$155K$260K$366K$343K2012: $168K2013: $175K2014: $176K2015: $159K2016: $166K2017: $187K2018: $235K2019: $335K2021: $250K2022: $332K2023: $336K2024: $359K2025: $362K2026: $343K20122015201920232026

Days on market by year

6d45d83d56d2012: 82d2013: 57d2014: 41d2015: 52d2016: 44d2017: 39d2018: 39d2019: 65d2021: 8d2022: 8d2023: 20d2024: 34d2025: 46d2026: 56d20122015201920232026

Cash buyers · share of sales

15%26%38%34%2016: 37%2017: 33%2018: 16%2019: 25%2020: 18%2021: 26%2022: 33%2023: 20%2024: 37%2025: 28%2026: 34%20162018202120242026

Home value trend · Pinellas County (Zillow ZHVI)

$371K$377K$383K$374KJul '25: $382KAug '25: $378KSep '25: $375KOct '25: $373KNov '25: $372KDec '25: $372KJan '26: $372KFeb '26: $373KMar '26: $374KApr '26: $374KMay '26: $374KJun '26: $374KJul '26: $374KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

8,5449,2319,9178,572Jul '25: 9,890Aug '25: 9,554Sep '25: 9,179Oct '25: 8,988Nov '25: 8,858Dec '25: 8,671Jan '26: 8,618Feb '26: 8,685Mar '26: 9,007Apr '26: 9,075May '26: 9,047Jun '26: 8,839Jul '26: 8,572Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Pinellas County (MLS)

1,6124,4007,188Jul 07 · Active: 7,077Aug 03 · Active: 6,921Aug 04 · Active: 6,867Aug 05 · Active: 6,869Aug 06 · Active: 6,845Aug 07 · Active: 6,864Aug 08 · Active: 6,863Aug 09 · Active: 6,858Aug 10 · Active: 6,823Aug 11 · Active: 6,768Aug 12 · Active: 6,764Aug 13 · Active: 6,758Aug 15 · Active: 6,802Aug 17 · Active: 6,730Aug 19 · Active: 6,715Aug 22 · Active: 6,795Aug 23 · Active: 6,803Aug 28 · Active: 6,785Aug 29 · Active: 6,800Aug 30 · Active: 6,785Aug 31 · Active: 6,775Sep 07 · Active: 6,742Sep 09 · Active: 6,726Sep 11 · Active: 6,802Sep 12 · Active: 6,796Sep 13 · Active: 6,778Sep 14 · Active: 6,736Sep 15 · Active: 6,719Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$340K$348K$355K$340KAug 06: $355KAug 08: $355KAug 09: $355KAug 10: $355KAug 11: $355KAug 12: $355KAug 13: $355KAug 15: $355KAug 17: $355KAug 18: $355KAug 19: $355KAug 20: $355KAug 21: $355KAug 22: $355KAug 23: $355KAug 24: $355KAug 26: $355KAug 28: $355KAug 29: $355KAug 30: $355KAug 31: $355KSep 01: $355KSep 04: $355KSep 05: $355KSep 06: $355KSep 07: $355KSep 08: $355KSep 09: $355KSep 10: $355KSep 11: $355KSep 12: $340KSep 13: $340KSep 14: $340KSep 15: $340KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 82%Townhome 3%Manufactured Home - Post 1977 3%Villa 3%Mobile Home - Pre 1976 2%
Local Economics · county layer

What’s driving Largo

Who’s moving here
-1,182 net residents/yr

Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,911/yr avg premium

20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
4,198 units permitted +60% YoY

1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Four Seasons Estates ▲ 31%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$750K+: 3.6 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Largo right now.

Biggest opportunity
$300K–$500K: 2.2 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Pinellas County

MarketMedianActiveScore
Largo ← this page$340K22153
St. Petersburg$435K1,07852Open →
Clearwater$315K39349Open →
Palm Harbor$366K24659Open →
Clearwater Beach$728K16637Open →
Seminole$396K15755Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Four Seasons EstatesLargo$130K▲ 31%
Village GreenLargo$312K▲ 25%
Marsandra EstatesLargo$384K▲ 24%
Ridgecrest AcresLargo$290K▲ 20%
New Haven CondoLargo$130K▲ 13%
Prices cooling fastest
Villas De Golf CondoLargo$168K▼ 24%
Shadow Lakes CondoLargo$146K▼ 20%
Bella Vista On Lake LargoLargo$165K▼ 18%
Penthouse GreensLargo$200K▼ 18%
Orange Blossom RidgeLargo$320K▼ 15%
Selling fastest
Keene Park Unit 1Largo$365K8 days
Sun Coast EstatesLargo$305K9 days
KEENE PARKLargo$375K10 days
Lake Seminole VillageLargo$285K11 days
LARGO LAKE VILLASLargo$368K13 days
Explore Deeper

Largo ZIP codes

Most active communities

More on Largo

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Largo right now?

The data says conditions currently favor neither side decisively in Largo — the Momentum Score reads 53/100 with 3.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Largo becoming more affordable?

Yes, modestly — the median sale price in Largo is $340,000, down 4.4% versus the prior year, while sellers still capture 92.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Largo?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Villas De Golf Condo (-24%); Shadow Lakes Condo (-20%); Bella Vista On Lake Largo (-18%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Largo neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Keene Park Unit 1 (8 days); Sun Coast Estates (9 days); KEENE PARK (10 days) — homes there go under contract well ahead of the market-wide pace of 56 days.

How does Largo compare to the rest of Pinellas County?

Largo's median of $340,000 runs 13% below the county-wide median of $393,000, and homes here take 56 days to go under contract versus 51 county-wide.

Questions

Largo housing market FAQ

How is the housing market in Largo right now?

As of September 15, 2026, the Largo housing market is roughly balanced: the median sale price is $340,000 (down 4.4% year over year), 221 homes are for sale against 897 sales in the last 12 months, which is 3.8 months of supply, and the typical home goes under contract in about 56 days.

How much is a house in Largo?

The median home sold for $340,000 in Largo over the last 12 months, about $261 per square foot; asking prices on the 221 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Largo?

By the numbers, sellers in Largo are getting 92.6% of asking price and going under contract in about 56 days with 3.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Largo housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Largo median sale prices are down 4.4% year over year, inventory stands at 3.8 months of supply, and 31% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Largo?

The median sale price in Largo is currently $340,000, down 4.4% from a year ago, based on MLS sales data updated September 15, 2026.

Is Largo a buyer's or seller's market right now?

The data currently is roughly balanced. Largo scores 53 of 100 on the Momentum Score, with 3.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Largo?

The typical home in Largo goes under contract in about 56 days, per current MLS data.

How many homes are for sale in Largo?

There are approximately 221 active listings in Largo as of September 15, 2026.

Are home prices in Largo rising or falling?

Median sale prices are down 4.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Largo. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.