Front elevation1100 Pinellas Bayway #I4, Tierra Verde, FL 33715
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 24, 2026, 1100 Pinellas Bayway #I4 in Sterling On The Gulf Condo, Tierra Verde is listed at $1,450,000 (2,100 sq ft, about $690 per sq ft). It came to market within the past week. Listing facts: built in 1983, waterfront. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1983 · 43 yrs
- 2,100 sq ft of living area
- 1-car garage
- Active listing
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 1983BuiltPer public record
- Sep 24, 2026First trackedObserved at $1,450,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $7,679/mo 78%
- Taxes $1,269/mo 13%
- Insurance $787/mo 8%
- HOA $50/mo 1%
$9,784/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
43/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $690 per square foot, about in line with the community’s $690 median. Sterling On The Gulf Condo’s 12-month median sold price per square foot is $690. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in Sterling On The Gulf Condo, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Experience elevated waterfront living from this beautifully remodeled penthouse residence at Sterling on the Gulf in Tierra Verde, Florida. Spanning approximately 2,100 square feet, this top-floor, three-bedroom, three-bath condominium combines an exceptional waterfront setting, a thoughtfully designed floor plan and a refined coastal aesthetic. Beautifully updated throughout in an upscale coastal palette, the residence offers generous living and entertaining spaces that flow effortlessly to an expansive waterfront balcony overlooking the Gulf and Tierra Verde Grand Canal.
The open floor plan features hurricane rated windows and doors, a cozy fireplace, low maintenance wide plank LVT flooring, a stylish new kitchen with contrasting blue island complete with gorgeous quartz countertops. Enjoy sweeping water views, passing boats and spectacular Florida sunsets from your own private outdoor retreat. The well-designed floor plan is particularly suited for multigenerational living or hosting extended family and guests, with three spacious bedrooms and three full baths (all newly remodeled).
The third bedroom offers the added convenience of a separate private entrance, as well as an office space/living area creating wonderful flexibility for guests, family members, a home office or a more private suite. For boating enthusiasts, this exceptional property includes a large deeded boat slip (approximately 45X18) with lift, placing the waterways of Tampa Bay and the Gulf within easy reach. Additional features include a private one-car garage with epoxy flooring, a temperature controlled cabana room, covered parking and a screened poolside room, providing valuable additional space for storing boating gear, beach equipment and everything that accompanies the Tierra Verde lifestyle.
An elevator provides convenient access to all levels, and the community is also pet-friendly. Sterling on the Gulf offers the relaxed atmosphere of an intimate waterfront community in one of Tierra Verde’s most desirable settings. Step outside and enjoy nearby restaurants, waterfront destinations and access to the beach just steps away, or spend the day boating, fishing and exploring the surrounding waterways.
Tierra Verde is celebrated for its distinctive island lifestyle, with marinas, boating, dining and some of the area's most beautiful natural surroundings. Just beyond the island lies Fort De Soto Park, while the Pinellas Bayway provides convenient access to St. Pete Beach, downtown St.
Petersburg and I-275. A rare opportunity to enjoy penthouse living, exceptional space, a deeded boat slip and the quintessential Tierra Verde waterfront lifestyle—all in one remarkable residence.
Description provided by COMPASS FLORIDA LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $1,450,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1983 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 2 active listings competing
For reference, this home is listed at $1,450,000 ($690/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,100 sq ft × $607–$773/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 24, 2026.
Similar homes for sale near STERLING ON THE GULF CONDO
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in TIERRA VERDE
- 206 6th Street, TIERRA VERDE · $7,200,000 · 5 bd / 5.5 ba · listed September 21, 2026 (courtesy of 1 PALM REALTY)
- 205 6th Street, TIERRA VERDE · $3,750,000 · 3 bd / 3.0 ba · listed September 19, 2026 (courtesy of COLDWELL BANKER REALTY)
- 650 Pinellas Bayway #2101, TIERRA VERDE · $1,425,000 · 3 bd / 3.0 ba · listed September 15, 2026 (courtesy of MICHAEL SAUNDERS & COMPANY)
- 751 Pinellas Bayway #208, TIERRA VERDE · $389,900 · 2 bd / 2.5 ba · listed September 10, 2026 (courtesy of LPT REALTY, LLC)
- 521 Pinellas Bayway #105, TIERRA VERDE · $975,000 · 3 bd / 3.5 ba · listed September 10, 2026 (courtesy of COLDWELL BANKER REALTY)
- 2000 Bayview Drive, TIERRA VERDE · $2,500,000 · 4 bd / 4.5 ba · listed September 10, 2026 (courtesy of CENTURY 21 COASTAL ALLIANCE)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by COMPASS FLORIDA LLC · MLS # TB8549561
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Recent sales activity in STERLING ON THE GULF CONDO
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the STERLING ON THE GULF CONDO neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on STERLING ON THE GULF CONDO
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the STERLING ON THE GULF CONDO guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 1100 Pinellas Bayway #I4, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1983 (43 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,100 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $15,225/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 24, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1100 Pinellas Bayway #I4 and when was it built?
Per the listing record, 1100 Pinellas Bayway #I4 was built in 1983 and has 2,100 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1100 Pinellas Bayway #I4 in?
1100 Pinellas Bayway #I4 is in Sterling On The Gulf Condo in Tierra Verde, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Sterling On The Gulf Condo from the same MLS data.
Why might property taxes on 1100 Pinellas Bayway #I4 differ from the current owner's?
The estimate on this page (about $15,225 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1100 Pinellas Bayway #I4 in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1100 PINELLAS BAYWAY #I4 in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.