Single Family Residence in OAK FOREST, FLORAL CITY · No CDD on record
OAK FOREST · Floral City, FL 34436 · Citrus County
Listing data updated October 14, 2026 at 9:57 AM ET · checked against the MLS hourly
Listed by RE/MAX MARKETING SPECIALISTS (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2Bathrooms
1,535Sq Ft
1979Year Built
$241Per Sq Ft
Private pool2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
43% above
$/sq ft vs community
$241 here vs $169 median sold (12 mo)
Buyer leverage
Buyer advantage
1 days on market
2460.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~100 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 14, 2026, 12261 S Elm Point in Oak Forest, Floral City is listed at $369,500 (1,535 sq ft, about $241 per sq ft). That is 39% above Oak Forest's median closed sale of $265,000 over the last 12 months (455 recorded sales). Per square foot it is above the community's recent $169/sq ft by about 43%. It came to market within the past week. Listing facts: built in 1979, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1979 · 47 yrs
1,535 sq ft of living area
2-car garage
Listed at $369,500 — recent neighborhood median sale price ~$265,000 (nearby sales; deemed reliable, not an appraisal)
New to market
No HOA reported by the listing (confirm)
Listing description
About this home
One or more photo(s) was virtually staged. Welcome to this exceptional 3-bedroom, 2-bath pool home is beautifully nestled on a picturesque 1-acre lot with graceful, distinctive brick-accented exterior. A charming, extended front porch welcomes you into an inviting open floor plan designed for effortless comfort and style.
Perfect for entertaining, the spacious living and dining room combo features elegant French doors that open directly to your private backyard oasis. At the heart of the home is a beautifully remodeled eat-in kitchen, fully equipped with soft-close cabinetry, sleek granite countertops, a classic tile backsplash, a built-in desk, and modern appliances—including a cooktop with range hood, double ovens, and a brand-new refrigerator. The primary suite boasts a generous walk-in closet and a private ensuite bath featuring a classic pedestal sink.
Two additional well-sized bedrooms offer ample space and share a bright second full bathroom. Step outside to discover a true outdoor paradise. Perfect for those hot summer days, the sparkling Diamond Brite pool is surrounded by a newer pool safety fence and complemented by an extended paver patio ideal for grilling.
Relax in the separate, fully screened lanai, or gather around the dedicated fire pit area. The sprawling, beautifully landscaped grounds also feature an additional water-equipped patio, a fenced garden area with its own water supply, and a handy storage shed complete with electricity. Enjoy ultimate peace of mind with major mechanical upgrades, including a new roof (2024), a brand-new A/C system (June 2026), fresh interior and exterior paint, a newer water heater, and newer energy-efficient windows throughout.
The property is secured by a blend of chain-link and newer vinyl fencing, with the seller stating the actual lot line extends well past the current fenced perimeter. The 2-car garage includes shelving for extra storage. Whether entertaining in the formal areas, relaxing by the pool, or enjoying the peace of the wooded acreage, this property offers an unparalleled lifestyle for any buyer.
Outdoor enthusiasts will appreciate being just 20 minutes from the public boat ramp to Henderson Lake and the Tsala Apopka Chain of Lakes—perfect for boating, fishing, and wildlife watching. Don’t miss this opportunity to own a peaceful retreat that’s close to everything! CONVENIENTLY & CENTRALLY located just 12mi from both Inverness & Brooksville.
NO HOA Zoned RUR
Description provided by RE/MAX MARKETING SPECIALISTS and reproduced from the MLS; not independently verified.
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Listing agent: Fran Meyer, PA · 352-686-0540Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$369,500
Bed / bath3 / 2
Living area1,535 sq ft
Year built1979
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #W7889412
Listing statusNew — 1 day on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~100 ft
CountyCitrus
Area listings795 active · 220 under contract
Estimated first-year tax~$4,775/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$241
Estimated monthly payment$2,645
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$265,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,645/mo
Principal & interest $2,047/mo77%
Taxes $398/mo15%
Insurance $200/mo8%
$2,645/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Citrus County rate (14.96 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $2,800/yr ($233/mo) — taxable value $186,904 × 14.96 mills
$1,975 more each year
(+71%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$237,626
Market value
$237,626
Assessed
$186,904
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 12261 S Elm Point
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $2,800/yr (certified county roll, taxable value × millage). Buy at the asking price of $369,500 and the first-year bill resets to about $4,775/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 14.96 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Citrus County is $1,410/yr (2,306 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 1979. An original roof would be about 47 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $515/month (tax $398, insurance $118). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~100 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Citrus County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Citrus County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · CITRUS SPGS UNIT 20
Pricing & the CITRUS SPGS UNIT 20 market
How this home is priced against recent nearby sales, and where CITRUS SPGS UNIT 20 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in CITRUS SPGS UNIT 20
Each dot is a closed sale since 2012 (1361 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2017–2026. This home lists at $241/sq ft.
Median sale price by year
12-month median closed price, 2017–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2018–2026. Now 22 (cold).
Property timeline
This home’s history
1979BuiltPer public record
About Oct 2026Listed (per MLS)MLS reports 1 cumulative days on market as of October 14, 2026
Oct 13, 2026First seen on movewithmomentum.comObserved at $369,500
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $369,500Momentum Realty · on market 1 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
4 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Oct 2026
$195,000
10482 S CLINT LOOP, FLORAL CITY
3 / 2 bd/ba · 1,833 sq ft · $106/sq ft
Courtesy of REMAX REALTY ONE · View details →
Sold Oct 2026
$195,000
10482 S CLINT LOOP, FLORAL CITY
3 / 2 bd/ba · 1,833 sq ft · $106/sq ft
Courtesy of REMAX REALTY ONE · View details →
Sold Sep 2026
$369,000
28330 PETERSON CAMP ROAD, BROOKSVILLE
3 / 2 bd/ba · 1,982 sq ft · $186/sq ft
Courtesy of ALIGN RIGHT REALTY LLC · View details →
Sold Nov 2025
$469,900
25989 GERONIMO STREET, BROOKSVILLE
3 / 2 bd/ba · 1,995 sq ft · $236/sq ft
Courtesy of BEACHES TO RANCHES REALTY · View details →
Median of these 4 sales: $265,000 ($169/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$147,100the mess$162,500
Directional estimate — built from 4 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,975 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-14.
Actual list price: $369,500 ($241/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 10% spread on the same house — here is what a model can't see:
Condition & updates — a 1979 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
The pool — a private pool carries cost and value the model only sees through the comps.
Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 1 days on market vs. a 63-day community median
1230 active listings competing, 274 under contract
6 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 14, 2026.
Momentum Scores
Momentum Property Score
48/100
Strongest on: Flood safety (95), Market timing (78)
0 limited50100 exceptional
48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $241/sq ft vs the community 12-month median $169/sq ft.
Affordability0
List price $369,500 vs the community median $265,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~100 ft elevation. Verify the parcel with FEMA.
Insurance cost54
From FEMA Zone X and a 1979 build. Obtain a property-specific quote.
Market liquidity50
Community median 63 days on market (12-month record).
Pricing power58
Recent sales closed at about 96.4% of original asking (~3.6% below). More room below asking generally favors buyers.
Market timing78
Momentum Market Heat is 22/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 2460.0 months of supply in the surrounding market and 1 days on market for this home, against a 63-day area median.Days on market:this home 1Area median: 63 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. As of September 20, 2026.
🟡 Asking $241 per square foot, about 43% above the community’s $169 median. CITRUS SPGS UNIT 20’s 12-month median sold price per square foot is $169. Median sold price per square foot is down 5.2% year over year. Confidence: Very High · 455 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent CITRUS SPGS UNIT 20 sales closed near 96.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 795 active listings in CITRUS SPGS UNIT 20, no CDD assessment.
Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by RE/MAX MARKETING SPECIALISTS · MLS # W7889412
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Keep looking
Similar homes for sale near OAK FOREST
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
Betz Farm 1,466-home proposal near Crystal River heads to county commission after denial recommendation
The 350-acre Betz Farm site on North Turkey Oak Drive near State Road 44 and U.S. 19 is proposed for 1,466 homes (1,138 single-family and 328 townhomes), down from 1,542 allowed in the original plan. The Planning and Development Commission voted 7-0 on Aug. 20 to recommend denial, and the County Commission hears it Tuesday.
Why it matters: If approved, the project would add a large block of housing supply on the Crystal River corridor, with added traffic on State Road 44 and U.S. 19 and flood-zone construction requirements. The site is about 3 miles south of Zz Stellar Citrus Unassigned.
Citrus commissioners to consider aviation economic development board for county airports
Commissioners were set to consider creating a board of people with aviation and business experience to study opportunities at the county's two public airports, Inverness Airport and Crystal River Airport. Commissioner Jeff Kinnard proposed it, and it would not replace the existing Aviation Advisory Board.
Why it matters: Aims to grow airport traffic and business activity, which could affect future aviation-related employment and commercial land demand near the airports. The site is about 5 miles south of Zz Stellar Citrus Unassigned.
Home Depot set to open Oct. 15 at State Road 44 and Kensington Avenue in Lecanto
Home Depot plans to open a store of about 136,980 square feet on the northeast corner of State Road 44 and Kensington Avenue, west of Inverness, on Oct. 15. The company says it is one of 12 locations it is opening this year.
Why it matters: Adds a large home-improvement retailer in central Citrus County, shortening shopping trips for residents who now travel to neighboring counties. The project is about 9 miles southeast of Zz Stellar Citrus Unassigned, elsewhere in Citrus County.
Former Crystal River Mall site townhome project delayed by construction costs
The developer plans 56 townhomes on the south side of the former mall site, starting with seven eight-unit buildings, a clubhouse and a dog park, under an approved PUD with a civil site plan permit issued. He cited interest rates, tariffs and energy costs for the delay and says construction could begin within 60 days if conditions improve; the deadline is 2034.
Why it matters: The long-vacant mall site stays undeveloped for now, delaying new housing supply and retail redevelopment on the U.S. 19 corridor. The site is about 3 miles south of Zz Stellar Citrus Unassigned.
Schools currently assigned to this address in Citrus County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Citrus County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 12261 S Elm Point, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1979 (47 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Citrus County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 1,535 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,775/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,975 more per year than the current owner’s estimated bill (+71%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 12261 S Elm Point and when was it built?
Per the listing record, 12261 S Elm Point was built in 1979 and has 1,535 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 12261 S Elm Point in?
12261 S Elm Point is in Oak Forest in Floral City, Citrus County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 12261 S Elm Point have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 12261 S Elm Point differ from the current owner's?
The estimate on this page (about $4,775 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,975 more per year than the current owner’s estimated bill (+71%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 12261 S Elm Point in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 12261 S ELM POINT in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
