Citrus County Homes for Sale

Citrus County snapshot (April 2026): typical home value $272K ($181/sqft), median rent $1,712, about 1,732 active listings, a median 78 days on market, and 22.2% of listings cutting price — a buyer's market. Values are -3.0% over the past year and +5.7% over five years.

Citrus County's economy centers on healthcare and retirement services (HCA Florida Citrus and Bravera Health), nature-based tourism around the springs and the manatees, and energy — Duke Energy's Crystal River complex is a major presence. The county school board and government are top public employers in a largely retiree-and-services economy.

The Citrus County School District is a smaller, steady district serving Crystal River, Inverness, and Lecanto, with consistent performance across its three high schools.

• Lecanto High School
• Crystal River High School
• Citrus High School (Inverness)

Confirm the zoned assignment among the county's three high-school zones. See school-zone guides →

A median-priced Citrus County home costs about $1,956/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $55,355. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.

At about $1,410 a year on average, Citrus is middle-of-the-pack for Florida — manageable, but very address-dependent near the water. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.

Builders pulled 2,102 residential permits last year (-14.0% YoY) — 2,082 single-family and 20 multifamily, about 13.2 per 1,000 residents. Active master-planned communities include Citrus Hills (Terra Vista); Citrus Springs; Beverly Hills; Sugarmill Woods; Pine Ridge (equestrian). Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →

Citrus County has about 158,693 residents. On a net domestic basis it gained roughly 4,216 people and a net +$233.43M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Domestic arrivals are led by NY, IL, AZ, TX. Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.

Expect Citrus to keep drawing affordability-focused retirees and outdoors buyers over the next 12 months, with steady, value-driven demand and modest price movement.

Citrus County's economy centers on healthcare and retirement services (HCA Florida Citrus and Bravera Health), nature-based tourism around the springs and the manatees, and energy — Duke Energy's Crystal River complex is a major presence. The county school board and government are top public employers in a largely retiree-and-services economy.

• Citrus County School District
• HCA Florida Citrus Hospital
• Bravera Health Seven Rivers
• Duke Energy (Crystal River Energy Complex)
• Citrus County government
• Walmart
• nature-tourism operators

Duke Energy's Crystal River Energy Complex is a major local employer; the springs-and-manatee nature tourism around Crystal River is a signature draw.

A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Citrus County agent →

Citrus is the springs-and-manatee Nature Coast: Crystal River and Kings Bay (one of the only places you can legally swim with manatees), the Homosassa and Rainbow rivers, the Withlacoochee State Trail, scalloping and Gulf fishing, and the rolling, oak-shaded terrain around Inverness and the equestrian Pine Ridge. It is a quiet, affordable, outdoors-and-retiree lifestyle.

Citrus's risks are coastal-and-inland: the Gulf-access and low-lying coastal areas (Crystal River, Homosassa) carry surge-and-flood exposure, sinkhole geology is a regional factor, and the economy is heavily retiree-and-services dependent. Most of the county is inland with lower hurricane risk, and insurance runs below the immediate coast.