Single Family Residence in STONECREST, SUMMERFIELD · No CDD on record
STONECREST · Summerfield, FL 34491 · Marion County
Listing data updated October 14, 2026 at 4:16 PM ET · checked against the MLS hourly
Listed by RE/MAX FOXFIRE - SUMMERFIELD (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2Bathrooms
1,803Sq Ft
2004Year Built
$202Per Sq Ft
GarageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% above
$/sq ft vs community
$202 here vs $186 median sold (12 mo)
Buyer leverage
Buyer advantage
2 days on market
3304.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~80 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 14, 2026, 12439 Se 176Th Loop in Stonecrest, Summerfield is listed at $364,000 (1,803 sq ft, about $202 per sq ft). That is 52% above Stonecrest's median closed sale of $240,000 over the last 12 months (11 recorded sales). It came to market within the past week. Listing facts: built in 2004, HOA dues of $152/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2004 · 22 yrs
1,803 sq ft of living area
Garage
Listed at $364,000 — recent neighborhood median sale price ~$240,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA $152/mo (per listing)
Listing description
About this home
Virtually Staged. Welcome to your Florida home in Stonecrest! Located in a gated, deed-restricted 55+ community, this custom-built, one-owner home was built in 2004 and offers a desirable north-facing orientation.
Enjoy the convenience of services just outside the gate, with many accessible by golf cart, and discover a wonderful community of friends and neighbors.** Thoughtfully designed with impressive architectural details, this home features 14-foot and 10-foot smooth ceilings, elegant tray ceilings, and arched doorways. The kitchen offers an island with storage, vented range hood, an approximately 6' x 2' x 7' pantry with custom pullout shelves, a generous 9'9" breakfast bar, and four recessed LED lights. A formal dining room with a large decorative window provides a welcoming space for entertaining. The expanded great room, extended by 6 feet, offers plenty of room for gatherings and features a 10-foot tray ceiling, ceiling fan, and four recessed LED lights.
Four sliding glass door panels, totaling 12 feet, open to the covered lanai and screened porch with ceiling fan, and a 6x6' patio for the grill creating a wonderful connection between indoor and outdoor living. The spacious primary suite features a tray ceiling, new blinds in 2023, ceiling fan, one walk-in closet with a pocket door, and two additional built-in closets. The en-suite bathroom includes a two-bowl vanity, linen closet, and a 3' x 5' tiled shower with a curtain rather than a door for easy access, plus a large casement window in the shower area. Additional highlights include a laundry room with sink and cabinets, a spacious expanded 26' x 22' garage with 10-foot ceiling, pull-down attic access, exterior keypad, side utility door, and a whole-house water filtration system. *Enjoy peace of mind with numerous updates: 2025: Dishwasher and garbage disposal* 2024: Ten new non-impact windows, range, and microwave* 2021: Hot water heater* 2020: Roof and 3.5-ton HVAC system* 2017: Garage door, washer, and dryer** Additional benefits include no carpet, no CDD or bond, and a monthly HOA fee of just $152.00.
Two ladders and a wall-mounted TV convey with the home. Blueprints and survey are available.*** Make this inviting Stonecrest home your own and enjoy the Florida lifestyle, convenient amenities, and a welcoming community of friends!***Today could be the BEST DAY OF THE REST OF YOUR LIFE! If you're searching for a home in a private, gated, golf community, look no further—you've found your dream lifestyle at Stonecrest.
Nestled in the heart of Central Florida, Stonecrest is a deed-restricted, active 55+ golf community that offers the perfect blend of luxury, convenience, and recreation. Imagine waking up every morning in a community designed for those who cherish an active lifestyle, where golf cart access takes you to nearby shopping and more. At Stonecrest, you'll have access to an array of amenities, including 26 clubs,67 activities, four community pools, one of which is a serene indoor pool—along with a spa and a fully equipped fitness center.
Whether you're looking to stay fit, relax, or meet new friends, you'll find it all here. With numerous activities to join, you'll never run out of opportunities to explore your passions and hobbies. The fun doesn’t stop there—enjoy lighted pickleball courts, softball, and so much more.
Welcome to Stonecrest. Call Cheryl for more details or to schedule your private showing.
Description provided by RE/MAX FOXFIRE - SUMMERFIELD and reproduced from the MLS; not independently verified.
Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD · Listing agent: Cheryl Pecoraro · 352-307-0304Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$364,000
Bed / bath3 / 2
Living area1,803 sq ft
Year built2004
Property typeSingle Family Residence
GarageYes
MLS #G5118925
Listing statusNew — 2 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~80 ft
CountyMarion
Area listings3030 active · 877 under contract
Estimated first-year tax~$3,800/yr
CDD assessmentNone on record
HOA$152/mo
Calculated estimates
Price per sq ft$202
Estimated monthly payment$2,636
Insurance (illustrative)$2k–$2k/yr
Messtimate range$331,752 – $432,720
Comparable-sales median$240,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,636/mo
Principal & interest $2,016/mo76%
Taxes $317/mo12%
Insurance $152/mo6%
HOA $152/mo6%
$2,636/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Marion County rate (12.08 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $1,425/yr ($119/mo) — taxable value $117,123 × 12.08 mills
$2,375 more each year
(+167%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$173,323
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$290,446
Market value
$172,845
Assessed
$117,123
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Marion County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 12439 Se 176Th Loop
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $1,425/yr (certified county roll, taxable value × millage). Buy at the asking price of $364,000 and the first-year bill resets to about $3,800/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 12.08 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$152/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Marion County is $1,263/yr (1,973 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$2,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2004. An original roof would be about 22 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $574/month (tax $317, HOA $152, insurance $105). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$152/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~80 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Marion County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailVery Low
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Marion County
Pricing & the Marion County market
How this home is priced against recent nearby sales, and where Marion County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Marion County
Each dot is a closed sale since 2006 (124 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $202/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 39 (cold).
Property timeline
This home’s history
2004BuiltPer public record
About Oct 2026Listed (per MLS)MLS reports 2 cumulative days on market as of October 14, 2026
Oct 12, 2026First seen on movewithmomentum.comObserved at $364,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $364,000Momentum Realty · on market 2 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Oct 2026
$436,900
1305 LA ESTRELLITA WAY, THE VILLAGES
3 / 2 bd/ba · 1,817 sq ft · $240/sq ft
Courtesy of LA ROSA REALTY ORLANDO LLC · View details →
Sold Jul 2026
$425,000
1130 AVENIDA DE LAS CASAS, LADY LAKE
2 / 2.5 bd/ba · 1,780 sq ft · $239/sq ft
· View details →
Sold Oct 2025
$515,000
89 PALERMO PLACE, THE VILLAGES
3 / 2 bd/ba · 1,779 sq ft · $289/sq ft
· View details →
Sold Aug 2026
$356,000
511 LOMA PASEO DRIVE, LADY LAKE
2 / 2 bd/ba · 1,832 sq ft · $194/sq ft
· View details →
Sold Dec 2025
$329,000
1206 BOWER LANE, LADY LAKE
4 / 2 bd/ba · 1,868 sq ft · $176/sq ft
· View details →
Sold Nov 2025
$344,247
811 HARPER PLACE, LADY LAKE
3 / 2 bd/ba · 1,876 sq ft · $184/sq ft
· View details →
Median of these 6 sales: $240,000 ($186/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$302,500the mess$385,700
Strong local evidence — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); the Marion County 2025 tax roll just value ($290,446) × the local sale-to-roll ratio of 40 nearby sales.
Track record: across 2,975 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-14.
Actual list price: $364,000 ($202/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 28% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $152/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 2 days on market vs. a 41-day community median
3304 active listings competing, 868 under contract
12 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 14, 2026.
Momentum Scores
Momentum Property Score
55/100
Strongest on: Flood safety (95), Insurance cost (72)
0 limited50100 exceptional
55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area28
This home $202/sq ft vs the community 12-month median $186/sq ft.
Affordability0
List price $364,000 vs the community median $240,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~80 ft elevation. Verify the parcel with FEMA.
Insurance cost72
From FEMA Zone X and a 2004 build. Obtain a property-specific quote.
Market liquidity67
Community median 41 days on market (12-month record).
Pricing power61
Recent sales closed at about 95.8% of original asking (~4.2% below). More room below asking generally favors buyers.
Market timing61
Momentum Market Heat is 39/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 3304.0 months of supply in the surrounding market and 2 days on market for this home, against a 41-day area median.Days on market:this home 2Area median: 41 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. As of September 20, 2026.
🟡 Asking $202 per square foot, about 9% above the community’s $186 median. Marion County’s 12-month median sold price per square foot is $186. Median sold price per square foot is down 41.1% year over year. Confidence: Medium · 11 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Marion County sales closed near 95.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3030 active listings in Marion County, no CDD assessment.
Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 12439 SE 176TH LOOP?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by RE/MAX FOXFIRE - SUMMERFIELD · MLS # G5118925
Request a showing
Keep looking
Similar homes for sale near STONECREST
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Aug 2026 · Schools
Marion County School Board largely approves plan to replace 11 aging schools and close four over five years
On August 11, 2026 the school board approved most of its Future-Focused Operations Plan, which replaces 11 facilities, closes four schools and removes 86 portable buildings. Belleview and Belleview-Santos elementaries would combine in a new southeast school, and Sparr, Anthony and Reddick-Collier would merge into a new north-end elementary opening in 2029-30. A replacement Lake Weir Middle is slated for 2027-28, and the Wyomina Park Elementary rezoning decision was delayed.
Why it matters: School attendance zones and campus locations will shift over the next five years, which affects school access for neighborhoods in Belleview, north Marion and central Ocala. The site is about 9 miles north of Zz Stellar Marion Unassigned.
Leena Ocala breaks ground with 360 apartments and townhomes near Ocala International Airport
Merrimac Ventures broke ground on Leena Ocala, a 360-unit garden-style community with 300 apartments and 60 townhomes at Southwest 60th Avenue and Southwest 52nd Street in southwest Ocala, with first deliveries expected in late 2027 and full completion around 2028.
Why it matters: A new rental community of this size adds housing near the airport and the Southwest 60th Avenue corridor, a factor that can influence demand for nearby Ocala communities. The project is about 9 miles northwest of Zz Stellar Marion Unassigned, elsewhere in Marion County.
Ocala approves large mixed-use development with up to 2,700 residences in southwest Ocala
The Ocala City Council approved a mixed-use development on about 251 acres along Southwest 43rd Court in southwest Ocala, clearing the way for up to roughly 2,700 residential units along with nearly one million square feet of commercial, office, and retail space.
Why it matters: A mixed-use community of this scale adds substantial future housing and commercial space to southwest Ocala, the kind of growth that can shape demand and pricing for nearby communities. The site is about 7 miles northwest of Zz Stellar Marion Unassigned.
New Publix-anchored shopping center planned in Marion Oaks
A Publix-anchored shopping center is planned at Southwest Highway 484 and Southwest 49th Court Road in the Marion Oaks area south of Ocala, adding grocery and retail to a fast-growing part of Marion County.
Why it matters: A new grocery-anchored center adds everyday retail to the Marion Oaks area, the kind of amenity that shapes convenience and demand for nearby communities. The site is about 3 miles west of Zz Stellar Marion Unassigned.
Schools currently assigned to this address in Marion County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Marion County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 12439 Se 176Th Loop, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $152/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Marion County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,803 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,800/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,375 more per year than the current owner’s estimated bill (+167%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 12439 Se 176Th Loop and when was it built?
Per the listing record, 12439 Se 176Th Loop was built in 2004 and has 1,803 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 12439 Se 176Th Loop in?
12439 Se 176Th Loop is in Stonecrest in Summerfield, Marion County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 12439 Se 176Th Loop have an HOA, and how much are the dues?
The listing reports HOA dues of $152 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 12439 Se 176Th Loop differ from the current owner's?
The estimate on this page (about $3,800 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,375 more per year than the current owner’s estimated bill (+167%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 12439 Se 176Th Loop in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 12439 SE 176TH LOOP in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
