3 bedroom Single Family Residence at 12494 MOUNTAIN PLOVER ROAD, ROYAL HIGHLANDS, WEEKI WACHEE — photo 1Front elevation
Active Single Family Residence
$275,000
3-Bedroom Pool Home in ROYAL HIGHLANDS

12494 MOUNTAIN PLOVER ROAD, WEEKI WACHEE, FL 34614

Single Family Residence in ROYAL HIGHLANDS, WEEKI WACHEE · No CDD · Built 2023
ROYAL HIGHLANDS · WEEKI WACHEE, FL 34614 · Hernando
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,001Sq Ft
2023Year Built
$275Per Sq Ft
Private pool1-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
41% above
$/sq ft vs community
$275 here vs $195 median sold (12 mo)
Buyer leverage
Balanced market
5.1-month supply
5.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 10
Price vs recent sales
Asking $275k is at or below all 10 recent closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 12494 Mountain Plover Road in Royal Highlands, Weeki Wachee is listed at $275,000 (1,001 sq ft, about $275 per sq ft). That is 27% below Royal Highlands's median closed sale of $374,400 over the last 12 months (314 recorded sales). Per square foot it is above the community's recent $195/sq ft by about 41%. It came to market within the past week. Listing facts: built in 2023, a private pool, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2023 · 3 yrs
  • 1,001 sq ft of living area
  • 1-car garage
  • Listed at $275,000 — recent neighborhood median sale price ~$374,400 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · ROYAL HIGHLANDS

Pricing & the ROYAL HIGHLANDS market

How this home is priced against recent nearby sales, and where ROYAL HIGHLANDS has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $275/sq ft$27511290 LIBERTO ROAD11290 LIBERTO ROAD: $279/sq ft$279Community median $195

Price vs. size in ROYAL HIGHLANDS

Each dot is a closed sale since 2005 (1447 total). This home is the gold marker.

$0$794k$1.6M2916,05211,813This home: $275,000, 1,001 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $275/sq ft.

$30$123$2172012: $7520122013: $482014: $6920142015: $732016: $7620162017: $882018: $10820182019: $1062021: $15120212022: $1702023: $19220232024: $1982025: $19920252026: $1952026

Median sale price by year

12-month median closed price, 2012–2026.

$75k$241k$407k2012: $180k20122013: $107k2014: $130k20142015: $141k2016: $150k20162017: $170k2018: $186k20182019: $191k2021: $273k20212022: $332k2023: $360k20232024: $355k2025: $375k20252026: $374k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 43 (normal).

1356982013: 2920132014: 402015: 4220152016: 472017: 5320172018: 392019: 2120192021: 682022: 9020222023: 652024: 5920242025: 582026: 432026
Property timeline

This home’s history

  • 2023BuiltPer public record
  • Sep 5, 2026First trackedObserved at $275,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,790/mo
  • Principal & interest $1,421/mo 79%
  • Taxes $241/mo 13%
  • Insurance $78/mo 4%
  • HOA $50/mo 3%

$1,790/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$4,200/yr
$350/mo·effective rate ~1.53%
Estimated from today’s asking price and current Hernando County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $2,925/yr ($244/mo)
+$1,275 more each year
(+44%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$157,005
Market value
$157,005
Assessed
$157,005
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

50/100
Strongest on: Affordability (94), Buyer competition (87)
0 limited50100 exceptional

50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $275/sq ft vs the community 12-month median $195/sq ft.
Affordability94
List price $275,000 vs the community median $374,400. Not a measure of personal affordability.
Market liquidity49
Community median 50 days on market, ~5.1 months of supply (12-month record).
Renovation upside10
From a 2023 build and $275/sq ft vs the community median $195/sq ft. Not a condition assessment.
Buyer competition87
13% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power53
Recent sales closed at about 97.5% of original asking (~2.5% below). More room below asking generally favors buyers.
Market timing57
Momentum Market Heat is 43/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $275 per square foot, about 41% above the community’s $195 median. ROYAL HIGHLANDS’s 12-month median sold price per square foot is $195. Median sold price per square foot is down 0.1% year over year. Confidence: Very High · 314 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

34% of homes in ROYAL HIGHLANDS are owner-occupied. An estimated 66% are non-owner-occupied, including 8% held in a company or trust and 86% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 10437 homes matched. Community-level context.

Recent ROYAL HIGHLANDS sales closed near 97.5% of original asking. Cash paid for about 13% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 152 active listings in ROYAL HIGHLANDS, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

The easiest move you will ever make! This one is TURNKEY, fully furnished, and move in ready, so all you have to bring is your suitcase. Built in 2023 and barely lived in, it still feels brand new, with luxury vinyl plank flooring, granite counters, and newer appliances throughout.

Inside it is bright and open, with vaulted ceilings, a nice kitchen with a breakfast bar, and a comfortable, coastal furnished feel throughout. What really sets this one apart is how smart it was built. Upgraded double insulation, including in the garage, keeps the home efficient and the electric bills low.

The insulated garage has its own mini split AC and is currently set up as a fun game and hangout room, an easy bonus space you can use as is or turn back into a garage. There is a whole house security system already in place, and the home comes with a transferable warranty for extra peace of mind. Out back you get a shaded hangout spot with lights, a fire pit, and a mini pool, perfect for winding down at the end of the day.

It has been used now and then as a short term rental, so the income potential is already proven if you want to keep it going. The location is a big part of the draw. You are just minutes from Weeki Wachee Springs State Park, where the famous mermaids, crystal clear water, and the Weeki Wachee River make for easy weekends of kayaking, paddleboarding, and floating the day away.

Pine Island beach, the Withlacoochee State Trail, and Gulf fishing are all close by, and everyday shopping like Publix, Target, and Home Depot is just a quick drive. When you need the city, the Suncoast Parkway puts you in Tampa in about an hour. Furnished, efficient, and ready today.

Even better, OWNER FINANCING and a LEASE OPTION may be available for the right buyer, so this move could be easier than you think. Call to come see it!

Description provided by REAL BROKER LLC - OCALA and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$275,000
Bed / bath3 / 2
Living area1,001 sq ft
Year built2023
Property typeSingle Family Residence
Garage1-car
PoolYes
MLS #OM730270
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyHernando
Area listings152 active · 45 under contract
Estimated first-year tax~$2,888/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$275
Estimated monthly payment$1,790
Insurance (illustrative)$500–$2k/yr
Comparable-sales median$374,400

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of REAL BROKER LLC - OCALA · Listing agent: Sabrina Salt · 855-450-0442Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$172,172the mess$218,218

Actual list price: $275,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 148 active listings competing, 45 under contract
  • 5.1 months of supply
  • 380 closed here in the last 12 months

For reference, this home is listed at $275,000 ($275/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,001 sq ft × $172–$218/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near ROYAL HIGHLANDS

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $275,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,888/yr

A rough first-year estimate only, applying a typical Hernando rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 12494 MOUNTAIN PLOVER ROAD?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by REAL BROKER LLC - OCALA · MLS # OM730270

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in ROYAL HIGHLANDS

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ROYAL HIGHLANDS neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$374,400

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$195

Canonical 12-month median $/sq ft. Reference only.

Go deeper on ROYAL HIGHLANDS

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hernando County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Winding Waters K8Assigned elementary school · Hernando County School District
Winding Waters K-8Assigned middle school · Hernando County School District
GRADEB
Weeki Wachee High SchoolAssigned high school · Hernando County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $195/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,260 – $1,833/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$567 – −$51At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 12494 Mountain Plover Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hernando County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 1,001 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,888/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 12494 Mountain Plover Road and when was it built?

Per the listing record, 12494 Mountain Plover Road was built in 2023 and has 1,001 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 12494 Mountain Plover Road in?

12494 Mountain Plover Road is in Royal Highlands in Weeki Wachee, Hernando County. The community section on this page shows recent closed sales, days on market, and active inventory for Royal Highlands from the same MLS data.

Does 12494 Mountain Plover Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 12494 Mountain Plover Road differ from the current owner's?

The estimate on this page (about $2,888 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 12494 Mountain Plover Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 12494 MOUNTAIN PLOVER ROAD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.