2 bedroom Manufactured Home at 12651 SEMINOLE BOULEVARD #10C, POINTE WEST RESIDENT OWNED COMMUNITY INC, LARGO — photo 1Front elevation
2 bedroom Manufactured Home at 12651 SEMINOLE BOULEVARD #10C, POINTE WEST RESIDENT OWNED COMMUNITY INC, LARGO — photo 2Living space
2 bedroom Manufactured Home at 12651 SEMINOLE BOULEVARD #10C, POINTE WEST RESIDENT OWNED COMMUNITY INC, LARGO — photo 3Kitchen
2 bedroom Manufactured Home at 12651 SEMINOLE BOULEVARD #10C, POINTE WEST RESIDENT OWNED COMMUNITY INC, LARGO — photo 4Owner's suite
2 bedroom Manufactured Home at 12651 SEMINOLE BOULEVARD #10C, POINTE WEST RESIDENT OWNED COMMUNITY INC, LARGO — photo 5Exterior / yardView all 85 photos →
360 days on market Manufactured Home
$220,000
2-Bedroom Pool Home in POINTE WEST RESIDENT OWNED COMMUNITY INC

12651 SEMINOLE BOULEVARD #10C, LARGO, FL 33778

Manufactured Home in POINTE WEST RESIDENT OWNED COMMUNITY INC, LARGO · No CDD
POINTE WEST RESIDENT OWNED COMMUNITY INC · LARGO, FL 33778 · Pinellas
Listing data updated July 25, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,127Sq Ft
1987Year Built
$195Per Sq Ft
Private poolNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$195 here vs $195 median sold (12 mo)
Buyer leverage
Buyer advantage
360 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1987 · 39 yrs
  • 1,127 sq ft of living area
  • 360 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1987BuiltPer public record
  • Jul 10, 2026First trackedObserved at $220,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,475/mo
  • Principal & interest $1,115/mo 76%
  • Taxes $192/mo 13%
  • Insurance $118/mo 8%
  • HOA $50/mo 3%

$1,475/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Insurance cost (60)
0 limited50100 exceptional

58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $195/sq ft vs the community 12-month median $195/sq ft.
Affordability50
List price $220,000 vs the community median $220,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost60
From FEMA Zone X and a 1987 build. Obtain a property-specific quote.
Renovation upside45
From a 1987 build and $195/sq ft vs the community median $195/sq ft. Not a condition assessment.
Buyer competition50
50% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $195 per square foot, about in line with the community’s $195 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $195. Confidence: Low · 1 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

46% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 54% are non-owner-occupied, including 20% held in a company or trust and 22% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 583 homes matched. Community-level context.

What’s unique here: one of only 5292 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

HUGE!,HUGE!, HUGE PRICE REDUCTION!! CHEAPER THAN A NEW HOME BUT FAR MORE UPGRADES !!!!Welcome Home to this ONE OF A KIND!!Completely updated Doublewide in the Award Winning Community of Pointe West. Discover the perfect blend of comfort and modern living in this beautifully updated manufactured home.

With 1500 square feet this 2 bedroom, 2 bathroom residence is not only spacious it is customized for the most discerning buyer. Step inside to find the heart of this home. The Chefs Kitchen that boasts state-of-the-art appliances, kitchen Island with waterfall quartz countertops, seating,an additional coffee bar area, dishwasher, custom cabinetry providing tons of storage.

The Open-Concept Living area is designed for both entertaining and everyday living. The expansive living space seamlessly connects to the Kitchen. Wainscoating on the walls throughout accents the warm and inviting tone to this home.

Just off the Kitchen and Living room is a formal Dining room that is ready for all your guest to enjoy or utilize it as a den or Florida Room adding additional living space. The vaulted ceilings, open concept and spacious square footage, Water softener and whole house filtration, 2019 HVAC, Roof Over, and New Windows, are just some of the great features that continue throughout the home. Enjoy the ease and efficiency of an in-home laundry room, offering a dedicated space for all your laundry needs and additional storage.

Step into elegance with a fully updated bathroom offering a luxurious Custom Walk-In Shower with rainfall showerhead, custom tilework, adding to this beautifully renovated space.Updated Flooring & Countertops with durable, water-resistant materials for both beauty and practicality. Custom cabinetry offering lots of storage giving this space a custom-designed space that is a perfect blend of comfort and function. The Luxurious Master Suite is a true retreat featuring a generous walk-in closet and an en-suite bathroom equipped with modern fixtures and finishes.

Indulge in the ultimate spa-like experience with a luxurious whirlpool bathtub, designed for comfort and relaxation. This is just one of the features that transforms the bathroom into a personal oasis, featuring a custom-designed walk-in shower that blends style, comfort, and functionality your own bidet and additional toilet, and custom cabinetry. The quest bedroom is practical with a wall of closets providing plenty of room for all your Florida essentials.

Just when you think you have it all...step into the dedicated airconditioned Florida room (Man Cave)!.The Ultimate Retreat, designed for watching the big game, gaming, or unwinding. This space is perfect for entertaining guest or providing a spare bedroom for additional guest. What a perfect spot to enjoy a morning coffee or escape to a great book.

This beautiful home comes fully furnished, is maintenance free with pavers completely around the unit, offers an extended carport with lighting, crank out awnings, and a whole home of upgrades. Discover the perfect blend of relaxation, recreation, and convenience at Pointe West, a vibrant 55+ golf cart community nestled along the shores of Lake Seminole. Social and friendly and just minutes to our award-winning Beaches, shopping, restaurants, 2 Airports, St.

Petersburg, Tampa, Tarpon Sponge Docks and so much more. Affordable living at its best! $300 monthly fee includes water, sewer, trash, lawncare, clubhouse, heated pool, boat slips and so much more.

Description provided by CHARLES RUTENBERG REALTY INC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$220,000
Bed / bath2 / 2
Living area1,127 sq ft
Year built1987
Property typeManufactured Home
PoolYes
MLS #TB8359363
Listing status360 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyPinellas
Area listings5292 active · 1411 under contract
Estimated first-year tax~$2,310/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$195
Estimated monthly payment$1,475
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$220,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of CHARLES RUTENBERG REALTY INC · Listing agent: Holly Frandeka · 727-538-9200Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$193,844the mess$245,686

Actual list price: $220,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 5171 active listings competing, 1343 under contract

For reference, this home is listed at $220,000 ($195/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,127 sq ft × $172–$218/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near POINTE WEST RESIDENT OWNED COMMUNITY INC

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $220,000Momentum Realty · on market 360 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,310/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in POINTE WEST RESIDENT OWNED COMMUNITY INC

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the POINTE WEST RESIDENT OWNED COMMUNITY INC neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$220,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$195

Canonical 12-month median $/sq ft. Reference only.

Go deeper on POINTE WEST RESIDENT OWNED COMMUNITY INC

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,008 – $1,467/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$498 – −$85At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 12651 SEMINOLE BOULEVARD #10C in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.