130 Riviera Dunes Way #701, Palmetto, FL 34221
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
130 Riviera Dunes Way #701 in Bel Mare Ph I, Palmetto is listed at $664,900 (1,847 sq ft, about $360 per sq ft). That sits within a few percent of Bel Mare Ph I's median closed sale of $587,000 over the last 12 months (8 recorded sales). Per square foot it is above the community's recent $305/sq ft by about 18%. It has been listed Oct 5, 2026, well inside the community's typical 57 days. Listing facts: built in 2007, waterfront, HOA dues of $1,717/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2007 · 19 yrs
- 1,847 sq ft of living area
- 1-car garage
- Listed at $664,900 — recent neighborhood median sale price ~$587,000 (nearby sales; deemed reliable, not an appraisal)
- listed Oct 5, 2026
- HOA $1,717/mo (per listing)
About this home
WELCOME TO ELEVATED WATERFRONT LIVING AT BEL MARE AT RIVIERA DUNES! Beautifully RENOVATED, LIGHT, BRIGHT AND MOVE-IN READY, this exceptional 7th-floor residence pairs sophisticated updates with captivating views of the RIVIERA DUNES MARINA, MANATEE RIVER and BEACH CLUB. From the moment you enter, walls of glass and abundant natural light showcase the spectacular waterfront setting.
The beautifully updated kitchen features QUARTZ COUNTERTOPS AND BACKSPLASH, NEW APPLIANCES, cabinetry with convenient PULL-OUTS and SOFT-CLOSE features, creating a polished and functional space for everyday living and entertaining. Thoughtful updates continue throughout the residence with FRESH INTERIOR PAINT, NEW LIGHTING, LUXURY VINYL PLANK FLOORING IN THE BEDROOMS, NEWLY REFRESHED GROUT, NEW WASHER AND DRYER, CUSTOM CLOSETS and MOTORIZED SHADES THROUGHOUT. A CLIMATE-CONTROLLED STORAGE UNIT within the building provides additional convenience.
Step outside and enjoy the sights and sounds of waterfront living as boats move through the marina and along the Manatee River. Whether enjoying morning coffee or relaxing at the end of the day, the ever-changing waterfront backdrop is truly something special. BEL MARE offers an impressive RESORT-STYLE AMENITY PACKAGE.
Residents enjoy multiple pools and spas, social rooms, private theater, billiards, conference and gathering spaces, grilling areas and OWNER GUEST SUITES available for visiting family and friends. Ownership also includes access to the nearby BEACH CLUB, featuring a resort-style pool, lap pool, 24-hour fitness center, PICKLEBALL, BOCCE, 9-HOLE PUTTING GREEN, lawn games, wellness activities and café. It is an extraordinary collection of amenities designed to make everyday life feel like a getaway.
LOVE BOATING? RIVIERA DUNES MARINA is right next door, offering deep-water access to the Manatee River, Tampa Bay and Gulf waters. Marina slips may be available separately for lease or purchase, subject to current availability and marina terms.
You can also WALK TO WATERFRONT DINING at Dockside Waterfront Grill or the Marriott Social Restaurant or Oyster River Rooftop Restaurant. The location adds another level of convenience. Bel Mare is near the Bradenton Area Convention Center and just across the bridge from DOWNTOWN BRADENTON and the RIVERWALK, where the GULF ISLANDS FERRY provides service to Bridge Street on ANNA MARIA ISLAND.
Enjoy convenient access to Gulf beaches while remaining centrally positioned between TAMPA AND ST. PETERSBURG to the north and SARASOTA AND LAKEWOOD RANCH to the south. For frequent travelers, three major airports—SARASOTA-BRADENTON INTERNATIONAL, ST.
PETE-CLEARWATER INTERNATIONAL and TAMPA INTERNATIONAL—are all within the greater region, making this an appealing Gulf Coast home base for full-time or seasonal living. UPDATED WATERFRONT LIVING, EXCEPTIONAL AMENITIES, MARINA ACCESS AND A CENTRAL GULF COAST LOCATION—#701 AT BEL MARE BRINGS IT ALL TOGETHER. Schedule your private showing and experience the Riviera Dunes lifestyle for yourself.
All 6 photos
Description provided by REAL BROKER, LLC and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $3,683/mo 56%
- Taxes $885/mo 14%
- Insurance $263/mo 4%
- HOA $1,717/mo 26%
$6,548/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 130 Riviera Dunes Way #701
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $3,525/yr (certified county roll, taxable value × millage). Buy at the asking price of $664,900 and the first-year bill resets to about $10,625/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.29 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $1,717/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Manatee County is $2,019/yr (5,326 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$4,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2007. An original roof would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Estimated carrying cost at the asking price, before the mortgage: about $2,771/month (tax $885, HOA $1,717, insurance $168). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Manatee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Manatee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the BEL MARE PH I market
How this home is priced against recent nearby sales, and where BEL MARE PH I has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in BEL MARE PH I
Each dot is a closed sale since 2009 (32 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2022–2026. This home lists at $360/sq ft.
Median sale price by year
12-month median closed price, 2022–2026.
This home’s history
- 2007BuiltPer public record
- About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-10-05" data-fmt="dom">listed Oct 5, 2026</span>)
- Oct 4, 2026First seen on movewithmomentum.comObserved at $687,000
- Oct 21, 2026Price cut$664,900 (-$22,100, -3.2%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales in BEL MARE PH I in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $587,000 ($305/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
Directional estimate — built from 10 comparable closed sales in BEL MARE PH I (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,982 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.3% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-20.
Actual list price: $664,900 ($360/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 50% spread on the same house — here is what a model can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
- The lot — this listing is waterfront; water frontage is priced far off nearby averages.
- Carrying costs & concessions — this home carries HOA dues of $1,717/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
- This home: listed Oct 5, 2026 on market vs. a 57-day community median
- 6 active listings competing, 2 under contract
- 12 closed here in the last 12 months
Selling your own home? Try the Messtimate on your address →
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (10); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 22, 2026.
Momentum Property Score
47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟠 Seller-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 17 days on market for this home, against a 57-day area median.Days on market:this home 17Area median: 57 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2026. As of August 2, 2026.
🟡 Asking $360 per square foot, about 18% above the community’s $305 median. BEL MARE PH I’s 12-month median sold price per square foot is $305. Median sold price per square foot is down 20.7% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent BEL MARE PH I sales closed near 97.5% of original asking. Cash paid for about 75% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 22, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by REAL BROKER, LLC · MLS # A4707101
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More on BEL MARE PH I
Go deeper on BEL MARE PH I
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 130 Riviera Dunes Way #701, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2007 (19 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Manatee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,847 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $10,625/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $7,100 more per year than the current owner’s estimated bill (+201%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 22, 2026) |
| Comparable sales | Stellar MLS closed sales in BEL MARE PH I, last 18 months, as of August 2, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 130 Riviera Dunes Way #701 and when was it built?
Per the listing record, 130 Riviera Dunes Way #701 was built in 2007 and has 1,847 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 130 Riviera Dunes Way #701 in?
130 Riviera Dunes Way #701 is in Bel Mare Ph I in Palmetto, Manatee County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 130 Riviera Dunes Way #701 have an HOA, and how much are the dues?
The listing reports HOA dues of $1,717 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 130 Riviera Dunes Way #701 differ from the current owner's?
The estimate on this page (about $10,625 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $7,100 more per year than the current owner’s estimated bill (+201%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 130 Riviera Dunes Way #701 in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.