3 bedroom Single Family Residence at 13116 Oxeye Lane, Crosswind Ranch, Parrish — photo 1Front elevation
172 days on market (MLS) Single Family Residence ▼ Price cut: $4,500 (9/5)
$439,503
3-Bedroom Home in CROSSWIND RANCH

13116 Oxeye Lane, Parrish, FL 34219

Single Family Residence in CROSSWIND RANCH, PARRISH · No CDD on record · Built 2025
CROSSWIND RANCH · Parrish, FL 34219 · Manatee County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
3Bathrooms
2,516Sq Ft
2025Year Built
$175Per Sq Ft
Waterfront2-car garageNew constructionNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
6% below
$/sq ft vs community
$175 here vs $187 median sold (12 mo)
Buyer leverage
Buyer advantage
172 days on market
5.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~34 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 12
Price vs recent sales
Asking $440k tops 4 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 13116 Oxeye Lane in Crosswind Ranch, Parrish is listed at $439,503 (2,516 sq ft, about $175 per sq ft). That sits within a few percent of Crosswind Ranch's median closed sale of $450,646 over the last 12 months (61 recorded sales). It has been 172 days on market, longer than the community's typical 43 days to contract. Listing facts: new construction, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2025
  • 2,516 sq ft of living area
  • 2-car garage
  • Listed at $439,503 — recent neighborhood median sale price ~$450,646 (nearby sales; deemed reliable, not an appraisal)
  • 172 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

The Terra Rosa II is a beautifully designed single-story home offering 2,500 square feet of thoughtfully planned living space. This open concept floor plan features 3 bedrooms, 3 full bathrooms, a versatile flex room, and a spacious 2-car garage—making it ideal for those who love to entertain. At the heart of the home is the expansive L-shaped kitchen, which boasts quartz countertops, stainless steel appliances, and cabinets on two walls for ample storage.

A large walk-in pantry enhances functionality, while the generous island—with seating for four at the flush breakfast bar—houses the sink and dishwasher, all while overlooking the great room and dining area. This seamless connection between spaces creates a warm, inclusive atmosphere perfect for hosting and everyday living. The owner’s suite is a private retreat, positioned at the back of the home for tranquility.

It features three large windows that flood the room with natural light and an en suite bath that offers a luxurious elongated shower with a sleek glass wall, an extended dual sink vanity, and a linen closet. A separate water closet and a remarkably spacious walk-in closet—complete with hanging racks on all four sides—complete this serene sanctuary. Bedroom 2 includes its own walk-in closet and private full bath, ideal for guests while Bedroom 3, located just off the foyer, is conveniently situated near a full hallway bath.

The flex room adds even more functionality, serving as the perfect space for a home office, gym, or playroom tailored to your lifestyle. At the rear of the home, large glass sliders open from the great room to a covered lanai, providing the perfect setting for outdoor relaxation or entertainment. The dining room, with its wall of windows, invites in ample sunlight, enhancing the airy, open feel of the interior.

The Terra Rosa II blends comfort, style, and practicality into a home that adapts to your needs and invites you to live beautifully. Photos, renderings and plans are for illustrative purposes only and should never be relied upon and may vary from the actual home. Pricing, dimensions and features can change at any time without notice or obligation.

The photos are from a furnished model home and not the home offered for sale.

Description provided by MATTAMY REAL ESTATE SERVICES and reproduced from the MLS; not independently verified.

Listing courtesy of MATTAMY REAL ESTATE SERVICES · Listing agent: Candace Merry · 215-630-6577Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$439,503
Bed / bath3 / 3
Living area2,516 sq ft
Year built2025
Property typeSingle Family Residence
Garage2-car
MLS #TB8487220
Listing status172 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~34 ft
CountyManatee
Area listings0 active · 0 under contract
Estimated first-year tax~$4,615/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$175
Estimated monthly payment$2,849
Insurance (illustrative)$1k–$2k/yr
Messtimate range$478,040 – $704,480
Comparable-sales median$450,646

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,849/mo
  • Principal & interest $2,346/mo 82%
  • Taxes $385/mo 13%
  • Insurance $118/mo 4%

$2,849/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,615/yr

Estimate: a typical Manatee effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~34 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Manatee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Manatee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively Low
Cold waveRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · CROSSWIND RANCH

Pricing & the CROSSWIND RANCH market

How this home is priced against recent nearby sales, and where CROSSWIND RANCH has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $175/sq ft$1759248 DERBYSHIRE DRIVE9248 DERBYSHIRE DRIVE: $190/sq ft$1909248 DERBYSHIRE DRIVE9248 DERBYSHIRE DRIVE: $190/sq ft$1909041 SUNDANCE TERRACE9041 SUNDANCE TERRACE: $191/sq ft$1919041 SUNDANCE TERRACE9041 SUNDANCE TERRACE: $191/sq ft$1919015 EAGLE VIEW TERRACE9015 EAGLE VIEW TERRACE: $280/sq ft$2809015 EAGLE VIEW TERRACE9015 EAGLE VIEW TERRACE: $280/sq ft$280Community median $187

Price vs. size in CROSSWIND RANCH

Each dot is a closed sale since 2023 (110 total). This home is the gold marker.

$189k$853k$1.5M1,4983,2965,095This home: $439,503, 2,516 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $175/sq ft.

$182$208$2342024: $22920242025: $22720252026: $1872026

Median sale price by year

12-month median closed price, 2024–2026.

$423k$568k$713k2024: $608k20242025: $685k20252026: $451k2026
Property timeline

This home’s history

  • 2025BuiltPer public record
  • About Apr 2026Listed (per MLS)MLS reports 172 cumulative days on market as of October 1, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $444,003
  • Sep 5, 2026Price cut$439,503 (-$4,500, -1.0%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $439,503Momentum Realty · on market 172 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in CROSSWIND RANCH in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $450,646 ($187/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$478,040the mess$704,480

Stronger local evidence — 6 comparable closed sales in CROSSWIND RANCH, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $439,503 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 47% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 172 days on market vs. a 43-day community median
  • 38 active listings competing, 15 under contract
  • 80 closed here in the last 12 months

For reference, this home is listed at $439,503 ($175/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,516 sq ft × $190–$280/sq ft (interquartile band of 6 comparable closed sales in CROSSWIND RANCH, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

71/100
Strongest on: Flood safety (95), Buyer competition (89)
0 limited50100 exceptional

71/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area66
This home $175/sq ft vs the community 12-month median $187/sq ft.
Affordability54
List price $439,503 vs the community median $450,646. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~34 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity66
Community median 43 days on market (12-month record).
Buyer competition89
11% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power48
Recent sales closed at about 98.4% of original asking (~1.6% below). More room below asking generally favors buyers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 5.7 months of supply in the surrounding market and 172 days on market for this home, against a 43-day area median.Days on market:this home 172Area median:  43 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. As of August 2, 2026.

🟡 Asking $175 per square foot, about 6% below the community’s $187 median. CROSSWIND RANCH’s 12-month median sold price per square foot is $187. Median sold price per square foot is down 34.2% year over year. Confidence: Very High · 61 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

12% of homes in CROSSWIND RANCH are owner-occupied. An estimated 88% are non-owner-occupied, including 75% held in a company or trust and 1% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 97 homes matched. Community-level context.

Recent CROSSWIND RANCH sales closed near 98.4% of original asking. Cash paid for about 11% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Go deeper

More on CROSSWIND RANCH

Go deeper on CROSSWIND RANCH

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Manatee County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 13116 Oxeye Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Manatee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,516 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,615/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesStellar MLS closed sales in CROSSWIND RANCH, last 18 months, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 13116 Oxeye Lane and when was it built?

Per the listing record, 13116 Oxeye Lane was built in 2025 and has 2,516 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 13116 Oxeye Lane in?

13116 Oxeye Lane is in Crosswind Ranch in Parrish, Manatee County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 13116 Oxeye Lane have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 13116 Oxeye Lane differ from the current owner's?

The estimate on this page (about $4,615 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 13116 Oxeye Lane in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.