2 bedroom Condominium at 14130 Rosemary Lane #3115, Lakeview Of Largo, Largo — photo 1Front elevation
Active Condominium
$195,000
2-Bedroom Condo in LAKEVIEW OF LARGO

14130 Rosemary Lane #3115, Largo, FL 33774

Condominium in LAKEVIEW OF LARGO · No CDD
LAKEVIEW OF LARGO · Largo, FL 33774 · Pinellas
Listing data updated September 23, 2026 · refreshed twice daily
2Bedrooms
1.5Bathrooms
880Sq Ft
1972Year Built
$222Per Sq Ft
WaterfrontNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
32% above
$/sq ft vs community
$222 here vs $168 median sold (12 mo)
Buyer leverage
Strong seller market
under 1-month supply
Under 1 month
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~38 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $195k tops 11 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 23, 2026, 14130 Rosemary Lane #3115 in Lakeview Of Largo, Largo is listed at $195,000 (880 sq ft, about $222 per sq ft). That is 35% above Lakeview Of Largo's median closed sale of $144,600 over the last 12 months (21 recorded sales). Per square foot it is above the community's recent $168/sq ft by about 32%. It came to market within the past week. Listing facts: built in 1972, waterfront. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1972 · 54 yrs
  • 880 sq ft of living area
  • Listed at $195,000 — recent neighborhood median sale price ~$144,600 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Lakeview Of Largo

Pricing & the Lakeview Of Largo market

How this home is priced against recent nearby sales, and where Lakeview Of Largo has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales14130 ROSEMARY LANE #331214130 ROSEMARY LANE #3312: $142/sq ft$14214130 ROSEMARY LANE #511414130 ROSEMARY LANE #5114: $148/sq ft$14814130 ROSEMARY LANE #331114130 ROSEMARY LANE #3311: $157/sq ft$15714130 ROSEMARY LANE #330614130 ROSEMARY LANE #3306: $164/sq ft$16414130 ROSEMARY LANE #410514130 ROSEMARY LANE #4105: $190/sq ft$190This homeThis home: $222/sq ft$22214130 ROSEMARY LANE #311214130 ROSEMARY LANE #3112: $233/sq ft$233Community median $168

Price vs. size in Lakeview Of Largo

Each dot is a closed sale since 2014 (145 total). This home is the gold marker.

$30k$170k$310k6181,0121,407This home: $195,000, 880 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $222/sq ft.

$61$155$2492015: $7920152016: $9020162017: $8820172019: $11720192021: $18920212022: $20220222023: $23020232024: $21320242025: $18720252026: $1682026

Median sale price by year

12-month median closed price, 2015–2026.

$56k$146k$235k2015: $74k20152016: $84k20162017: $82k20172019: $100k20192021: $148k20212022: $200k20222023: $218k20232024: $205k20242025: $160k20252026: $145k2026

Market Heat by year (0–100)

Momentum Market Heat, 2016–2026. Now 31 (cold).

1856942016: 4720162017: 6220172022: 8720222023: 4120232024: 3420242025: 2520252026: 312026
Property timeline

This home’s history

  • 1972BuiltPer public record
  • Sep 23, 2026First trackedObserved at $195,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,359/mo
  • Principal & interest $1,033/mo 76%
  • Taxes $171/mo 13%
  • Insurance $106/mo 8%
  • HOA $50/mo 4%

$1,359/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

56/100
Strongest on: Pricing power (97), Flood safety (95)
0 limited50100 exceptional

56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $222/sq ft vs the community 12-month median $168/sq ft.
Affordability0
List price $195,000 vs the community median $144,600. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~38 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1972 build. Obtain a property-specific quote.
Market liquidity72
Community median 62 days on market, ~0.5 months of supply (12-month record).
Renovation upside63
From a 1972 build and $222/sq ft vs the community median $168/sq ft. Not a condition assessment.
Pricing power97
Recent sales closed at about 88.6% of original asking (~11.4% below). More room below asking generally favors buyers.
Market timing69
Momentum Market Heat is 31/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $222 per square foot, about 32% above the community’s $168 median. Lakeview Of Largo’s 12-month median sold price per square foot is $168. Median sold price per square foot is down 9.9% year over year. Confidence: High · 21 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Lakeview Of Largo sales closed near 88.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Lakeview Of Largo, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to Lakeview of Largo! This beautiful condo is located less than one mile from Indian Rocks Beach—toes in the sand in minutes! Your condo is a desirable First-Floor Unit with an absolutely Beautiful Waterview.

Your condo has ceramic tile floors though-out. The condo is being sold (Turn-Key) fully furnished. Everything you see inside is included.

From the new living room suit, beds, kitchenware, dishes, pots and pans. Everything in the condo stays. Lakeview of Largo is one of Largo’s most desirable 55+ communities, known for its charming sidewalks winding beneath majestic live oak trees and around a serene lake with three fountains and a wooden bridge leading to the community Lake House.

The Lake House is where your heated pool and Jacuzzi hot-tub are located with poolside restrooms. The Lake House offers coffee and donuts every Tuesday morning. Game nights on Tuesdays, Poker on Wednesdays, Mahjong, Rummy Cube, Bingo, and more.

There are weekly shuffleboard tournaments, live music twice a year at the pool, and pool aerobics. This is a community where you can be as active—or relaxed—as you want. Lakeview of Largo offers peace of mind as well.

The community is built of sturdy concrete block construction, about 38 feet above sea level in a non-flood zone. Meaning no hurricane evacuation is required and No Flood Insurance. LOL has recently undergone some major updates.

All the walkways and buildings have been pressure washed, grinded, patched, painted and sealed in 2025. The Parking lots were all ground up and newly paved January 2026. There were no assessments for these updates.

Lakeview Of Largo is a well run community. This condo is, Move-In-Ready with new hurricane-rated windows, fully remodeled bathrooms, updated kitchen with granite countertops, soft-close cabinet doors and drawers and some pull-out storage drawers. The entire condo has just been painted.

Your condo is conveniently located just steps away from the laundry room. In addition to the beach, you’ll find excellent restaurants, two grocery stores, a gym, and everything you need within a half-mile—no car required! This condo truly offers maintenance-free living in a vibrant 55+ community.

Schedule your showing today and discover your new Florida lifestyle at Lakeview of Largo!

Description provided by CENTURY 21 COAST TO COAST and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$195,000
Bed / bath2 / 1.5
Living area880 sq ft
Year built1972
Property typeCondominium
MLS #TB8550681
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~38 ft
Windstorm exposureLow
CountyPinellas
Area listings1 active · 1 under contract
Estimated first-year tax~$2,048/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$222
Estimated monthly payment$1,359
Insurance (illustrative)$1k–$2k/yr
Messtimate range$130,240 – $167,200
Comparable-sales median$144,600

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of CENTURY 21 COAST TO COAST · Listing agent: Scott Nealy · 727-398-3030Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$130,240the mess$167,200

Actual list price: $195,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1972 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing, 1 under contract
  • 0.5 months of supply
  • 24 closed here in the last 12 months

For reference, this home is listed at $195,000 ($222/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 880 sq ft × $148–$190/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.

Keep looking

Similar homes for sale near LAKEVIEW OF LARGO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in LARGO

  • 1400 Water View Drive #202, LARGO · $265,000 · 3 bd / 2.0 ba · listed September 23, 2026 (courtesy of LUXURY & BEACH REALTY INC)
  • 41 Pindo Palm Street #41, LARGO · $49,900 · 2 bd / 2.0 ba · listed September 22, 2026 (courtesy of RE/MAX ACTION FIRST OF FLORIDA)
  • 1050 Starkey Road #2102, LARGO · $390,000 · 4 bd / 3.5 ba · listed September 22, 2026 (courtesy of 1 PALM REALTY)
  • 12300 Vonn Road #9205, LARGO · $170,000 · 2 bd / 2.0 ba · listed September 22, 2026 (courtesy of NORTHSTAR REALTY)
  • 14271 Iroquois Avenue, LARGO · $575,000 · 2 bd / 2.0 ba · listed September 21, 2026 (courtesy of PARK PROPERTY GROUP)
  • 11730 Shipwatch Drive #207, LARGO · $405,000 · 2 bd / 2.0 ba · listed September 21, 2026 (courtesy of KELLER WILLIAMS TAMPA PROPERTIES)

Recently off market in LAKEVIEW OF LARGO

Transparency

Price & listing history

Listed for $195,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,048/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~38 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 14130 ROSEMARY LANE #3115?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by CENTURY 21 COAST TO COAST · MLS # TB8550681

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in LAKEVIEW OF LARGO

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LAKEVIEW OF LARGO neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$144,600

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$168

Canonical 12-month median $/sq ft. Reference only.

Go deeper on LAKEVIEW OF LARGO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $168/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$894 – $1,300/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$490 – −$125At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 14130 Rosemary Lane #3115, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1972 (54 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 880 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,048/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 23, 2026)
Community market statsStellar MLS closed sales, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 14130 Rosemary Lane #3115 and when was it built?

Per the listing record, 14130 Rosemary Lane #3115 was built in 1972 and has 880 sq ft of living area, 2 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 14130 Rosemary Lane #3115 in?

14130 Rosemary Lane #3115 is in Lakeview Of Largo in Largo, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Lakeview Of Largo from the same MLS data.

Why might property taxes on 14130 Rosemary Lane #3115 differ from the current owner's?

The estimate on this page (about $2,048 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 14130 Rosemary Lane #3115 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 14130 ROSEMARY LANE #3115 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.